Macroscopic exam arthropod at JFK Johnson Rehabilitation Institute (JRI)

65 James Street, Edison, NJ · Hackensack Meridian Health · · NPI 1275107344

Source: hospital's published price file ↗ · Published Dec 31, 2025 · Ingested Aug 28, 2026

$4.27

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$105.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$4.27 with WELLCARE vs $99.33 with AMERIHEALTH — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
WELLCARE MEDICARE ADVANTAGE $4.27 ↑ +0%
CLOVER MEDICARE ADVANTAGE $4.27 ↑ +0%
WELLCARE MANAGED MEDICAID $4.27 ↑ +0%
SEOUL MEDICAL GROUP ALL PRODUCTS $4.27 ↑ +0%
AETNA MEDICARE ADVANTAGE $4.27 ↑ +0%
VACCN ALL PRODUCTS $4.27 ↑ +0%
AMERIGROUP MANAGED MEDICAID $4.27 ↑ +0%
AMERIGROUP MEDICARE ADVANTAGE $4.27 ↑ +0%
HORIZON MEDICARE ADVANTAGE $4.27 ↑ +0%
HORIZON BCBS BRAVEN MEDICARE ADVANTAGE $4.27 ↑ +0%
UNITED COMMUNITY/AMERICHOICE MEDICARE ADVANTAGE $4.48 ↑ +5%
UNITED HEALTHCARE MANAGED MEDICAID $5.19 ↑ +22%
KARNA MEDICARE ADVANTAGE $5.68 ↑ +33%
OXFORD ALL PRODUCTS $9.31 ↑ +118%
UNITED HEALTHCARE HMO $9.31 ↑ +118%
AETNA MANAGED MEDICAID $16.91 ↑ +296%
HORIZON MANAGED MEDICAID $20.00 ↑ +368%
CIGNA HMO $20.10 ↑ +371%
CIGNA PPO $20.10 ↑ +371%
INTERGROUP SHARED SAVINGS $73.50 ↑ +1621%
INTERGROUP WORKERS COMP $73.50 ↑ +1621%
ACTIVECARE FIRST MCO ALL PRODUCTS $73.50 ↑ +1621%
HORIZON PIP $76.76 ↑ +1698%
HORIZON WORKERS COMP $76.76 ↑ +1698%
HORIZON OMNIA $77.26 ↑ +1709%
BERGEN RISK ALL PRODUCTS $78.75 ↑ +1744%
QUALCARE HMO $81.17 ↑ +1801%
QUALCARE WORKERS COMP $81.17 ↑ +1801%
QUALCARE PPO $81.17 ↑ +1801%
BRIGHTON HEALTH PLAN ALL PRODUCTS $84.00 ↑ +1867%
PRIME HEALTH AUTO INSURANCE $84.00 ↑ +1867%
PRIME HEALTH WORKERS COMP $84.00 ↑ +1867%
AETNA ASA $88.20 ↑ +1966%
AETNA PPO $88.20 ↑ +1966%
AETNA HMO $88.20 ↑ +1966%
MULTIPLAN - PHCS ALL PRODUCTS $89.25 ↑ +1990%
HORIZON SHP $92.11 ↑ +2057%
HORIZON HMO $95.33 ↑ +2133%
HORIZON INDEMNITY $96.59 ↑ +2162%
HORIZON PPO $97.58 ↑ +2185%
AMERIHEALTH LOCAL HMO $99.33 ↑ +2226%
AMERIHEALTH REGIONAL HMO $99.33 ↑ +2226%

Visitor-reported prices

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Macroscopic exam arthropod at other New-jersey hospitals

Hospital City Cash price Negotiated range
Trinitas Regional Medical Center Elizabeth $4.70 $2.01 – $21.30
Cooperman Barnabas Medical Center Livingston $4.70 $2.01 – $17.35
Community Medical Center Toms River $4.70 $2.01 – $17.35
Clara Maass Medical Center Belleville $4.70 $2.01 – $17.35
Newark Beth Israel Medical Center Newark $4.70 $2.01 – $17.35
Jersey City Medical Center Jersey City $4.70 $2.01 – $17.35
Monmouth Medical Center Long Branch $4.70 $2.01 – $17.35
Bayshore Medical Center Holmdel $4.27 $4.27 – $19.57

All New-jersey hospitals for this procedure →