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Tube trach disp innr can 5 xlt at JFK Johnson Rehabilitation Institute (JRI)

65 James Street, Edison, NJ · Hackensack Meridian Health · · NPI 1275107344

Source: hospital's published price file ↗ · Published Dec 31, 2025 · Ingested Aug 14, 2026

not published by hospital

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$922.86

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$9.36 with CLOVER vs $85.37 with KARNA — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
CLOVER MEDICARE ADVANTAGE $9.36
AETNA MEDICARE ADVANTAGE $10.71
CIGNA HMO $18.72
CIGNA PPO $18.72
WELLCARE MEDICARE ADVANTAGE $23.40
ACTIVECARE FIRST MCO ALL PRODUCTS $26.00
HORIZON HMO $26.00
HORIZON INDEMNITY $26.00
HORIZON OMNIA $26.00
HORIZON PPO $26.00
HORIZON SHP $26.00
SEOUL MEDICAL GROUP ALL PRODUCTS $26.00
OXFORD - JRI@OUMC ALL PRODUCTS $26.16
UNITED HEALTHCARE - JRI@OUMC ALL PRODUCTS $29.07
BERGEN RISK ALL PRODUCTS $31.20
HORIZON MANAGED MEDICAID $32.78
INTERGROUP SHARED SAVINGS $36.40
INTERGROUP WORKERS COMP $36.40
PRIME HEALTH AUTO INSURANCE $41.60
PRIME HEALTH WORKERS COMP $41.60
MULTIPLAN - PHCS ALL PRODUCTS $44.20
BRIGHTON HEALTH PLAN ALL PRODUCTS $52.00
BRIGHTON HEALTH PLAN - JRI@OUMC ALL PRODUCTS $52.00
WELLCARE MANAGED MEDICAID $52.00
AMERIHEALTH LOCAL HMO $60.24
AMERIHEALTH REGIONAL HMO $60.24
KARNA MEDICARE ADVANTAGE $85.37
VACCN ALL PRODUCTS not published by hospital
UNITED COMMUNITY/AMERICHOICE MEDICARE ADVANTAGE not published by hospital
AETNA PPO not published by hospital
AETNA HMO not published by hospital
AETNA ASA not published by hospital

Visitor-reported prices

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