X-ray sternum > 2 views at JFK Johnson Rehabilitation Institute (JRI)

65 James Street, Edison, NJ · Hackensack Meridian Health · · NPI 1275107344

Source: hospital's published price file ↗ · Published Dec 31, 2025 · Ingested Aug 28, 2026

$97.54

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$394.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$60.47 with AMERIHEALTH vs $366.14 with HORIZON — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
AMERIHEALTH REGIONAL HMO $60.47 ↓ -38%
AETNA MANAGED MEDICAID $63.43 ↓ -35%
KARNA MEDICARE ADVANTAGE $65.01 ↓ -33%
AMERIHEALTH LOCAL HMO $66.95 ↓ -31%
UNITED HEALTHCARE MANAGED MEDICAID $67.73 ↓ -31%
CLOVER MEDICARE ADVANTAGE $70.92 ↓ -27%
HORIZON MANAGED MEDICAID $75.06 ↓ -23%
SEOUL MEDICAL GROUP ALL PRODUCTS $84.71 ↓ -13%
HORIZON MEDICARE ADVANTAGE $88.05 ↓ -10%
VACCN ALL PRODUCTS $88.05 ↓ -10%
AMERIGROUP MEDICARE ADVANTAGE $88.05 ↓ -10%
WELLCARE MEDICARE ADVANTAGE $88.05 ↓ -10%
WELLCARE MANAGED MEDICAID $88.05 ↓ -10%
AETNA MEDICARE ADVANTAGE $88.05 ↓ -10%
CIGNA HMO $88.59 ↓ -9%
CIGNA PPO $88.59 ↓ -9%
UNITED COMMUNITY/AMERICHOICE MEDICARE ADVANTAGE $92.45 ↓ -5%
HORIZON BCBS BRAVEN MEDICARE ADVANTAGE $97.54 ↑ +0%
UNITED HEALTHCARE HMO $231.98 ↑ +138%
OXFORD ALL PRODUCTS $231.98 ↑ +138%
INTERGROUP SHARED SAVINGS $275.80 ↑ +183%
INTERGROUP WORKERS COMP $275.80 ↑ +183%
ACTIVECARE FIRST MCO ALL PRODUCTS $275.80 ↑ +183%
HORIZON WORKERS COMP $288.01 ↑ +195%
HORIZON PIP $288.01 ↑ +195%
HORIZON OMNIA $289.91 ↑ +197%
BERGEN RISK ALL PRODUCTS $295.50 ↑ +203%
QUALCARE HMO $304.56 ↑ +212%
QUALCARE WORKERS COMP $304.56 ↑ +212%
QUALCARE PPO $304.56 ↑ +212%
PRIME HEALTH WORKERS COMP $315.20 ↑ +223%
PRIME HEALTH AUTO INSURANCE $315.20 ↑ +223%
BRIGHTON HEALTH PLAN ALL PRODUCTS $315.20 ↑ +223%
AETNA ASA $330.96 ↑ +239%
AETNA HMO $330.96 ↑ +239%
AETNA PPO $330.96 ↑ +239%
MULTIPLAN - PHCS ALL PRODUCTS $334.90 ↑ +243%
HORIZON SHP $345.62 ↑ +254%
HORIZON HMO $357.71 ↑ +267%
HORIZON INDEMNITY $362.44 ↑ +272%
HORIZON PPO $366.14 ↑ +275%
AMERIGROUP MANAGED MEDICAID not published by hospital

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X-ray sternum > 2 views at other New-jersey hospitals

Hospital City Cash price Negotiated range
Trinitas Regional Medical Center Elizabeth $114.49 $17.50 – $192.46
Cooperman Barnabas Medical Center Livingston $84.54 $29.68 – $197.58
Community Medical Center Toms River $126.51 $29.68 – $191.50
Clara Maass Medical Center Belleville $102.43 $29.68 – $196.59
Newark Beth Israel Medical Center Newark $83.11 $18.02 – $197.58
Jersey City Medical Center Jersey City $126.75 $22.65 – $206.34
Monmouth Medical Center Long Branch $133.46 $29.68 – $193.95
Bayshore Medical Center Holmdel $97.46 $49.03 – $219.04

All New-jersey hospitals for this procedure →