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Eeg monitoring/function test at JFK Johnson Rehabilitation Institute (JRI)

65 James Street, Edison, NJ · Hackensack Meridian Health · · NPI 1275107344

Source: hospital's published price file ↗ · Published Dec 31, 2025 · Ingested Aug 14, 2026

$1,017.39

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$2,549.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$104.00 with HORIZON BCBS BRAVEN vs $2,520.96 with AMERIHEALTH — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
HORIZON BCBS BRAVEN MEDICARE ADVANTAGE $104.00 ↓ -90%
HORIZON HMO $181.00 ↓ -82%
HORIZON WORKERS COMP $188.00 ↓ -82%
CLOVER MEDICARE ADVANTAGE $458.82 ↓ -55%
SEOUL MEDICAL GROUP ALL PRODUCTS $548.04 ↓ -46%
AMERIGROUP MEDICARE ADVANTAGE $555.68 ↓ -45%
UNITED HEALTHCARE MANAGED MEDICAID $865.13 ↓ -15%
AETNA MANAGED MEDICAID $891.13 ↓ -12%
HORIZON MEDICARE ADVANTAGE $1,017.39 ↑ +0%
AETNA MEDICARE ADVANTAGE $1,017.39 ↑ +0%
WELLCARE MEDICARE ADVANTAGE $1,017.39 ↑ +0%
VACCN ALL PRODUCTS $1,017.39 ↑ +0%
WELLCARE MANAGED MEDICAID $1,017.39 ↑ +0%
UNITED COMMUNITY/AMERICHOICE MEDICARE ADVANTAGE $1,068.26 ↑ +5%
HORIZON MANAGED MEDICAID $1,124.00 ↑ +10%
KARNA MEDICARE ADVANTAGE $1,250.79 ↑ +23%
CIGNA - JRI@OUMC ALL PRODUCTS $1,274.50 ↑ +25%
BRIGHTON HEALTH PLAN ALL PRODUCTS $1,529.40 ↑ +50%
HORIZON INDEMNITY $1,552.34 ↑ +53%
HORIZON PIP $1,552.34 ↑ +53%
HORIZON PPO $1,552.34 ↑ +53%
HORIZON OMNIA $1,552.34 ↑ +53%
HORIZON SHP $1,552.34 ↑ +53%
BRIGHTON HEALTH PLAN - JRI@OUMC ALL PRODUCTS $1,656.85 ↑ +63%
INTERGROUP SHARED SAVINGS $1,784.30 ↑ +75%
INTERGROUP WORKERS COMP $1,784.30 ↑ +75%
ACTIVECARE FIRST MCO ALL PRODUCTS $1,784.30 ↑ +75%
BERGEN RISK ALL PRODUCTS $1,911.75 ↑ +88%
PRIME HEALTH WORKERS COMP $2,039.20 ↑ +100%
PRIME HEALTH AUTO INSURANCE $2,039.20 ↑ +100%
MULTIPLAN - PHCS ALL PRODUCTS $2,166.65 ↑ +113%
AETNA PPO $2,285.69 ↑ +125%
AETNA ASA $2,285.69 ↑ +125%
AETNA HMO $2,285.69 ↑ +125%
QUALCARE HMO $2,360.37 ↑ +132%
QUALCARE WORKERS COMP $2,360.37 ↑ +132%
QUALCARE PPO $2,360.37 ↑ +132%
CIGNA PPO $2,453.67 ↑ +141%
CIGNA HMO $2,453.67 ↑ +141%
AMERIHEALTH LOCAL HMO $2,520.96 ↑ +148%
AMERIHEALTH REGIONAL HMO $2,520.96 ↑ +148%

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