St analysis behavior qualitative voice/resonance at Ocean University Medical Center
425 Jack Martin Boulevard, Brick, NJ · Hackensack Meridian Health · · NPI 1477065126
$140.62
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$660.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$60.00 with HORIZON vs $605.33 with AMERIHEALTH — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| HORIZON | MANAGED MEDICAID | $60.00 | ↓ -57% |
| AETNA | MANAGED MEDICAID | $88.32 | ↓ -37% |
| HORIZON BCBS BRAVEN | MEDICARE ADVANTAGE | $104.00 | ↓ -26% |
| CLOVER | MEDICARE ADVANTAGE | $111.96 | ↓ -20% |
| HORIZON - JRI@OUMC | MEDICARE ADVANTAGE | $116.00 | ↓ -18% |
| SEOUL MEDICAL GROUP | ALL PRODUCTS | $120.67 | ↓ -14% |
| AMERIGROUP | MANAGED MEDICAID | $140.62 | ↑ +0% |
| VACCN | ALL PRODUCTS | $140.62 | ↑ +0% |
| HORIZON | MEDICARE ADVANTAGE | $140.62 | ↑ +0% |
| AETNA | MEDICARE ADVANTAGE | $140.62 | ↑ +0% |
| AMERIGROUP | MEDICARE ADVANTAGE | $143.88 | ↑ +2% |
| UNITED COMMUNITY/AMERICHOICE | MEDICARE ADVANTAGE | $147.65 | ↑ +5% |
| UNITED HEALTHCARE | DSNP | $168.74 | ↑ +20% |
| HORIZON | HMO | $181.00 | ↑ +29% |
| KARNA | MEDICARE ADVANTAGE | $182.14 | ↑ +30% |
| HORIZON | WORKERS COMP | $188.00 | ↑ +34% |
| OXFORD - JRI@OUMC | ALL PRODUCTS | $193.00 | ↑ +37% |
| UNITED HEALTHCARE - JRI@OUMC | ALL PRODUCTS | $193.00 | ↑ +37% |
| HORIZON - JRI@OUMC | NON-MANAGED | $205.00 | ↑ +46% |
| HORIZON - JRI@OUMC | MANAGED MEDICAID | $205.00 | ↑ +46% |
| HORIZON - JRI@OUMC | PIP | $205.00 | ↑ +46% |
| HORIZON - JRI@OUMC | WORKERS COMP | $205.00 | ↑ +46% |
| WELLCARE | MEDICARE ADVANTAGE | $224.00 | ↑ +59% |
| UNITED HEALTHCARE | MANAGED MEDICAID | $224.00 | ↑ +59% |
| WELLCARE | MANAGED MEDICAID | $224.00 | ↑ +59% |
| QUALCARE | HMO | $257.15 | ↑ +83% |
| QUALCARE | WORKERS COMP | $278.00 | ↑ +98% |
| QUALCARE | PPO | $300.33 | ↑ +114% |
| CIGNA - JRI@OUMC | ALL PRODUCTS | $330.00 | ↑ +135% |
| UNITED HEALTHCARE | HMO | $353.00 | ↑ +151% |
| BRIGHTON HEALTH PLAN | ALL PRODUCTS | $355.00 | ↑ +152% |
| HORIZON | PIP | $401.94 | ↑ +186% |
| HORIZON | OMNIA | $401.94 | ↑ +186% |
| HORIZON | INDEMNITY | $401.94 | ↑ +186% |
| HORIZON | PPO | $401.94 | ↑ +186% |
| HORIZON | SHP | $401.94 | ↑ +186% |
| OXFORD | ALL PRODUCTS | $413.00 | ↑ +194% |
| AETNA | HMO | $452.38 | ↑ +222% |
| AETNA | PPO | $452.38 | ↑ +222% |
| ACTIVECARE FIRST MCO | ALL PRODUCTS | $462.00 | ↑ +229% |
| INTERGROUP | SHARED SAVINGS | $462.00 | ↑ +229% |
| INTERGROUP | WORKERS COMP | $462.00 | ↑ +229% |
| BERGEN RISK | ALL PRODUCTS | $466.50 | ↑ +232% |
| AETNA | ASA | $487.03 | ↑ +246% |
| BRIGHTON HEALTH PLAN - JRI@OUMC | ALL PRODUCTS | $500.00 | ↑ +256% |
| PRIME HEALTH | WORKERS COMP | $528.00 | ↑ +275% |
| PRIME HEALTH | AUTO INSURANCE | $528.00 | ↑ +275% |
| MULTIPLAN - PHCS | ALL PRODUCTS | $528.70 | ↑ +276% |
| AMERIHEALTH | LOCAL HMO | $534.42 | ↑ +280% |
| CIGNA | PPO | $594.82 | ↑ +323% |
| CIGNA | HMO | $594.82 | ↑ +323% |
| AMERIHEALTH | REGIONAL HMO | $605.33 | ↑ +330% |
Visitor-reported prices
Comments
St analysis behavior qualitative voice/resonance at other New-jersey hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| Childrens Specialized Hospital | Mountainside | $267.50 | $237.00 – $394.00 |
| Bayshore Medical Center | Holmdel | $140.62 | $140.62 – $614.00 |
| Hackensack University Medical Center | Hackensack | $140.62 | $54.05 – $406.00 |
| JFK Johnson Rehabilitation Institute (JRI) | Edison | $140.62 | $60.00 – $576.00 |
| Jersey Shore University Medical Center | Neptune City | $140.62 | $112.50 – $355.00 |
| Palisades Medical Center | North Bergen | $140.62 | $118.00 – $769.00 |
| Raritan Bay Medical Center | Perth Amboy | $140.62 | $90.00 – $355.00 |
| Riverview Medical Center | Red Bank | $140.62 | $140.62 – $355.00 |