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Cptr ophth dx img post segmt at JFK Johnson Rehabilitation Institute (JRI)

65 James Street, Edison, NJ · Hackensack Meridian Health · · NPI 1275107344

Source: hospital's published price file ↗ · Published Dec 31, 2025 · Ingested Aug 14, 2026

$59.40

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$143.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$25.74 with CLOVER vs $2,793.00 with UNITED HEALTHCARE — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
CLOVER MEDICARE ADVANTAGE $25.74 ↓ -57%
SEOUL MEDICAL GROUP ALL PRODUCTS $30.75 ↓ -48%
AMERIGROUP MEDICARE ADVANTAGE $31.17 ↓ -48%
UNITED HEALTHCARE MANAGED MEDICAID $48.53 ↓ -18%
AETNA MANAGED MEDICAID $49.99 ↓ -16%
HORIZON MEDICARE ADVANTAGE $59.40 ↑ +0%
AETNA MEDICARE ADVANTAGE $59.40 ↑ +0%
WELLCARE MEDICARE ADVANTAGE $59.40 ↑ +0%
VACCN ALL PRODUCTS $59.40 ↑ +0%
WELLCARE MANAGED MEDICAID $59.40 ↑ +0%
UNITED COMMUNITY/AMERICHOICE MEDICARE ADVANTAGE $62.37 ↑ +5%
KARNA MEDICARE ADVANTAGE $70.85 ↑ +19%
CIGNA - JRI@OUMC ALL PRODUCTS $71.50 ↑ +20%
BRIGHTON HEALTH PLAN ALL PRODUCTS $85.80 ↑ +44%
HORIZON INDEMNITY $87.09 ↑ +47%
HORIZON PIP $87.09 ↑ +47%
HORIZON PPO $87.09 ↑ +47%
HORIZON OMNIA $87.09 ↑ +47%
HORIZON SHP $87.09 ↑ +47%
BRIGHTON HEALTH PLAN - JRI@OUMC ALL PRODUCTS $92.95 ↑ +56%
INTERGROUP SHARED SAVINGS $100.10 ↑ +69%
INTERGROUP WORKERS COMP $100.10 ↑ +69%
ACTIVECARE FIRST MCO ALL PRODUCTS $100.10 ↑ +69%
HORIZON BCBS BRAVEN MEDICARE ADVANTAGE $104.00 ↑ +75%
BERGEN RISK ALL PRODUCTS $107.25 ↑ +81%
PRIME HEALTH WORKERS COMP $114.40 ↑ +93%
PRIME HEALTH AUTO INSURANCE $114.40 ↑ +93%
MULTIPLAN - PHCS ALL PRODUCTS $121.55 ↑ +105%
AETNA PPO $128.23 ↑ +116%
AETNA ASA $128.23 ↑ +116%
AETNA HMO $128.23 ↑ +116%
QUALCARE HMO $132.42 ↑ +123%
QUALCARE WORKERS COMP $132.42 ↑ +123%
QUALCARE PPO $132.42 ↑ +123%
CIGNA PPO $137.65 ↑ +132%
CIGNA HMO $137.65 ↑ +132%
AMERIHEALTH LOCAL HMO $141.43 ↑ +138%
AMERIHEALTH REGIONAL HMO $141.43 ↑ +138%
HORIZON HMO $181.00 ↑ +205%
HORIZON WORKERS COMP $188.00 ↑ +216%
HORIZON MANAGED MEDICAID $1,124.00 ↑ +1792%
OXFORD ALL PRODUCTS $2,080.00 ↑ +3402%
UNITED HEALTHCARE HMO $2,793.00 ↑ +4602%

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