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Upper Back (Thoracic Spine) MRI (with and without contrast) at Ocean University Medical Center
425 Jack Martin Boulevard, Brick, NJ · Hackensack Meridian Health · · NPI 1477065126
$390.30
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$5,984.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$357.13 with AMERIGROUP vs $4,940.39 with HORIZON — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| AMERIGROUP | MEDICARE ADVANTAGE | $357.13 | ↓ -8% |
| HORIZON | MEDICARE ADVANTAGE | $357.13 | ↓ -8% |
| AETNA | MEDICARE ADVANTAGE | $357.13 | ↓ -8% |
| WELLCARE | MEDICARE ADVANTAGE | $357.13 | ↓ -8% |
| VACCN | ALL PRODUCTS | $357.13 | ↓ -8% |
| WELLCARE | MANAGED MEDICAID | $357.13 | ↓ -8% |
| UNITED COMMUNITY/AMERICHOICE | MEDICARE ADVANTAGE | $374.99 | ↓ -4% |
| HORIZON BCBS BRAVEN | MEDICARE ADVANTAGE | $390.30 | ↑ +0% |
| UNITED HEALTHCARE | DSNP | $468.36 | ↑ +20% |
| KARNA | MEDICARE ADVANTAGE | $604.84 | ↑ +55% |
| ACTIVECARE FIRST MCO | ALL PRODUCTS | $650.00 | ↑ +67% |
| CIGNA | PPO | $697.44 | ↑ +79% |
| CIGNA | HMO | $697.44 | ↑ +79% |
| AETNA | PPO | $746.16 | ↑ +91% |
| AETNA | HMO | $746.16 | ↑ +91% |
| AETNA | MANAGED MEDICAID | $849.73 | ↑ +118% |
| UNITED HEALTHCARE | HMO | $895.45 | ↑ +129% |
| OXFORD | ALL PRODUCTS | $895.45 | ↑ +129% |
| UNITED HEALTHCARE | MANAGED MEDICAID | $951.00 | ↑ +144% |
| HORIZON | MANAGED MEDICAID | $1,046.04 | ↑ +168% |
| CLOVER | MEDICARE ADVANTAGE | $1,077.12 | ↑ +176% |
| SEOUL MEDICAL GROUP | ALL PRODUCTS | $1,160.90 | ↑ +197% |
| AMERIHEALTH | LOCAL HMO | $1,531.59 | ↑ +292% |
| AMERIHEALTH | REGIONAL HMO | $1,558.09 | ↑ +299% |
| QUALCARE | HMO | $2,083.00 | ↑ +434% |
| QUALCARE | WORKERS COMP | $2,159.44 | ↑ +453% |
| QUALCARE | PPO | $3,291.00 | ↑ +743% |
| INTERGROUP | SHARED SAVINGS | $3,843.70 | ↑ +885% |
| INTERGROUP | WORKERS COMP | $3,843.70 | ↑ +885% |
| HORIZON | OMNIA | $3,897.98 | ↑ +899% |
| BRIGHTON HEALTH PLAN | ALL PRODUCTS | $4,128.96 | ↑ +958% |
| HORIZON | WORKERS COMP | $4,289.33 | ↑ +999% |
| BERGEN RISK | ALL PRODUCTS | $4,332.00 | ↑ +1010% |
| PRIME HEALTH | WORKERS COMP | $4,392.80 | ↑ +1025% |
| PRIME HEALTH | AUTO INSURANCE | $4,392.80 | ↑ +1025% |
| AETNA | ASA | $4,612.44 | ↑ +1082% |
| HORIZON | PIP | $4,625.63 | ↑ +1085% |
| HORIZON | SHP | $4,665.72 | ↑ +1095% |
| MULTIPLAN - PHCS | ALL PRODUCTS | $4,667.35 | ↑ +1096% |
| HORIZON | HMO | $4,814.13 | ↑ +1133% |
| HORIZON | INDEMNITY | $4,870.98 | ↑ +1148% |
| HORIZON | PPO | $4,940.39 | ↑ +1166% |
| AMERIGROUP | MANAGED MEDICAID | not published by hospital | — |
Visitor-reported prices
Comments
Upper Back (Thoracic Spine) MRI (with and without contrast) at other New-jersey hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| Bayshore Medical Center | Holmdel | $395.29 | $395.29 – $5,086.40 |
| Hackensack University Medical Center | Hackensack | $420.58 | $336.46 – $4,843.06 |