Neck (Cervical Spine) CT scan (with and without contrast) at JFK Johnson Rehabilitation Institute (JRI)

65 James Street, Edison, NJ · Hackensack Meridian Health · · NPI 1275107344

Source: hospital's published price file ↗ · Published Dec 31, 2025 · Ingested Aug 28, 2026

$197.21

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

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What you pay up front if you don't use insurance.

$3,858.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$178.02 with HORIZON vs $3,585.24 with HORIZON — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
HORIZON MEDICARE ADVANTAGE $178.02 ↓ -10%
WELLCARE MEDICARE ADVANTAGE $178.02 ↓ -10%
WELLCARE MANAGED MEDICAID $178.02 ↓ -10%
AMERIGROUP MEDICARE ADVANTAGE $178.02 ↓ -10%
AETNA MEDICARE ADVANTAGE $178.02 ↓ -10%
VACCN ALL PRODUCTS $178.02 ↓ -10%
UNITED COMMUNITY/AMERICHOICE MEDICARE ADVANTAGE $186.92 ↓ -5%
HORIZON BCBS BRAVEN MEDICARE ADVANTAGE $197.21 ↑ +0%
KARNA MEDICARE ADVANTAGE $391.18 ↑ +98%
CIGNA PPO $442.81 ↑ +125%
CIGNA HMO $442.81 ↑ +125%
UNITED HEALTHCARE HMO $461.11 ↑ +134%
OXFORD ALL PRODUCTS $461.11 ↑ +134%
AETNA MANAGED MEDICAID $621.14 ↑ +215%
UNITED HEALTHCARE MANAGED MEDICAID $663.19 ↑ +236%
CLOVER MEDICARE ADVANTAGE $694.44 ↑ +252%
AMERIHEALTH REGIONAL HMO $725.69 ↑ +268%
HORIZON MANAGED MEDICAID $734.95 ↑ +273%
AMERIHEALTH LOCAL HMO $803.35 ↑ +307%
SEOUL MEDICAL GROUP ALL PRODUCTS $829.47 ↑ +321%
BRIGHTON HEALTH PLAN ALL PRODUCTS $2,662.02 ↑ +1250%
ACTIVECARE FIRST MCO ALL PRODUCTS $2,700.60 ↑ +1269%
INTERGROUP WORKERS COMP $2,700.60 ↑ +1269%
INTERGROUP SHARED SAVINGS $2,700.60 ↑ +1269%
HORIZON PIP $2,820.20 ↑ +1330%
HORIZON WORKERS COMP $2,820.20 ↑ +1330%
HORIZON OMNIA $2,838.72 ↑ +1339%
BERGEN RISK ALL PRODUCTS $2,893.50 ↑ +1367%
QUALCARE PPO $2,982.23 ↑ +1412%
QUALCARE WORKERS COMP $2,982.23 ↑ +1412%
QUALCARE HMO $2,982.23 ↑ +1412%
PRIME HEALTH AUTO INSURANCE $3,086.40 ↑ +1465%
PRIME HEALTH WORKERS COMP $3,086.40 ↑ +1465%
AETNA HMO $3,240.72 ↑ +1543%
AETNA ASA $3,240.72 ↑ +1543%
AETNA PPO $3,240.72 ↑ +1543%
MULTIPLAN - PHCS ALL PRODUCTS $3,279.30 ↑ +1563%
HORIZON SHP $3,384.24 ↑ +1616%
HORIZON HMO $3,502.68 ↑ +1676%
HORIZON INDEMNITY $3,548.97 ↑ +1700%
HORIZON PPO $3,585.24 ↑ +1718%
AMERIGROUP MANAGED MEDICAID not published by hospital —

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Neck (Cervical Spine) CT scan (with and without contrast) at other New-jersey hospitals

Hospital City Cash price Negotiated range
Trinitas Regional Medical Center Elizabeth $711.38 $105.35 – $769.83
Cooperman Barnabas Medical Center Livingston $775.97 $199.72 – $726.00
Community Medical Center Toms River $786.04 $194.55 – $726.00
Clara Maass Medical Center Belleville $889.87 $199.72 – $726.00
Newark Beth Israel Medical Center Newark $762.79 $108.44 – $726.00
Jersey City Medical Center Jersey City $787.56 $136.33 – $704.00
Monmouth Medical Center Long Branch $829.25 $197.04 – $726.00
Bayshore Medical Center Holmdel $197.04 $197.04 – $1,762.00

All New-jersey hospitals for this procedure →