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Ghs low level laser therapy at JFK Johnson Rehabilitation Institute (JRI)

65 James Street, Edison, NJ · Hackensack Meridian Health · · NPI 1275107344

Source: hospital's published price file ↗ · Published Dec 31, 2025 · Ingested Aug 14, 2026

not published by hospital

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$381.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$26.13 with KARNA vs $558.00 with UNITED HEALTHCARE — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
KARNA MEDICARE ADVANTAGE $26.13
HORIZON MANAGED MEDICAID $60.00
CLOVER MEDICARE ADVANTAGE $68.58
AETNA MEDICARE ADVANTAGE $78.49
SEOUL MEDICAL GROUP ALL PRODUCTS $81.92
AMERIGROUP MEDICARE ADVANTAGE $83.06
HORIZON BCBS BRAVEN MEDICARE ADVANTAGE $104.00
HORIZON - JRI@OUMC MEDICARE ADVANTAGE $116.00
UNITED HEALTHCARE MANAGED MEDICAID $129.31
AETNA MANAGED MEDICAID $133.20
HORIZON HMO $181.00
HORIZON WORKERS COMP $188.00
CIGNA - JRI@OUMC ALL PRODUCTS $190.50
UNITED HEALTHCARE - JRI@OUMC ALL PRODUCTS $193.00
OXFORD - JRI@OUMC ALL PRODUCTS $193.00
HORIZON - JRI@OUMC WORKERS COMP $205.00
HORIZON - JRI@OUMC NON-MANAGED $205.00
HORIZON - JRI@OUMC MANAGED MEDICAID $205.00
HORIZON - JRI@OUMC PIP $205.00
WELLCARE MEDICARE ADVANTAGE $224.00
WELLCARE MANAGED MEDICAID $224.00
HORIZON INDEMNITY $232.03
HORIZON PIP $232.03
HORIZON PPO $232.03
HORIZON OMNIA $232.03
HORIZON SHP $232.03
QUALCARE HMO $257.15
INTERGROUP SHARED SAVINGS $266.70
INTERGROUP WORKERS COMP $266.70
ACTIVECARE FIRST MCO ALL PRODUCTS $266.70
BERGEN RISK ALL PRODUCTS $291.00
QUALCARE WORKERS COMP $300.33
QUALCARE PPO $300.33
PRIME HEALTH WORKERS COMP $304.80
PRIME HEALTH AUTO INSURANCE $304.80
AETNA PPO $323.24
AETNA ASA $323.24
AETNA HMO $323.24
MULTIPLAN - PHCS ALL PRODUCTS $323.85
CIGNA PPO $366.75
CIGNA HMO $366.75
AMERIHEALTH LOCAL HMO $376.81
AMERIHEALTH REGIONAL HMO $376.81
OXFORD ALL PRODUCTS $414.00
BRIGHTON HEALTH PLAN - JRI@OUMC ALL PRODUCTS $500.00
BRIGHTON HEALTH PLAN ALL PRODUCTS $525.00
UNITED HEALTHCARE HMO $558.00
VACCN ALL PRODUCTS not published by hospital
UNITED COMMUNITY/AMERICHOICE MEDICARE ADVANTAGE not published by hospital

Visitor-reported prices

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