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Drsg oasis ultr ster 3lyr 7x10 70sqcm -cost per sq cm at JFK Johnson Rehabilitation Institute (JRI)

65 James Street, Edison, NJ · Hackensack Meridian Health · · NPI 1275107344

Source: hospital's published price file ↗ · Published Dec 31, 2025 · Ingested Aug 14, 2026

not published by hospital

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$34.62

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$2.11 with HORIZON vs $28.16 with MULTIPLAN - PHCS — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
HORIZON MANAGED MEDICAID $2.11
CLOVER MEDICARE ADVANTAGE $5.96
AETNA MEDICARE ADVANTAGE $6.82
CIGNA PPO $10.44
CIGNA HMO $10.44
KARNA MEDICARE ADVANTAGE $12.35
WELLCARE MEDICARE ADVANTAGE $14.91
WELLCARE MANAGED MEDICAID $14.91
HORIZON OMNIA $15.50
HORIZON SHP $15.50
HORIZON INDEMNITY $15.52
HORIZON PIP $15.52
HORIZON WORKERS COMP $15.52
HORIZON PPO $15.52
HORIZON BCBS BRAVEN MEDICARE ADVANTAGE $15.52
HORIZON HMO $15.52
SEOUL MEDICAL GROUP ALL PRODUCTS $16.57
AMERIGROUP MANAGED MEDICAID $16.57
ACTIVECARE FIRST MCO ALL PRODUCTS $16.57
OXFORD - JRI@OUMC ALL PRODUCTS $16.66
UNITED HEALTHCARE HMO $17.92
OXFORD ALL PRODUCTS $17.92
UNITED HEALTHCARE - JRI@OUMC ALL PRODUCTS $18.52
CIGNA - JRI@OUMC ALL PRODUCTS $19.88
BERGEN RISK ALL PRODUCTS $19.88
INTERGROUP SHARED SAVINGS $23.19
INTERGROUP WORKERS COMP $23.19
PRIME HEALTH WORKERS COMP $26.50
PRIME HEALTH AUTO INSURANCE $26.50
MULTIPLAN - PHCS ALL PRODUCTS $28.16
VACCN ALL PRODUCTS not published by hospital
AETNA HMO not published by hospital
AETNA ASA not published by hospital
UNITED COMMUNITY/AMERICHOICE MEDICARE ADVANTAGE not published by hospital
AETNA PPO not published by hospital

Visitor-reported prices

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