MRI upper extremity other than joint without & w/contrast (both sides) at JFK Johnson Rehabilitation Institute (JRI)

65 James Street, Edison, NJ · Hackensack Meridian Health · · NPI 1275107344

Source: hospital's published price file ↗ · Published Dec 31, 2025 · Ingested Aug 28, 2026

$395.64

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

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What you pay up front if you don't use insurance.

$4,547.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$357.13 with WELLCARE vs $4,332.00 with BERGEN RISK — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
WELLCARE MEDICARE ADVANTAGE $357.13 ↓ -10%
VACCN ALL PRODUCTS $357.13 ↓ -10%
HORIZON MEDICARE ADVANTAGE $357.13 ↓ -10%
WELLCARE MANAGED MEDICAID $357.13 ↓ -10%
AETNA MEDICARE ADVANTAGE $357.13 ↓ -10%
AMERIGROUP MEDICARE ADVANTAGE $357.13 ↓ -10%
UNITED COMMUNITY/AMERICHOICE MEDICARE ADVANTAGE $374.99 ↓ -5%
HORIZON BCBS BRAVEN MEDICARE ADVANTAGE $395.64 ↑ +0%
AETNA MANAGED MEDICAID $732.07 ↑ +85%
UNITED HEALTHCARE MANAGED MEDICAID $781.63 ↑ +98%
KARNA MEDICARE ADVANTAGE $817.24 ↑ +107%
CLOVER MEDICARE ADVANTAGE $818.46 ↑ +107%
HORIZON MANAGED MEDICAID $866.20 ↑ +119%
OXFORD ALL PRODUCTS $950.67 ↑ +140%
UNITED HEALTHCARE HMO $950.67 ↑ +140%
SEOUL MEDICAL GROUP ALL PRODUCTS $977.61 ↑ +147%
CIGNA PPO $1,051.61 ↑ +166%
CIGNA HMO $1,051.61 ↑ +166%
AMERIHEALTH REGIONAL HMO $1,369.57 ↑ +246%
AMERIHEALTH LOCAL HMO $1,516.13 ↑ +283%
BRIGHTON HEALTH PLAN ALL PRODUCTS $3,137.43 ↑ +693%
ACTIVECARE FIRST MCO ALL PRODUCTS $3,182.90 ↑ +704%
INTERGROUP SHARED SAVINGS $3,182.90 ↑ +704%
INTERGROUP WORKERS COMP $3,182.90 ↑ +704%
HORIZON PIP $3,323.86 ↑ +740%
HORIZON WORKERS COMP $3,323.86 ↑ +740%
HORIZON OMNIA $3,345.68 ↑ +746%
QUALCARE HMO $3,514.83 ↑ +788%
QUALCARE PPO $3,514.83 ↑ +788%
QUALCARE WORKERS COMP $3,514.83 ↑ +788%
PRIME HEALTH AUTO INSURANCE $3,637.60 ↑ +819%
PRIME HEALTH WORKERS COMP $3,637.60 ↑ +819%
AETNA PPO $3,819.48 ↑ +865%
AETNA ASA $3,819.48 ↑ +865%
AETNA HMO $3,819.48 ↑ +865%
MULTIPLAN - PHCS ALL PRODUCTS $3,864.95 ↑ +877%
HORIZON SHP $3,988.63 ↑ +908%
HORIZON HMO $4,128.22 ↑ +943%
HORIZON INDEMNITY $4,182.79 ↑ +957%
HORIZON PPO $4,225.53 ↑ +968%
BERGEN RISK ALL PRODUCTS $4,332.00 ↑ +995%
AMERIGROUP MANAGED MEDICAID not published by hospital

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MRI upper extremity other than joint without & w/contrast (both sides) at other New-jersey hospitals

Hospital City Cash price Negotiated range
Bayshore Medical Center Holmdel $395.29 $395.29 – $4,332.00
Hackensack University Medical Center Hackensack $420.58 $336.46 – $4,332.00
Ocean University Medical Center Brick $390.30 $357.13 – $4,332.00
Jersey Shore University Medical Center Neptune City $395.29 $395.29 – $4,332.00
Palisades Medical Center North Bergen $420.58 $420.58 – $4,332.00
Raritan Bay Medical Center Perth Amboy $395.64 $395.64 – $4,332.00
Riverview Medical Center Red Bank $395.29 $395.29 – $4,332.00
Southern Ocean Medical Center Manahawkin $390.30 $390.30 – $4,332.00

All New-jersey hospitals for this procedure →