_afb id by dna probe rflx ast at Hackensack University Medical Center

30 Prospect Avenue, Hackensack, NJ · Hackensack Meridian Health · · NPI 1457456279

Source: hospital's published price file ↗ · Published Dec 31, 2025 · Ingested Aug 13, 2026

$20.05

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$141.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$16.04 with OPTUM HEALTH vs $274.82 with AETNA — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
OPTUM HEALTH MANAGED MEDICAID $16.04 ↓ -20%
WELLCARE MEDICARE ADVANTAGE $20.05 ↑ +0%
WELLCARE MANAGED MEDICAID $20.05 ↑ +0%
HORIZON MEDICARE ADVANTAGE $20.05 ↑ +0%
AETNA MEDICARE ADVANTAGE $20.05 ↑ +0%
VACCN ALL PRODUCTS $20.05 ↑ +0%
AMERIGROUP MANAGED MEDICAID $20.05 ↑ +0%
HORIZON BCBS BRAVEN MEDICARE ADVANTAGE $20.05 ↑ +0%
SEOUL MEDICAL GROUP ALL PRODUCTS $20.05 ↑ +0%
CLOVER MEDICARE ADVANTAGE $20.05 ↑ +0%
OPTUM HEALTH MEDICARE ADVANTAGE $20.05 ↑ +0%
UNITED COMMUNITY/AMERICHOICE MEDICARE ADVANTAGE $21.05 ↑ +5%
LHP HEALTH ALL PRODUCTS $25.06 ↑ +25%
KARNA MEDICARE ADVANTAGE $26.67 ↑ +33%
HORIZON MANAGED MEDICAID $32.71 ↑ +63%
AETNA MANAGED MEDICAID $35.39 ↑ +77%
OXFORD ALL PRODUCTS $70.50 ↑ +252%
UNITED HEALTHCARE HMO $79.67 ↑ +297%
CIGNA PPO $90.03 ↑ +349%
CIGNA HMO $90.03 ↑ +349%
HORIZON OMNIA $92.34 ↑ +361%
HORIZON WORKERS COMP $97.09 ↑ +384%
INTERGROUP ALL PRODUCTS $98.70 ↑ +392%
HORIZON PIP $105.75 ↑ +427%
BERGEN RISK ALL PRODUCTS $105.75 ↑ +427%
BRIGHTON HEALTH PLAN ALL PRODUCTS $111.39 ↑ +456%
CIGNA BH $112.80 ↑ +463%
ACTIVECARE FIRST MCO ALL PRODUCTS $119.85 ↑ +498%
MULTIPLAN - PHCS ALL PRODUCTS $119.85 ↑ +498%
CHN ALL PRODUCTS $119.85 ↑ +498%
QUALCARE WORKERS COMP $124.36 ↑ +520%
QUALCARE HMO $124.36 ↑ +520%
QUALCARE PPO $124.36 ↑ +520%
HORIZON HMO $134.29 ↑ +570%
HORIZON INDEMNITY $134.98 ↑ +573%
HORIZON SHP $135.84 ↑ +578%
HORIZON FEDERAL $137.50 ↑ +586%
HORIZON PPO $137.50 ↑ +586%
AMERIHEALTH REGIONAL HMO $141.00 ↑ +603%
AMERIHEALTH LOCAL HMO $141.00 ↑ +603%
AETNA PPO $274.82 ↑ +1271%
AETNA ASA $274.82 ↑ +1271%
AETNA HMO $274.82 ↑ +1271%

Visitor-reported prices

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_afb id by dna probe rflx ast at other New-jersey hospitals

Hospital City Cash price Negotiated range
Bayshore Medical Center Holmdel $20.05 $20.05 – $91.88
Ocean University Medical Center Brick $20.05 $20.05 – $91.88
JFK Johnson Rehabilitation Institute (JRI) Edison $20.05 $20.05 – $94.36
Jersey Shore University Medical Center Neptune City $20.05 $16.04 – $91.88
Palisades Medical Center North Bergen $20.05 $20.05 – $91.88
Raritan Bay Medical Center Perth Amboy $20.05 $20.05 – $91.88
Riverview Medical Center Red Bank $20.05 $20.05 – $91.88
Southern Ocean Medical Center Manahawkin $20.05 $20.05 – $91.88

All New-jersey hospitals for this procedure →