Neck (Cervical Spine) MRI (with and without contrast) at JFK Johnson Rehabilitation Institute (JRI)
65 James Street, Edison, NJ · Hackensack Meridian Health · · NPI 1275107344
$395.64
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$5,491.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$357.13 with HORIZON vs $5,102.79 with HORIZON — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| HORIZON | MEDICARE ADVANTAGE | $357.13 | ↓ -10% |
| WELLCARE | MEDICARE ADVANTAGE | $357.13 | ↓ -10% |
| WELLCARE | MANAGED MEDICAID | $357.13 | ↓ -10% |
| AMERIGROUP | MEDICARE ADVANTAGE | $357.13 | ↓ -10% |
| AETNA | MEDICARE ADVANTAGE | $357.13 | ↓ -10% |
| VACCN | ALL PRODUCTS | $357.13 | ↓ -10% |
| UNITED COMMUNITY/AMERICHOICE | MEDICARE ADVANTAGE | $374.99 | ↓ -5% |
| HORIZON BCBS BRAVEN | MEDICARE ADVANTAGE | $395.64 | ↑ +0% |
| KARNA | MEDICARE ADVANTAGE | $633.61 | ↑ +60% |
| CIGNA | PPO | $714.34 | ↑ +81% |
| CIGNA | HMO | $714.34 | ↑ +81% |
| AETNA | MANAGED MEDICAID | $884.05 | ↑ +123% |
| UNITED HEALTHCARE | MANAGED MEDICAID | $943.90 | ↑ +139% |
| OXFORD | ALL PRODUCTS | $950.67 | ↑ +140% |
| UNITED HEALTHCARE | HMO | $950.67 | ↑ +140% |
| CLOVER | MEDICARE ADVANTAGE | $988.38 | ↑ +150% |
| HORIZON | MANAGED MEDICAID | $1,046.04 | ↑ +164% |
| SEOUL MEDICAL GROUP | ALL PRODUCTS | $1,180.57 | ↑ +198% |
| AMERIHEALTH | REGIONAL HMO | $1,369.57 | ↑ +246% |
| AMERIHEALTH | LOCAL HMO | $1,516.13 | ↑ +283% |
| BRIGHTON HEALTH PLAN | ALL PRODUCTS | $3,788.79 | ↑ +858% |
| ACTIVECARE FIRST MCO | ALL PRODUCTS | $3,843.70 | ↑ +872% |
| INTERGROUP | SHARED SAVINGS | $3,843.70 | ↑ +872% |
| INTERGROUP | WORKERS COMP | $3,843.70 | ↑ +872% |
| HORIZON | WORKERS COMP | $4,013.92 | ↑ +915% |
| HORIZON | PIP | $4,013.92 | ↑ +915% |
| HORIZON | OMNIA | $4,040.28 | ↑ +921% |
| QUALCARE | WORKERS COMP | $4,244.54 | ↑ +973% |
| QUALCARE | HMO | $4,244.54 | ↑ +973% |
| QUALCARE | PPO | $4,244.54 | ↑ +973% |
| BERGEN RISK | ALL PRODUCTS | $4,332.00 | ↑ +995% |
| PRIME HEALTH | WORKERS COMP | $4,392.80 | ↑ +1010% |
| PRIME HEALTH | AUTO INSURANCE | $4,392.80 | ↑ +1010% |
| AETNA | ASA | $4,612.44 | ↑ +1066% |
| AETNA | PPO | $4,612.44 | ↑ +1066% |
| AETNA | HMO | $4,612.44 | ↑ +1066% |
| MULTIPLAN - PHCS | ALL PRODUCTS | $4,667.35 | ↑ +1080% |
| HORIZON | SHP | $4,816.71 | ↑ +1117% |
| HORIZON | HMO | $4,985.28 | ↑ +1160% |
| HORIZON | INDEMNITY | $5,051.17 | ↑ +1177% |
| HORIZON | PPO | $5,102.79 | ↑ +1190% |
| AMERIGROUP | MANAGED MEDICAID | not published by hospital | — |
Visitor-reported prices
Comments
Neck (Cervical Spine) MRI (with and without contrast) at other New-jersey hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| Trinitas Regional Medical Center | Elizabeth | $921.41 | $170.77 – $1,452.87 |
| Cooperman Barnabas Medical Center | Livingston | $1,040.21 | $400.67 – $2,072.00 |
| Community Medical Center | Toms River | $1,018.12 | $326.00 – $2,072.00 |
| Clara Maass Medical Center | Belleville | $976.40 | $326.00 – $2,072.00 |
| Childrens Specialized Hospital | Mountainside | $2,103.00 | $479.30 – $479.30 |
| Newark Beth Israel Medical Center | Newark | $1,022.54 | $175.79 – $2,072.00 |
| Jersey City Medical Center | Jersey City | $1,020.09 | $220.99 – $2,010.00 |
| Monmouth Medical Center | Long Branch | $1,074.08 | $326.00 – $2,072.00 |