Contrast x-ray of wrist at JFK Johnson Rehabilitation Institute (JRI)

65 James Street, Edison, NJ · Hackensack Meridian Health · · NPI 1275107344

Source: hospital's published price file ↗ · Published Dec 31, 2025 · Ingested Aug 28, 2026

$395.64

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

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What you pay up front if you don't use insurance.

$883.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$142.16 with AETNA vs $1,055.58 with OXFORD — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
AETNA MANAGED MEDICAID $142.16 ↓ -64%
UNITED HEALTHCARE MANAGED MEDICAID $151.79 ↓ -62%
CLOVER MEDICARE ADVANTAGE $158.94 ↓ -60%
HORIZON MANAGED MEDICAID $168.21 ↓ -57%
SEOUL MEDICAL GROUP ALL PRODUCTS $189.85 ↓ -52%
KARNA MEDICARE ADVANTAGE $262.58 ↓ -34%
WELLCARE MEDICARE ADVANTAGE $357.13 ↓ -10%
AMERIGROUP MEDICARE ADVANTAGE $357.13 ↓ -10%
HORIZON MEDICARE ADVANTAGE $357.13 ↓ -10%
WELLCARE MANAGED MEDICAID $357.13 ↓ -10%
AETNA MEDICARE ADVANTAGE $357.13 ↓ -10%
VACCN ALL PRODUCTS $357.13 ↓ -10%
UNITED COMMUNITY/AMERICHOICE MEDICARE ADVANTAGE $374.99 ↓ -5%
HORIZON BCBS BRAVEN MEDICARE ADVANTAGE $395.64 ↑ +0%
CIGNA HMO $405.64 ↑ +3%
CIGNA PPO $405.64 ↑ +3%
INTERGROUP SHARED SAVINGS $618.10 ↑ +56%
ACTIVECARE FIRST MCO ALL PRODUCTS $618.10 ↑ +56%
INTERGROUP WORKERS COMP $618.10 ↑ +56%
HORIZON PIP $645.47 ↑ +63%
HORIZON WORKERS COMP $645.47 ↑ +63%
HORIZON OMNIA $649.71 ↑ +64%
BERGEN RISK ALL PRODUCTS $662.25 ↑ +67%
QUALCARE WORKERS COMP $682.56 ↑ +73%
QUALCARE PPO $682.56 ↑ +73%
QUALCARE HMO $682.56 ↑ +73%
PRIME HEALTH AUTO INSURANCE $706.40 ↑ +79%
BRIGHTON HEALTH PLAN ALL PRODUCTS $706.40 ↑ +79%
PRIME HEALTH WORKERS COMP $706.40 ↑ +79%
AETNA ASA $741.72 ↑ +87%
AETNA PPO $741.72 ↑ +87%
AETNA HMO $741.72 ↑ +87%
MULTIPLAN - PHCS ALL PRODUCTS $750.55 ↑ +90%
HORIZON SHP $774.57 ↑ +96%
HORIZON HMO $801.68 ↑ +103%
HORIZON INDEMNITY $812.27 ↑ +105%
HORIZON PPO $820.57 ↑ +107%
AMERIHEALTH LOCAL HMO $835.32 ↑ +111%
AMERIHEALTH REGIONAL HMO $835.32 ↑ +111%
UNITED HEALTHCARE HMO $1,055.58 ↑ +167%
OXFORD ALL PRODUCTS $1,055.58 ↑ +167%
AMERIGROUP MANAGED MEDICAID not published by hospital —

Visitor-reported prices

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Contrast x-ray of wrist at other New-jersey hospitals

Hospital City Cash price Negotiated range
Bayshore Medical Center Holmdel $395.29 $119.33 – $996.68
Hackensack University Medical Center Hackensack $420.58 $31.22 – $1,138.41
Ocean University Medical Center Brick $390.30 $119.33 – $394.97
Jersey Shore University Medical Center Neptune City $395.29 $119.33 – $1,131.05
Palisades Medical Center North Bergen $420.58 $34.44 – $996.68
Raritan Bay Medical Center Perth Amboy $395.64 $47.25 – $996.68
Riverview Medical Center Red Bank $395.29 $29.40 – $996.68
Southern Ocean Medical Center Manahawkin $390.30 $119.33 – $409.82

All New-jersey hospitals for this procedure →