healthcosts.net

Allograft graftjacket 2x12cm-q4107-cost per sq cm at JFK Johnson Rehabilitation Institute (JRI)

65 James Street, Edison, NJ · Hackensack Meridian Health · · NPI 1275107344

Source: hospital's published price file ↗ · Published Dec 31, 2025 · Ingested Aug 14, 2026

not published by hospital

Cash price

?

Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$8,273.28

Gross charge

?

Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$25.49 with CLOVER vs $1,726.45 with AETNA — same scan, same building. Share

Negotiated rates by payer
?

Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
?

Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
?

Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
CLOVER MEDICARE ADVANTAGE $25.49
AETNA MEDICARE ADVANTAGE $29.18
CIGNA PPO $44.61
CIGNA HMO $44.61
WELLCARE MEDICARE ADVANTAGE $63.73
WELLCARE MANAGED MEDICAID $63.73
HORIZON OMNIA $66.28
HORIZON SHP $66.28
HORIZON INDEMNITY $66.34
HORIZON PIP $66.34
HORIZON WORKERS COMP $66.34
HORIZON PPO $66.34
HORIZON BCBS BRAVEN MEDICARE ADVANTAGE $66.34
HORIZON HMO $66.34
SEOUL MEDICAL GROUP ALL PRODUCTS $70.82
AMERIGROUP MANAGED MEDICAID $70.82
ACTIVECARE FIRST MCO ALL PRODUCTS $70.82
OXFORD - JRI@OUMC ALL PRODUCTS $71.24
UNITED HEALTHCARE HMO $76.62
OXFORD ALL PRODUCTS $76.62
UNITED HEALTHCARE - JRI@OUMC ALL PRODUCTS $79.17
CIGNA - JRI@OUMC ALL PRODUCTS $84.98
BERGEN RISK ALL PRODUCTS $84.98
INTERGROUP SHARED SAVINGS $99.14
INTERGROUP WORKERS COMP $99.14
PRIME HEALTH WORKERS COMP $113.30
PRIME HEALTH AUTO INSURANCE $113.30
MULTIPLAN - PHCS ALL PRODUCTS $120.39
KARNA MEDICARE ADVANTAGE $129.42
QUALCARE HMO $1,034.52
QUALCARE WORKERS COMP $1,034.52
QUALCARE PPO $1,034.52
AETNA PPO $1,726.45
AETNA ASA $1,726.45
AETNA HMO $1,726.45
VACCN ALL PRODUCTS not published by hospital
UNITED COMMUNITY/AMERICHOICE MEDICARE ADVANTAGE not published by hospital

Visitor-reported prices

visitor-reported
Report what you paid sign in to post

Comments

Add a comment sign in to post