Mcp joint arthroscopy surg at JFK Johnson Rehabilitation Institute (JRI)

65 James Street, Edison, NJ · Hackensack Meridian Health · · NPI 1275107344

Source: hospital's published price file ↗ · Published Dec 31, 2025 · Ingested Aug 28, 2026

$3,594.44

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

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What you pay up front if you don't use insurance.

$9,821.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$448.86 with HORIZON vs $25,800.00 with UNITED HEALTHCARE — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
HORIZON MANAGED MEDICAID $448.86 ↓ -88%
KARNA MEDICARE ADVANTAGE $1,193.31 ↓ -67%
AETNA MANAGED MEDICAID $1,581.18 ↓ -56%
UNITED HEALTHCARE MANAGED MEDICAID $1,688.23 ↓ -53%
CLOVER MEDICARE ADVANTAGE $1,767.78 ↓ -51%
SEOUL MEDICAL GROUP ALL PRODUCTS $2,111.52 ↓ -41%
VACCN ALL PRODUCTS $3,244.61 ↓ -10%
AMERIGROUP MEDICARE ADVANTAGE $3,244.61 ↓ -10%
HORIZON MEDICARE ADVANTAGE $3,244.61 ↓ -10%
AETNA MEDICARE ADVANTAGE $3,244.61 ↓ -10%
WELLCARE MANAGED MEDICAID $3,244.61 ↓ -10%
WELLCARE MEDICARE ADVANTAGE $3,244.61 ↓ -10%
UNITED COMMUNITY/AMERICHOICE MEDICARE ADVANTAGE $3,406.84 ↓ -5%
HORIZON BCBS BRAVEN MEDICARE ADVANTAGE $3,594.44 ↑ +0%
INTERGROUP WORKERS COMP $6,874.70 ↑ +91%
INTERGROUP SHARED SAVINGS $6,874.70 ↑ +91%
ACTIVECARE FIRST MCO ALL PRODUCTS $6,874.70 ↑ +91%
HORIZON OMNIA $7,226.29 ↑ +101%
BERGEN RISK ALL PRODUCTS $7,365.75 ↑ +105%
PRIME HEALTH WORKERS COMP $7,856.80 ↑ +119%
PRIME HEALTH AUTO INSURANCE $7,856.80 ↑ +119%
HORIZON WORKERS COMP $8,173.00 ↑ +127%
MULTIPLAN - PHCS ALL PRODUCTS $8,347.85 ↑ +132%
HORIZON SHP $8,614.98 ↑ +140%
HORIZON PIP $8,615.00 ↑ +140%
CIGNA PPO $8,887.02 ↑ +147%
CIGNA HMO $8,887.02 ↑ +147%
HORIZON HMO $8,916.49 ↑ +148%
HORIZON INDEMNITY $9,034.34 ↑ +151%
QUALCARE HMO $9,094.25 ↑ +153%
QUALCARE PPO $9,094.25 ↑ +153%
QUALCARE WORKERS COMP $9,094.25 ↑ +153%
HORIZON PPO $9,126.66 ↑ +154%
AMERIHEALTH REGIONAL HMO $9,290.67 ↑ +158%
AMERIHEALTH LOCAL HMO $9,290.67 ↑ +158%
AETNA ASA $10,692.00 ↑ +197%
AETNA PPO $10,692.00 ↑ +197%
AETNA HMO $10,692.00 ↑ +197%
BRIGHTON HEALTH PLAN ALL PRODUCTS $15,984.00 ↑ +345%
OXFORD ALL PRODUCTS $20,656.00 ↑ +475%
UNITED HEALTHCARE HMO $25,800.00 ↑ +618%
AMERIGROUP MANAGED MEDICAID not published by hospital

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Mcp joint arthroscopy surg at other New-jersey hospitals

Hospital City Cash price Negotiated range
Trinitas Regional Medical Center Elizabeth $5,855.00 $283.08 – $7,091.94
Cooperman Barnabas Medical Center Livingston $6,839.00 $372.55 – $7,280.38
Community Medical Center Toms River $3,786.00 $381.53 – $7,056.48
Clara Maass Medical Center Belleville $3,986.00 $368.07 – $7,243.98
Newark Beth Israel Medical Center Newark $4,881.00 $291.41 – $7,280.38
Jersey City Medical Center Jersey City $5,339.00 $366.34 – $7,603.89
Monmouth Medical Center Long Branch $5,419.00 $736.13 – $7,146.75
Bayshore Medical Center Holmdel $3,591.33 $3,591.33 – $15,984.00

All New-jersey hospitals for this procedure →