Surgical pathology level 4 gross & microscopic examination at JFK Johnson Rehabilitation Institute (JRI)

65 James Street, Edison, NJ · Hackensack Meridian Health · · NPI 1275107344

Source: hospital's published price file ↗ · Published Dec 31, 2025 · Ingested Aug 28, 2026

$59.19

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$1,519.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$34.62 with AETNA vs $206.96 with CIGNA — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
AETNA MANAGED MEDICAID $34.62 ↓ -42%
HORIZON MANAGED MEDICAID $40.96 ↓ -31%
UNITED HEALTHCARE MANAGED MEDICAID $44.00 ↓ -26%
SEOUL MEDICAL GROUP ALL PRODUCTS $46.23 ↓ -22%
HORIZON MEDICARE ADVANTAGE $53.43 ↓ -10%
WELLCARE MEDICARE ADVANTAGE $53.43 ↓ -10%
WELLCARE MANAGED MEDICAID $53.43 ↓ -10%
AETNA MEDICARE ADVANTAGE $53.43 ↓ -10%
VACCN ALL PRODUCTS $53.43 ↓ -10%
AMERIGROUP MEDICARE ADVANTAGE $53.43 ↓ -10%
UNITED COMMUNITY/AMERICHOICE MEDICARE ADVANTAGE $56.10 ↓ -5%
HORIZON BCBS BRAVEN MEDICARE ADVANTAGE $59.19 ↑ +0%
UNITED HEALTHCARE HMO $108.48 ↑ +83%
OXFORD ALL PRODUCTS $108.48 ↑ +83%
KARNA MEDICARE ADVANTAGE $136.60 ↑ +131%
ACTIVECARE FIRST MCO ALL PRODUCTS $150.50 ↑ +154%
INTERGROUP SHARED SAVINGS $150.50 ↑ +154%
INTERGROUP WORKERS COMP $150.50 ↑ +154%
HORIZON PIP $157.17 ↑ +166%
HORIZON WORKERS COMP $157.17 ↑ +166%
HORIZON OMNIA $158.20 ↑ +167%
BERGEN RISK ALL PRODUCTS $161.25 ↑ +172%
QUALCARE WORKERS COMP $166.20 ↑ +181%
QUALCARE PPO $166.20 ↑ +181%
QUALCARE HMO $166.20 ↑ +181%
PRIME HEALTH WORKERS COMP $172.00 ↑ +191%
PRIME HEALTH AUTO INSURANCE $172.00 ↑ +191%
BRIGHTON HEALTH PLAN ALL PRODUCTS $172.00 ↑ +191%
AETNA PPO $180.60 ↑ +205%
AETNA HMO $180.60 ↑ +205%
AETNA ASA $180.60 ↑ +205%
MULTIPLAN - PHCS ALL PRODUCTS $182.75 ↑ +209%
HORIZON SHP $188.60 ↑ +219%
HORIZON HMO $195.20 ↑ +230%
HORIZON INDEMNITY $197.78 ↑ +234%
HORIZON PPO $199.80 ↑ +238%
AMERIHEALTH REGIONAL HMO $203.39 ↑ +244%
AMERIHEALTH LOCAL HMO $203.39 ↑ +244%
CIGNA HMO $206.96 ↑ +250%
CIGNA PPO $206.96 ↑ +250%
CLOVER MEDICARE ADVANTAGE not published by hospital
AMERIGROUP MANAGED MEDICAID not published by hospital

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Surgical pathology level 4 gross & microscopic examination at other New-jersey hospitals

Hospital City Cash price Negotiated range
Trinitas Regional Medical Center Elizabeth $80.52 $23.57 – $182.60
Cooperman Barnabas Medical Center Livingston $175.24 $23.57 – $142.71
Community Medical Center Toms River $88.97 $23.57 – $142.71
Clara Maass Medical Center Belleville $162.89 $23.57 – $142.71
Newark Beth Israel Medical Center Newark $172.26 $23.57 – $142.71
Jersey City Medical Center Jersey City $89.14 $23.57 – $142.71
Monmouth Medical Center Long Branch $93.86 $23.57 – $142.71
Bayshore Medical Center Holmdel $59.14 $59.14 – $102.13

All New-jersey hospitals for this procedure →