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Kit omnigraft 2.5x2.5cm dermal regeneration matrix - q4105-cost per sq cm at JFK Johnson Rehabilitation Institute (JRI)

65 James Street, Edison, NJ · Hackensack Meridian Health · · NPI 1275107344

Source: hospital's published price file ↗ · Published Dec 31, 2025 · Ingested Aug 14, 2026

not published by hospital

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$6,473.87

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$22.18 with HORIZON vs $2,288.27 with AETNA — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
HORIZON MANAGED MEDICAID $22.18
CLOVER MEDICARE ADVANTAGE $22.91
AETNA MEDICARE ADVANTAGE $26.21
KARNA MEDICARE ADVANTAGE $33.71
CIGNA PPO $40.08
CIGNA HMO $40.08
WELLCARE MEDICARE ADVANTAGE $57.26
WELLCARE MANAGED MEDICAID $57.26
HORIZON OMNIA $59.55
HORIZON SHP $59.55
HORIZON INDEMNITY $59.60
HORIZON PIP $59.60
HORIZON WORKERS COMP $59.60
HORIZON PPO $59.60
HORIZON BCBS BRAVEN MEDICARE ADVANTAGE $59.60
HORIZON HMO $59.60
SEOUL MEDICAL GROUP ALL PRODUCTS $63.63
AMERIGROUP MANAGED MEDICAID $63.63
ACTIVECARE FIRST MCO ALL PRODUCTS $63.63
OXFORD - JRI@OUMC ALL PRODUCTS $64.01
UNITED HEALTHCARE HMO $68.84
OXFORD ALL PRODUCTS $68.84
UNITED HEALTHCARE - JRI@OUMC ALL PRODUCTS $71.13
CIGNA - JRI@OUMC ALL PRODUCTS $76.35
BERGEN RISK ALL PRODUCTS $76.35
INTERGROUP SHARED SAVINGS $89.08
INTERGROUP WORKERS COMP $89.08
PRIME HEALTH WORKERS COMP $101.80
PRIME HEALTH AUTO INSURANCE $101.80
MULTIPLAN - PHCS ALL PRODUCTS $108.16
QUALCARE HMO $1,687.49
QUALCARE WORKERS COMP $1,687.49
QUALCARE PPO $1,687.49
AETNA PPO $2,288.27
AETNA ASA $2,288.27
AETNA HMO $2,288.27
VACCN ALL PRODUCTS not published by hospital
UNITED COMMUNITY/AMERICHOICE MEDICARE ADVANTAGE not published by hospital

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