X-ray exam of arm infant at JFK Johnson Rehabilitation Institute (JRI)

65 James Street, Edison, NJ · Hackensack Meridian Health · · NPI 1275107344

Source: hospital's published price file ↗ · Published Dec 31, 2025 · Ingested Aug 28, 2026

$117.81

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

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What you pay up front if you don't use insurance.

$398.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$46.25 with AMERIHEALTH vs $369.86 with HORIZON — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
AMERIHEALTH REGIONAL HMO $46.25 ↓ -61%
AMERIHEALTH LOCAL HMO $51.19 ↓ -57%
KARNA MEDICARE ADVANTAGE $61.31 ↓ -48%
AETNA MANAGED MEDICAID $64.08 ↓ -46%
UNITED HEALTHCARE MANAGED MEDICAID $68.42 ↓ -42%
CLOVER MEDICARE ADVANTAGE $71.64 ↓ -39%
HORIZON MANAGED MEDICAID $75.82 ↓ -36%
SEOUL MEDICAL GROUP ALL PRODUCTS $85.57 ↓ -27%
CIGNA HMO $87.31 ↓ -26%
CIGNA PPO $87.31 ↓ -26%
HORIZON MEDICARE ADVANTAGE $106.34 ↓ -10%
VACCN ALL PRODUCTS $106.34 ↓ -10%
AETNA MEDICARE ADVANTAGE $106.34 ↓ -10%
WELLCARE MANAGED MEDICAID $106.34 ↓ -10%
WELLCARE MEDICARE ADVANTAGE $106.34 ↓ -10%
AMERIGROUP MEDICARE ADVANTAGE $106.34 ↓ -10%
UNITED COMMUNITY/AMERICHOICE MEDICARE ADVANTAGE $111.66 ↓ -5%
HORIZON BCBS BRAVEN MEDICARE ADVANTAGE $117.81 ↑ +0%
ACTIVECARE FIRST MCO ALL PRODUCTS $278.60 ↑ +136%
INTERGROUP WORKERS COMP $278.60 ↑ +136%
INTERGROUP SHARED SAVINGS $278.60 ↑ +136%
HORIZON PIP $290.94 ↑ +147%
HORIZON WORKERS COMP $290.94 ↑ +147%
HORIZON OMNIA $292.85 ↑ +149%
BERGEN RISK ALL PRODUCTS $298.50 ↑ +153%
QUALCARE PPO $307.65 ↑ +161%
QUALCARE WORKERS COMP $307.65 ↑ +161%
QUALCARE HMO $307.65 ↑ +161%
OXFORD ALL PRODUCTS $312.47 ↑ +165%
UNITED HEALTHCARE HMO $312.47 ↑ +165%
PRIME HEALTH WORKERS COMP $318.40 ↑ +170%
PRIME HEALTH AUTO INSURANCE $318.40 ↑ +170%
BRIGHTON HEALTH PLAN ALL PRODUCTS $318.40 ↑ +170%
AETNA ASA $334.32 ↑ +184%
AETNA PPO $334.32 ↑ +184%
AETNA HMO $334.32 ↑ +184%
MULTIPLAN - PHCS ALL PRODUCTS $338.30 ↑ +187%
HORIZON SHP $349.13 ↑ +196%
HORIZON HMO $361.34 ↑ +207%
HORIZON INDEMNITY $366.12 ↑ +211%
HORIZON PPO $369.86 ↑ +214%
AMERIGROUP MANAGED MEDICAID not published by hospital

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X-ray exam of arm infant at other New-jersey hospitals

Hospital City Cash price Negotiated range
Childrens Specialized Hospital Mountainside $205.00 $20.00 – $655.00
Bayshore Medical Center Holmdel $117.70 $36.37 – $295.04
Hackensack University Medical Center Hackensack $125.23 $29.73 – $336.99
Ocean University Medical Center Brick $116.22 $36.37 – $116.22
Jersey Shore University Medical Center Neptune City $117.70 $36.37 – $123.59
Palisades Medical Center North Bergen $125.23 $32.80 – $295.04
Raritan Bay Medical Center Perth Amboy $117.81 $36.37 – $295.04
Riverview Medical Center Red Bank $117.70 $28.00 – $295.04

All New-jersey hospitals for this procedure →