X-ray ribs w/posterior anterior chest 3 views left at Ocean University Medical Center

425 Jack Martin Boulevard, Brick, NJ · Hackensack Meridian Health · · NPI 1477065126

Source: hospital's published price file ↗ · Published Dec 31, 2025 · Ingested Aug 13, 2026

$116.22

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

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What you pay up front if you don't use insurance.

$724.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$50.46 with UNITED HEALTHCARE vs $597.73 with HORIZON — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
UNITED HEALTHCARE MANAGED MEDICAID $50.46 ↓ -57%
AETNA HMO $63.73 ↓ -45%
AETNA PPO $63.73 ↓ -45%
KARNA MEDICARE ADVANTAGE $77.75 ↓ -33%
AMERIHEALTH LOCAL HMO $91.50 ↓ -21%
AMERIHEALTH REGIONAL HMO $93.08 ↓ -20%
AETNA MANAGED MEDICAID $102.81 ↓ -12%
HORIZON MANAGED MEDICAID $104.20 ↓ -10%
CIGNA PPO $104.77 ↓ -10%
CIGNA HMO $104.77 ↓ -10%
WELLCARE MANAGED MEDICAID $106.34 ↓ -9%
AMERIGROUP MEDICARE ADVANTAGE $106.34 ↓ -9%
AETNA MEDICARE ADVANTAGE $106.34 ↓ -9%
VACCN ALL PRODUCTS $106.34 ↓ -9%
HORIZON MEDICARE ADVANTAGE $106.34 ↓ -9%
WELLCARE MEDICARE ADVANTAGE $106.34 ↓ -9%
UNITED COMMUNITY/AMERICHOICE MEDICARE ADVANTAGE $111.66 ↓ -4%
HORIZON BCBS BRAVEN MEDICARE ADVANTAGE $116.22 ↑ +0%
SEOUL MEDICAL GROUP ALL PRODUCTS $117.61 ↑ +1%
CLOVER MEDICARE ADVANTAGE $130.32 ↑ +12%
UNITED HEALTHCARE DSNP $139.46 ↑ +20%
UNITED HEALTHCARE HMO $295.04 ↑ +154%
QUALCARE HMO $359.10 ↑ +209%
ACTIVECARE FIRST MCO ALL PRODUCTS $382.90 ↑ +229%
INTERGROUP WORKERS COMP $382.90 ↑ +229%
INTERGROUP SHARED SAVINGS $382.90 ↑ +229%
OXFORD ALL PRODUCTS $391.68 ↑ +237%
QUALCARE PPO $422.83 ↑ +264%
QUALCARE WORKERS COMP $422.83 ↑ +264%
PRIME HEALTH AUTO INSURANCE $437.60 ↑ +277%
PRIME HEALTH WORKERS COMP $437.60 ↑ +277%
AETNA ASA $459.48 ↑ +295%
MULTIPLAN - PHCS ALL PRODUCTS $464.95 ↑ +300%
HORIZON OMNIA $471.61 ↑ +306%
HORIZON WORKERS COMP $518.96 ↑ +347%
BERGEN RISK ALL PRODUCTS $543.00 ↑ +367%
HORIZON PIP $559.65 ↑ +382%
HORIZON SHP $564.50 ↑ +386%
BRIGHTON HEALTH PLAN ALL PRODUCTS $579.20 ↑ +398%
HORIZON HMO $582.46 ↑ +401%
HORIZON INDEMNITY $589.34 ↑ +407%
HORIZON PPO $597.73 ↑ +414%
AMERIGROUP MANAGED MEDICAID not published by hospital

Visitor-reported prices

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X-ray ribs w/posterior anterior chest 3 views left at other New-jersey hospitals

Hospital City Cash price Negotiated range
Carrier Clinic Belle Mead $289.60 $104.98 – $104.98
Bayshore Medical Center Holmdel $117.70 $50.46 – $295.04
Hackensack University Medical Center Hackensack $125.23 $40.88 – $336.99
JFK Johnson Rehabilitation Institute (JRI) Edison $117.81 $81.67 – $312.47
Jersey Shore University Medical Center Neptune City $117.70 $50.46 – $123.59
Palisades Medical Center North Bergen $125.23 $45.10 – $295.04
Raritan Bay Medical Center Perth Amboy $117.81 $50.46 – $295.04
Riverview Medical Center Red Bank $117.70 $38.50 – $295.04

All New-jersey hospitals for this procedure →