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Ablate arrhythmia add on at JFK Johnson Rehabilitation Institute (JRI)

65 James Street, Edison, NJ · Hackensack Meridian Health · · NPI 1275107344

Source: hospital's published price file ↗ · Published Dec 31, 2025 · Ingested Aug 14, 2026

not published by hospital

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$8,470.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$104.00 with HORIZON BCBS BRAVEN vs $8,376.83 with AMERIHEALTH — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
HORIZON BCBS BRAVEN MEDICARE ADVANTAGE $104.00
HORIZON HMO $181.00
HORIZON WORKERS COMP $188.00
KARNA MEDICARE ADVANTAGE $503.93
CLOVER MEDICARE ADVANTAGE $1,524.60
AETNA MEDICARE ADVANTAGE $1,744.82
SEOUL MEDICAL GROUP ALL PRODUCTS $1,821.05
AMERIGROUP MEDICARE ADVANTAGE $1,846.46
UNITED HEALTHCARE MANAGED MEDICAID $2,874.72
AETNA MANAGED MEDICAID $2,961.11
CIGNA - JRI@OUMC ALL PRODUCTS $4,235.00
BRIGHTON HEALTH PLAN ALL PRODUCTS $5,082.00
HORIZON INDEMNITY $5,158.23
HORIZON PIP $5,158.23
HORIZON PPO $5,158.23
HORIZON OMNIA $5,158.23
HORIZON SHP $5,158.23
BRIGHTON HEALTH PLAN - JRI@OUMC ALL PRODUCTS $5,505.50
INTERGROUP SHARED SAVINGS $5,929.00
INTERGROUP WORKERS COMP $5,929.00
ACTIVECARE FIRST MCO ALL PRODUCTS $5,929.00
BERGEN RISK ALL PRODUCTS $6,352.50
PRIME HEALTH WORKERS COMP $6,776.00
PRIME HEALTH AUTO INSURANCE $6,776.00
MULTIPLAN - PHCS ALL PRODUCTS $7,199.50
AETNA PPO $7,595.05
AETNA ASA $7,595.05
AETNA HMO $7,595.05
QUALCARE HMO $7,843.22
QUALCARE WORKERS COMP $7,843.22
QUALCARE PPO $7,843.22
CIGNA PPO $8,153.22
CIGNA HMO $8,153.22
AMERIHEALTH LOCAL HMO $8,376.83
AMERIHEALTH REGIONAL HMO $8,376.83
WELLCARE MANAGED MEDICAID not published by hospital
VACCN ALL PRODUCTS not published by hospital
WELLCARE MEDICARE ADVANTAGE not published by hospital
UNITED COMMUNITY/AMERICHOICE MEDICARE ADVANTAGE not published by hospital

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