Ablate bone tumor(s) cryo perq 20983 at Hackensack University Medical Center

30 Prospect Avenue, Hackensack, NJ · Hackensack Meridian Health · · NPI 1457456279

Source: hospital's published price file ↗ · Published Dec 31, 2025 · Ingested Aug 13, 2026

$8,412.89

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$13,439.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$705.31 with KARNA vs $16,802.00 with HORIZON — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
KARNA MEDICARE ADVANTAGE $705.31 ↓ -92%
CLOVER MEDICARE ADVANTAGE $2,419.02 ↓ -71%
AETNA MANAGED MEDICAID $3,373.19 ↓ -60%
LHP HEALTH ALL PRODUCTS $3,548.00 ↓ -58%
SEOUL MEDICAL GROUP ALL PRODUCTS $3,843.55 ↓ -54%
HORIZON MANAGED MEDICAID $6,652.31 ↓ -21%
OPTUM HEALTH MANAGED MEDICAID $6,730.31 ↓ -20%
CHN ALL PRODUCTS $7,057.81 ↓ -16%
AETNA ASA $7,773.00 ↓ -8%
AETNA PPO $7,773.00 ↓ -8%
AETNA HMO $7,773.00 ↓ -8%
AMERIHEALTH LOCAL HMO $8,013.00 ↓ -5%
AETNA MEDICARE ADVANTAGE $8,273.12 ↓ -2%
HORIZON MEDICARE ADVANTAGE $8,412.89 ↑ +0%
WELLCARE MEDICARE ADVANTAGE $8,412.89 ↑ +0%
WELLCARE MANAGED MEDICAID $8,412.89 ↑ +0%
VACCN ALL PRODUCTS $8,412.89 ↑ +0%
OPTUM HEALTH MEDICARE ADVANTAGE $8,412.89 ↑ +0%
HORIZON BCBS BRAVEN MEDICARE ADVANTAGE $8,412.89 ↑ +0%
HORIZON OMNIA $8,801.20 ↑ +5%
UNITED COMMUNITY/AMERICHOICE MEDICARE ADVANTAGE $8,833.53 ↑ +5%
AMERIHEALTH REGIONAL HMO $8,904.00 ↑ +6%
INTERGROUP ALL PRODUCTS $9,407.30 ↑ +12%
UNITED HEALTHCARE HMO $9,697.58 ↑ +15%
OXFORD ALL PRODUCTS $9,873.63 ↑ +17%
BERGEN RISK ALL PRODUCTS $10,079.25 ↑ +20%
HORIZON PIP $10,079.25 ↑ +20%
CIGNA BH $10,751.20 ↑ +28%
ACTIVECARE FIRST MCO ALL PRODUCTS $11,423.15 ↑ +36%
MULTIPLAN - PHCS ALL PRODUCTS $11,423.15 ↑ +36%
QUALCARE WORKERS COMP $11,853.20 ↑ +41%
QUALCARE HMO $11,853.20 ↑ +41%
QUALCARE PPO $11,853.20 ↑ +41%
BRIGHTON HEALTH PLAN ALL PRODUCTS $12,095.10 ↑ +44%
HORIZON HMO $12,799.30 ↑ +52%
HORIZON INDEMNITY $12,865.15 ↑ +53%
HORIZON SHP $12,947.13 ↑ +54%
CIGNA HMO $13,002.23 ↑ +55%
CIGNA PPO $13,002.23 ↑ +55%
HORIZON FEDERAL $13,105.71 ↑ +56%
HORIZON PPO $13,105.71 ↑ +56%
HORIZON WORKERS COMP $16,802.00 ↑ +100%
AMERIGROUP MANAGED MEDICAID not published by hospital

Visitor-reported prices

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Ablate bone tumor(s) cryo perq 20983 at other New-jersey hospitals

Hospital City Cash price Negotiated range
Bayshore Medical Center Holmdel $7,907.11 $7,907.11 – $9,488.53
Ocean University Medical Center Brick $7,807.24 $687.19 – $9,368.69
JFK Johnson Rehabilitation Institute (JRI) Edison $7,913.97 $705.31 – $7,913.97
Jersey Shore University Medical Center Neptune City $7,907.11 $687.19 – $9,488.53
Palisades Medical Center North Bergen $8,412.89 $705.31 – $9,170.04
Raritan Bay Medical Center Perth Amboy $7,913.97 $705.31 – $10,317.18
Riverview Medical Center Red Bank $7,907.11 $687.19 – $9,488.53
Southern Ocean Medical Center Manahawkin $7,807.24 $687.19 – $9,368.69

All New-jersey hospitals for this procedure →