Ablation cryo retro lymph node at Hackensack University Medical Center

30 Prospect Avenue, Hackensack, NJ · Hackensack Meridian Health · · NPI 1457456279

Source: hospital's published price file ↗ · Published Dec 31, 2025 · Ingested Aug 13, 2026

$514.85

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

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What you pay up front if you don't use insurance.

$2,373.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$411.88 with OPTUM HEALTH vs $16,802.00 with HORIZON — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
OPTUM HEALTH MANAGED MEDICAID $411.88 ↓ -20%
CLOVER MEDICARE ADVANTAGE $427.14 ↓ -17%
AETNA MEDICARE ADVANTAGE $502.01 ↓ -2%
VACCN ALL PRODUCTS $514.85 ↑ +0%
HORIZON MEDICARE ADVANTAGE $514.85 ↑ +0%
WELLCARE MEDICARE ADVANTAGE $514.85 ↑ +0%
WELLCARE MANAGED MEDICAID $514.85 ↑ +0%
OPTUM HEALTH MEDICARE ADVANTAGE $514.85 ↑ +0%
HORIZON BCBS BRAVEN MEDICARE ADVANTAGE $514.85 ↑ +0%
UNITED COMMUNITY/AMERICHOICE MEDICARE ADVANTAGE $540.59 ↑ +5%
AETNA MANAGED MEDICAID $595.62 ↑ +16%
SEOUL MEDICAL GROUP ALL PRODUCTS $678.68 ↑ +32%
HORIZON OMNIA $1,554.08 ↑ +202%
INTERGROUP ALL PRODUCTS $1,661.10 ↑ +223%
BERGEN RISK ALL PRODUCTS $1,779.75 ↑ +246%
HORIZON PIP $1,779.75 ↑ +246%
CIGNA BH $1,898.40 ↑ +269%
LHP HEALTH ALL PRODUCTS $1,945.86 ↑ +278%
CHN ALL PRODUCTS $2,017.05 ↑ +292%
ACTIVECARE FIRST MCO ALL PRODUCTS $2,017.05 ↑ +292%
MULTIPLAN - PHCS ALL PRODUCTS $2,017.05 ↑ +292%
QUALCARE PPO $2,111.97 ↑ +310%
QUALCARE WORKERS COMP $2,111.97 ↑ +310%
BRIGHTON HEALTH PLAN ALL PRODUCTS $2,135.70 ↑ +315%
CIGNA PPO $2,158.01 ↑ +319%
CIGNA HMO $2,158.01 ↑ +319%
HORIZON HMO $2,260.05 ↑ +339%
HORIZON INDEMNITY $2,271.67 ↑ +341%
HORIZON SHP $2,286.15 ↑ +344%
HORIZON PPO $2,314.15 ↑ +349%
HORIZON FEDERAL $2,314.15 ↑ +349%
HORIZON MANAGED MEDICAID $2,728.00 ↑ +430%
OXFORD ALL PRODUCTS $3,205.00 ↑ +523%
UNITED HEALTHCARE HMO $3,756.00 ↑ +630%
QUALCARE HMO $7,712.00 ↑ +1398%
AETNA ASA $7,773.00 ↑ +1410%
AETNA PPO $7,773.00 ↑ +1410%
AETNA HMO $7,773.00 ↑ +1410%
AMERIHEALTH LOCAL HMO $8,013.00 ↑ +1456%
AMERIHEALTH REGIONAL HMO $8,904.00 ↑ +1629%
HORIZON WORKERS COMP $16,802.00 ↑ +3163%
AMERIGROUP MANAGED MEDICAID not published by hospital
KARNA MEDICARE ADVANTAGE not published by hospital

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Ablation cryo retro lymph node at other New-jersey hospitals

Hospital City Cash price Negotiated range
Bayshore Medical Center Holmdel $483.90 $483.90 – $580.68
Ocean University Medical Center Brick $477.79 $437.18 – $573.34
JFK Johnson Rehabilitation Institute (JRI) Edison $484.32 $437.18 – $484.32
Jersey Shore University Medical Center Neptune City $483.90 $483.90 – $580.68
Palisades Medical Center North Bergen $514.85 $514.85 – $561.19
Raritan Bay Medical Center Perth Amboy $484.32 $484.32 – $581.18
Riverview Medical Center Red Bank $483.90 $483.90 – $580.68
Southern Ocean Medical Center Manahawkin $477.79 $477.79 – $573.34

All New-jersey hospitals for this procedure →