healthcosts.net

Ecg/1-3 leads/tracing only 93041 at JFK Johnson Rehabilitation Institute (JRI)

65 James Street, Edison, NJ · Hackensack Meridian Health · · NPI 1275107344

Source: hospital's published price file ↗ · Published Dec 31, 2025 · Ingested Aug 14, 2026

$59.40

Cash price

?

Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$218.00

Gross charge

?

Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$11.47 with KARNA vs $215.60 with AMERIHEALTH — same scan, same building. Share

Negotiated rates by payer
?

Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
?

Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
?

Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
KARNA MEDICARE ADVANTAGE $11.47 ↓ -81%
CLOVER MEDICARE ADVANTAGE $39.24 ↓ -34%
SEOUL MEDICAL GROUP ALL PRODUCTS $46.87 ↓ -21%
AMERIGROUP MEDICARE ADVANTAGE $47.52 ↓ -20%
HORIZON MEDICARE ADVANTAGE $59.40 ↑ +0%
AETNA MEDICARE ADVANTAGE $59.40 ↑ +0%
WELLCARE MEDICARE ADVANTAGE $59.40 ↑ +0%
VACCN ALL PRODUCTS $59.40 ↑ +0%
WELLCARE MANAGED MEDICAID $59.40 ↑ +0%
UNITED COMMUNITY/AMERICHOICE MEDICARE ADVANTAGE $62.37 ↑ +5%
UNITED HEALTHCARE MANAGED MEDICAID $73.99 ↑ +25%
AETNA MANAGED MEDICAID $76.21 ↑ +28%
HORIZON BCBS BRAVEN MEDICARE ADVANTAGE $104.00 ↑ +75%
CIGNA - JRI@OUMC ALL PRODUCTS $109.00 ↑ +84%
BRIGHTON HEALTH PLAN ALL PRODUCTS $130.80 ↑ +120%
HORIZON INDEMNITY $132.76 ↑ +124%
HORIZON PIP $132.76 ↑ +124%
HORIZON PPO $132.76 ↑ +124%
HORIZON OMNIA $132.76 ↑ +124%
HORIZON SHP $132.76 ↑ +124%
BRIGHTON HEALTH PLAN - JRI@OUMC ALL PRODUCTS $141.70 ↑ +139%
INTERGROUP SHARED SAVINGS $152.60 ↑ +157%
INTERGROUP WORKERS COMP $152.60 ↑ +157%
ACTIVECARE FIRST MCO ALL PRODUCTS $152.60 ↑ +157%
BERGEN RISK ALL PRODUCTS $163.50 ↑ +175%
PRIME HEALTH WORKERS COMP $174.40 ↑ +194%
PRIME HEALTH AUTO INSURANCE $174.40 ↑ +194%
HORIZON HMO $181.00 ↑ +205%
AETNA PPO $184.95 ↑ +211%
AETNA ASA $184.95 ↑ +211%
AETNA HMO $184.95 ↑ +211%
MULTIPLAN - PHCS ALL PRODUCTS $185.30 ↑ +212%
HORIZON WORKERS COMP $188.00 ↑ +216%
QUALCARE HMO $201.87 ↑ +240%
QUALCARE WORKERS COMP $201.87 ↑ +240%
QUALCARE PPO $201.87 ↑ +240%
CIGNA PPO $209.85 ↑ +253%
CIGNA HMO $209.85 ↑ +253%
AMERIHEALTH LOCAL HMO $215.60 ↑ +263%
AMERIHEALTH REGIONAL HMO $215.60 ↑ +263%

Visitor-reported prices

visitor-reported
Report what you paid sign in to post

Comments

Add a comment sign in to post