Removal of eye lesion at JFK Johnson Rehabilitation Institute (JRI)
65 James Street, Edison, NJ · Hackensack Meridian Health · · NPI 1275107344
$2,584.50
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$4,964.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$297.50 with HORIZON vs $11,287.00 with UNITED HEALTHCARE — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| HORIZON | MANAGED MEDICAID | $297.50 | ↓ -88% |
| AETNA | MANAGED MEDICAID | $799.20 | ↓ -69% |
| KARNA | MEDICARE ADVANTAGE | $824.32 | ↓ -68% |
| UNITED HEALTHCARE | MANAGED MEDICAID | $853.31 | ↓ -67% |
| CLOVER | MEDICARE ADVANTAGE | $893.52 | ↓ -65% |
| SEOUL MEDICAL GROUP | ALL PRODUCTS | $1,067.26 | ↓ -59% |
| VACCN | ALL PRODUCTS | $2,332.96 | ↓ -10% |
| AMERIGROUP | MEDICARE ADVANTAGE | $2,332.96 | ↓ -10% |
| HORIZON | MEDICARE ADVANTAGE | $2,332.96 | ↓ -10% |
| AETNA | MEDICARE ADVANTAGE | $2,332.96 | ↓ -10% |
| WELLCARE | MANAGED MEDICAID | $2,332.96 | ↓ -10% |
| WELLCARE | MEDICARE ADVANTAGE | $2,332.96 | ↓ -10% |
| UNITED COMMUNITY/AMERICHOICE | MEDICARE ADVANTAGE | $2,449.61 | ↓ -5% |
| HORIZON BCBS BRAVEN | MEDICARE ADVANTAGE | $2,584.50 | ↑ +0% |
| INTERGROUP | WORKERS COMP | $3,474.80 | ↑ +34% |
| INTERGROUP | SHARED SAVINGS | $3,474.80 | ↑ +34% |
| ACTIVECARE FIRST MCO | ALL PRODUCTS | $3,474.80 | ↑ +34% |
| HORIZON | OMNIA | $3,652.51 | ↑ +41% |
| BERGEN RISK | ALL PRODUCTS | $3,723.00 | ↑ +44% |
| PRIME HEALTH | WORKERS COMP | $3,971.20 | ↑ +54% |
| PRIME HEALTH | AUTO INSURANCE | $3,971.20 | ↑ +54% |
| MULTIPLAN - PHCS | ALL PRODUCTS | $4,219.40 | ↑ +63% |
| HORIZON | SHP | $4,354.42 | ↑ +68% |
| CIGNA | HMO | $4,491.92 | ↑ +74% |
| CIGNA | PPO | $4,491.92 | ↑ +74% |
| HORIZON | HMO | $4,506.82 | ↑ +74% |
| HORIZON | INDEMNITY | $4,566.38 | ↑ +77% |
| QUALCARE | HMO | $4,596.66 | ↑ +78% |
| QUALCARE | WORKERS COMP | $4,596.66 | ↑ +78% |
| QUALCARE | PPO | $4,596.66 | ↑ +78% |
| HORIZON | PPO | $4,613.05 | ↑ +78% |
| AMERIHEALTH | LOCAL HMO | $4,695.94 | ↑ +82% |
| AMERIHEALTH | REGIONAL HMO | $4,695.94 | ↑ +82% |
| HORIZON | WORKERS COMP | $8,173.00 | ↑ +216% |
| HORIZON | PIP | $8,615.00 | ↑ +233% |
| OXFORD | ALL PRODUCTS | $9,050.00 | ↑ +250% |
| BRIGHTON HEALTH PLAN | ALL PRODUCTS | $10,163.00 | ↑ +293% |
| AETNA | PPO | $10,692.00 | ↑ +314% |
| AETNA | HMO | $10,692.00 | ↑ +314% |
| AETNA | ASA | $10,692.00 | ↑ +314% |
| UNITED HEALTHCARE | HMO | $11,287.00 | ↑ +337% |
| AMERIGROUP | MANAGED MEDICAID | not published by hospital | — |
Visitor-reported prices
Comments
Removal of eye lesion at other New-jersey hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| Trinitas Regional Medical Center | Elizabeth | $5,855.00 | $278.23 – $5,099.30 |
| Cooperman Barnabas Medical Center | Livingston | $6,839.00 | $246.93 – $5,234.78 |
| Community Medical Center | Toms River | $3,786.00 | $252.88 – $5,073.80 |
| Clara Maass Medical Center | Belleville | $3,986.00 | $243.95 – $5,208.61 |
| Newark Beth Israel Medical Center | Newark | $4,881.00 | $286.41 – $5,234.78 |
| Jersey City Medical Center | Jersey City | $5,339.00 | $267.75 – $5,467.39 |
| Monmouth Medical Center | Long Branch | $5,419.00 | $487.90 – $5,138.70 |
| Bayshore Medical Center | Holmdel | $2,582.26 | $2,582.26 – $3,098.71 |