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Immobilizer lwr extrem nylon 20in reinforc 21-35in at JFK Johnson Rehabilitation Institute (JRI)

65 James Street, Edison, NJ · Hackensack Meridian Health · · NPI 1275107344

Source: hospital's published price file ↗ · Published Dec 31, 2025 · Ingested Aug 14, 2026

not published by hospital

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$1,153.20

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$8.68 with HORIZON vs $86.80 with BRIGHTON HEALTH PLAN - JRI@OUMC — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
HORIZON MANAGED MEDICAID $8.68
CLOVER MEDICARE ADVANTAGE $15.62
AETNA MEDICARE ADVANTAGE $17.88
CIGNA HMO $31.25
CIGNA PPO $31.25
WELLCARE MEDICARE ADVANTAGE $39.06
ACTIVECARE FIRST MCO ALL PRODUCTS $43.40
HORIZON HMO $43.40
HORIZON INDEMNITY $43.40
HORIZON OMNIA $43.40
HORIZON PPO $43.40
HORIZON SHP $43.40
SEOUL MEDICAL GROUP ALL PRODUCTS $43.40
OXFORD - JRI@OUMC ALL PRODUCTS $43.66
UNITED HEALTHCARE - JRI@OUMC ALL PRODUCTS $48.52
BERGEN RISK ALL PRODUCTS $52.08
BRIGHTON HEALTH PLAN PNO $60.76
INTERGROUP SHARED SAVINGS $60.76
INTERGROUP WORKERS COMP $60.76
PRIME HEALTH AUTO INSURANCE $69.44
PRIME HEALTH WORKERS COMP $69.44
MULTIPLAN - PHCS ALL PRODUCTS $73.78
BRIGHTON HEALTH PLAN ALL PRODUCTS $86.80
BRIGHTON HEALTH PLAN - JRI@OUMC ALL PRODUCTS $86.80
WELLCARE MANAGED MEDICAID not published by hospital
VACCN ALL PRODUCTS not published by hospital
UNITED COMMUNITY/AMERICHOICE MEDICARE ADVANTAGE not published by hospital
KARNA MEDICARE ADVANTAGE not published by hospital
AETNA PPO not published by hospital
AETNA HMO not published by hospital
AETNA ASA not published by hospital

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