healthcosts.net
Wrist X-ray at Ocean University Medical Center
425 Jack Martin Boulevard, Brick, NJ · Hackensack Meridian Health · · NPI 1477065126
$96.23
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$600.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$39.24 with UNITED HEALTHCARE vs $495.36 with HORIZON — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| UNITED HEALTHCARE | MANAGED MEDICAID | $39.24 | ↓ -59% |
| AMERIHEALTH | LOCAL HMO | $57.68 | ↓ -40% |
| AMERIHEALTH | REGIONAL HMO | $58.68 | ↓ -39% |
| AETNA | PPO | $74.71 | ↓ -22% |
| AETNA | HMO | $74.71 | ↓ -22% |
| KARNA | MEDICARE ADVANTAGE | $76.25 | ↓ -21% |
| AETNA | MANAGED MEDICAID | $85.20 | ↓ -11% |
| AMERIGROUP | MEDICARE ADVANTAGE | $88.05 | ↓ -9% |
| HORIZON | MEDICARE ADVANTAGE | $88.05 | ↓ -9% |
| AETNA | MEDICARE ADVANTAGE | $88.05 | ↓ -9% |
| WELLCARE | MEDICARE ADVANTAGE | $88.05 | ↓ -9% |
| VACCN | ALL PRODUCTS | $88.05 | ↓ -9% |
| WELLCARE | MANAGED MEDICAID | $88.05 | ↓ -9% |
| UNITED COMMUNITY/AMERICHOICE | MEDICARE ADVANTAGE | $92.45 | ↓ -4% |
| HORIZON BCBS BRAVEN | MEDICARE ADVANTAGE | $96.23 | ↑ +0% |
| HORIZON | MANAGED MEDICAID | $99.63 | ↑ +4% |
| CLOVER | MEDICARE ADVANTAGE | $108.00 | ↑ +12% |
| SEOUL MEDICAL GROUP | ALL PRODUCTS | $112.45 | ↑ +17% |
| CIGNA | PPO | $114.64 | ↑ +19% |
| CIGNA | HMO | $114.64 | ↑ +19% |
| UNITED HEALTHCARE | DSNP | $115.47 | ↑ +20% |
| UNITED HEALTHCARE | HMO | $219.04 | ↑ +128% |
| QUALCARE | HMO | $297.60 | ↑ +209% |
| OXFORD | ALL PRODUCTS | $324.60 | ↑ +237% |
| INTERGROUP | SHARED SAVINGS | $366.10 | ↑ +280% |
| INTERGROUP | WORKERS COMP | $366.10 | ↑ +280% |
| ACTIVECARE FIRST MCO | ALL PRODUCTS | $366.10 | ↑ +280% |
| HORIZON | OMNIA | $390.84 | ↑ +306% |
| QUALCARE | WORKERS COMP | $404.28 | ↑ +320% |
| QUALCARE | PPO | $404.28 | ↑ +320% |
| PRIME HEALTH | WORKERS COMP | $418.40 | ↑ +335% |
| PRIME HEALTH | AUTO INSURANCE | $418.40 | ↑ +335% |
| HORIZON | WORKERS COMP | $430.08 | ↑ +347% |
| AETNA | ASA | $439.32 | ↑ +357% |
| MULTIPLAN - PHCS | ALL PRODUCTS | $444.55 | ↑ +362% |
| BERGEN RISK | ALL PRODUCTS | $450.00 | ↑ +368% |
| HORIZON | PIP | $463.80 | ↑ +382% |
| HORIZON | SHP | $467.82 | ↑ +386% |
| BRIGHTON HEALTH PLAN | ALL PRODUCTS | $480.00 | ↑ +399% |
| HORIZON | HMO | $482.70 | ↑ +402% |
| HORIZON | INDEMNITY | $488.40 | ↑ +408% |
| HORIZON | PPO | $495.36 | ↑ +415% |
| AMERIGROUP | MANAGED MEDICAID | not published by hospital | — |
Visitor-reported prices
Comments
Wrist X-ray at other New-jersey hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| Carrier Clinic | Belle Mead | $240.00 | $87.00 – $87.00 |
| Bayshore Medical Center | Holmdel | $97.46 | $39.24 – $510.00 |
| Hackensack University Medical Center | Hackensack | $103.69 | $24.53 – $461.29 |