Opscpy extnd on/mac draw at JFK Johnson Rehabilitation Institute (JRI)

65 James Street, Edison, NJ · Hackensack Meridian Health · · NPI 1275107344

Source: hospital's published price file ↗ · Published Dec 31, 2025 · Ingested Aug 28, 2026

$65.80

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$152.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$24.47 with AETNA vs $2,437.00 with UNITED HEALTHCARE — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
AETNA MANAGED MEDICAID $24.47 ↓ -63%
UNITED HEALTHCARE MANAGED MEDICAID $26.13 ↓ -60%
CLOVER MEDICARE ADVANTAGE $27.36 ↓ -58%
SEOUL MEDICAL GROUP ALL PRODUCTS $32.68 ↓ -50%
AMERIGROUP MEDICARE ADVANTAGE $33.14 ↓ -50%
AMERIHEALTH REGIONAL HMO $46.19 ↓ -30%
AMERIHEALTH LOCAL HMO $51.13 ↓ -22%
HORIZON MEDICARE ADVANTAGE $59.40 ↓ -10%
AETNA MEDICARE ADVANTAGE $59.40 ↓ -10%
WELLCARE MANAGED MEDICAID $59.40 ↓ -10%
WELLCARE MEDICARE ADVANTAGE $59.40 ↓ -10%
VACCN ALL PRODUCTS $59.40 ↓ -10%
UNITED COMMUNITY/AMERICHOICE MEDICARE ADVANTAGE $62.37 ↓ -5%
HORIZON BCBS BRAVEN MEDICARE ADVANTAGE $65.80 ↑ +0%
CIGNA - JRI@OUMC ALL PRODUCTS $76.00 ↑ +16%
BRIGHTON HEALTH PLAN ALL PRODUCTS $91.20 ↑ +39%
HORIZON OMNIA $92.57 ↑ +41%
HORIZON SHP $92.57 ↑ +41%
HORIZON INDEMNITY $92.57 ↑ +41%
HORIZON PPO $92.57 ↑ +41%
HORIZON PIP $92.57 ↑ +41%
BRIGHTON HEALTH PLAN - JRI@OUMC ALL PRODUCTS $98.80 ↑ +50%
INTERGROUP SHARED SAVINGS $106.40 ↑ +62%
ACTIVECARE FIRST MCO ALL PRODUCTS $106.40 ↑ +62%
INTERGROUP WORKERS COMP $106.40 ↑ +62%
HORIZON WORKERS COMP $111.11 ↑ +69%
BERGEN RISK ALL PRODUCTS $114.00 ↑ +73%
PRIME HEALTH WORKERS COMP $121.60 ↑ +85%
PRIME HEALTH AUTO INSURANCE $121.60 ↑ +85%
MULTIPLAN - PHCS ALL PRODUCTS $129.20 ↑ +96%
AETNA PPO $136.30 ↑ +107%
AETNA HMO $136.30 ↑ +107%
AETNA ASA $136.30 ↑ +107%
HORIZON HMO $138.00 ↑ +110%
QUALCARE PPO $140.75 ↑ +114%
QUALCARE HMO $140.75 ↑ +114%
QUALCARE WORKERS COMP $140.75 ↑ +114%
CIGNA PPO $146.32 ↑ +122%
CIGNA HMO $146.32 ↑ +122%
HORIZON MANAGED MEDICAID $1,124.00 ↑ +1608%
OXFORD ALL PRODUCTS $2,045.00 ↑ +3008%
UNITED HEALTHCARE HMO $2,437.00 ↑ +3604%
AMERIGROUP MANAGED MEDICAID not published by hospital —
KARNA MEDICARE ADVANTAGE not published by hospital —

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Opscpy extnd on/mac draw at other New-jersey hospitals

Hospital City Cash price Negotiated range
Bayshore Medical Center Holmdel $65.75 $51.65 – $78.90
Hackensack University Medical Center Hackensack $69.95 $51.78 – $4,994.00
Ocean University Medical Center Brick $64.92 $51.65 – $2,080.00
Jersey Shore University Medical Center Neptune City $65.75 $50.76 – $78.90
Palisades Medical Center North Bergen $69.95 $17.61 – $576.00
Raritan Bay Medical Center Perth Amboy $65.80 $22.35 – $78.97
Riverview Medical Center Red Bank $65.75 $51.65 – $78.90
Southern Ocean Medical Center Manahawkin $64.92 $51.65 – $77.90

All New-jersey hospitals for this procedure →