healthcosts.net
Filtered speech hearing test at JFK Johnson Rehabilitation Institute (JRI)
65 James Street, Edison, NJ · Hackensack Meridian Health · · NPI 1275107344
$39.25
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$188.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$33.84 with CLOVER vs $627.00 with UNITED HEALTHCARE — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| CLOVER | MEDICARE ADVANTAGE | $33.84 | ↓ -14% |
| HORIZON | MEDICARE ADVANTAGE | $39.25 | ↑ +0% |
| AETNA | MEDICARE ADVANTAGE | $39.25 | ↑ +0% |
| WELLCARE | MEDICARE ADVANTAGE | $39.25 | ↑ +0% |
| VACCN | ALL PRODUCTS | $39.25 | ↑ +0% |
| WELLCARE | MANAGED MEDICAID | $39.25 | ↑ +0% |
| SEOUL MEDICAL GROUP | ALL PRODUCTS | $40.42 | ↑ +3% |
| AMERIGROUP | MEDICARE ADVANTAGE | $40.98 | ↑ +4% |
| UNITED COMMUNITY/AMERICHOICE | MEDICARE ADVANTAGE | $41.21 | ↑ +5% |
| KARNA | MEDICARE ADVANTAGE | $56.43 | ↑ +44% |
| UNITED HEALTHCARE | MANAGED MEDICAID | $63.81 | ↑ +63% |
| AETNA | MANAGED MEDICAID | $65.72 | ↑ +67% |
| CIGNA - JRI@OUMC | ALL PRODUCTS | $94.00 | ↑ +139% |
| BRIGHTON HEALTH PLAN | ALL PRODUCTS | $112.80 | ↑ +187% |
| HORIZON | INDEMNITY | $114.49 | ↑ +192% |
| HORIZON | PIP | $114.49 | ↑ +192% |
| HORIZON | PPO | $114.49 | ↑ +192% |
| HORIZON | OMNIA | $114.49 | ↑ +192% |
| HORIZON | SHP | $114.49 | ↑ +192% |
| HORIZON BCBS BRAVEN | MEDICARE ADVANTAGE | $116.00 | ↑ +196% |
| BRIGHTON HEALTH PLAN - JRI@OUMC | ALL PRODUCTS | $122.20 | ↑ +211% |
| INTERGROUP | SHARED SAVINGS | $131.60 | ↑ +235% |
| INTERGROUP | WORKERS COMP | $131.60 | ↑ +235% |
| ACTIVECARE FIRST MCO | ALL PRODUCTS | $131.60 | ↑ +235% |
| BERGEN RISK | ALL PRODUCTS | $141.00 | ↑ +259% |
| PRIME HEALTH | WORKERS COMP | $150.40 | ↑ +283% |
| PRIME HEALTH | AUTO INSURANCE | $150.40 | ↑ +283% |
| MULTIPLAN - PHCS | ALL PRODUCTS | $159.80 | ↑ +307% |
| AETNA | PPO | $168.58 | ↑ +330% |
| AETNA | ASA | $168.58 | ↑ +330% |
| AETNA | HMO | $168.58 | ↑ +330% |
| QUALCARE | HMO | $174.09 | ↑ +344% |
| QUALCARE | WORKERS COMP | $174.09 | ↑ +344% |
| QUALCARE | PPO | $174.09 | ↑ +344% |
| CIGNA | PPO | $180.97 | ↑ +361% |
| CIGNA | HMO | $180.97 | ↑ +361% |
| AMERIHEALTH | LOCAL HMO | $185.93 | ↑ +374% |
| AMERIHEALTH | REGIONAL HMO | $185.93 | ↑ +374% |
| HORIZON | HMO | $204.00 | ↑ +420% |
| HORIZON | WORKERS COMP | $208.00 | ↑ +430% |
| OXFORD | ALL PRODUCTS | $499.00 | ↑ +1171% |
| UNITED HEALTHCARE | HMO | $627.00 | ↑ +1497% |