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Sinus CT scan (with contrast) at Ocean University Medical Center

425 Jack Martin Boulevard, Brick, NJ · Hackensack Meridian Health · · NPI 1477065126

Source: hospital's published price file ↗ · Published Dec 31, 2025 · Ingested Aug 13, 2026

$194.55

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$2,906.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$178.02 with AMERIGROUP vs $2,470.10 with MULTIPLAN - PHCS — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
AMERIGROUP MEDICARE ADVANTAGE $178.02 ↓ -8%
HORIZON MEDICARE ADVANTAGE $178.02 ↓ -8%
AETNA MEDICARE ADVANTAGE $178.02 ↓ -8%
WELLCARE MEDICARE ADVANTAGE $178.02 ↓ -8%
VACCN ALL PRODUCTS $178.02 ↓ -8%
WELLCARE MANAGED MEDICAID $178.02 ↓ -8%
UNITED COMMUNITY/AMERICHOICE MEDICARE ADVANTAGE $186.92 ↓ -4%
HORIZON BCBS BRAVEN MEDICARE ADVANTAGE $194.55 ↑ +0%
UNITED HEALTHCARE DSNP $233.47 ↑ +20%
KARNA MEDICARE ADVANTAGE $286.03 ↑ +47%
CIGNA PPO $309.42 ↑ +59%
CIGNA HMO $309.42 ↑ +59%
AETNA PPO $311.20 ↑ +60%
AETNA HMO $311.20 ↑ +60%
AETNA MANAGED MEDICAID $412.65 ↑ +112%
UNITED HEALTHCARE HMO $434.32 ↑ +123%
OXFORD ALL PRODUCTS $434.32 ↑ +123%
CLOVER MEDICARE ADVANTAGE $523.08 ↑ +169%
AMERIHEALTH LOCAL HMO $548.99 ↑ +182%
HORIZON MANAGED MEDICAID $553.59 ↑ +185%
AMERIHEALTH REGIONAL HMO $558.48 ↑ +187%
SEOUL MEDICAL GROUP ALL PRODUCTS $563.76 ↑ +190%
ACTIVECARE FIRST MCO ALL PRODUCTS $650.00 ↑ +234%
UNITED HEALTHCARE MANAGED MEDICAID $714.00 ↑ +267%
HORIZON OMNIA $1,892.97 ↑ +873%
BRIGHTON HEALTH PLAN ALL PRODUCTS $2,005.14 ↑ +931%
INTERGROUP SHARED SAVINGS $2,034.20 ↑ +946%
INTERGROUP WORKERS COMP $2,034.20 ↑ +946%
QUALCARE HMO $2,083.00 ↑ +971%
HORIZON WORKERS COMP $2,083.02 ↑ +971%
QUALCARE WORKERS COMP $2,159.44 ↑ +1010%
BERGEN RISK ALL PRODUCTS $2,179.50 ↑ +1020%
HORIZON PIP $2,246.34 ↑ +1055%
QUALCARE PPO $2,246.34 ↑ +1055%
HORIZON SHP $2,265.81 ↑ +1065%
AETNA ASA $2,275.40 ↑ +1070%
PRIME HEALTH WORKERS COMP $2,324.80 ↑ +1095%
PRIME HEALTH AUTO INSURANCE $2,324.80 ↑ +1095%
HORIZON HMO $2,337.88 ↑ +1102%
HORIZON INDEMNITY $2,365.48 ↑ +1116%
HORIZON PPO $2,399.19 ↑ +1133%
MULTIPLAN - PHCS ALL PRODUCTS $2,470.10 ↑ +1170%
AMERIGROUP MANAGED MEDICAID not published by hospital

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Sinus CT scan (with contrast) at other New-jersey hospitals

Hospital City Cash price Negotiated range
Bayshore Medical Center Holmdel $197.04 $197.04 – $2,470.10
Hackensack University Medical Center Hackensack $209.65 $167.72 – $2,563.09

All New-jersey hospitals for this procedure →