Self-mgmt educ/train 5-8 pt 30min at Ocean University Medical Center

425 Jack Martin Boulevard, Brick, NJ · Hackensack Meridian Health · · NPI 1477065126

Source: hospital's published price file ↗ · Published Dec 31, 2025 · Ingested Aug 13, 2026

not published by hospital

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$245.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$18.90 with KARNA vs $527.00 with AMERIHEALTH — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
KARNA MEDICARE ADVANTAGE $18.90 —
AETNA MANAGED MEDICAID $34.79 —
CLOVER MEDICARE ADVANTAGE $44.10 —
SEOUL MEDICAL GROUP ALL PRODUCTS $47.53 —
AETNA MEDICARE ADVANTAGE $49.98 —
UNITED HEALTHCARE MANAGED MEDICAID $144.31 —
HORIZON MANAGED MEDICAID $145.73 —
HORIZON OMNIA $159.59 —
INTERGROUP WORKERS COMP $171.50 —
ACTIVECARE FIRST MCO ALL PRODUCTS $171.50 —
INTERGROUP SHARED SAVINGS $171.50 —
HORIZON WORKERS COMP $175.62 —
BERGEN RISK ALL PRODUCTS $183.75 —
HORIZON PIP $189.39 —
QUALCARE PPO $190.37 —
QUALCARE HMO $190.37 —
HORIZON SHP $191.03 —
AETNA ASA $191.84 —
PRIME HEALTH WORKERS COMP $196.00 —
PRIME HEALTH AUTO INSURANCE $196.00 —
HORIZON HMO $197.10 —
HORIZON INDEMNITY $199.43 —
HORIZON PPO $202.27 —
MULTIPLAN - PHCS ALL PRODUCTS $208.25 —
QUALCARE WORKERS COMP $215.60 —
AETNA PPO $219.69 —
AETNA HMO $219.69 —
BRIGHTON HEALTH PLAN ALL PRODUCTS $220.50 —
CIGNA HMO $234.29 —
CIGNA PPO $234.29 —
OXFORD ALL PRODUCTS $310.00 —
UNITED HEALTHCARE HMO $319.00 —
AMERIHEALTH LOCAL HMO $465.00 —
AMERIHEALTH REGIONAL HMO $527.00 —
WELLCARE MEDICARE ADVANTAGE not published by hospital —
HORIZON BCBS BRAVEN MEDICARE ADVANTAGE not published by hospital —
UNITED COMMUNITY/AMERICHOICE MEDICARE ADVANTAGE not published by hospital —
UNITED HEALTHCARE DSNP not published by hospital —
AMERIGROUP MANAGED MEDICAID not published by hospital —
VACCN ALL PRODUCTS not published by hospital —
WELLCARE MANAGED MEDICAID not published by hospital —

Visitor-reported prices

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Self-mgmt educ/train 5-8 pt 30min at other New-jersey hospitals

Hospital City Cash price Negotiated range
Trinitas Regional Medical Center Elizabeth not published $5.15 – $197.00
Cooperman Barnabas Medical Center Livingston not published $9.68 – $197.00
Community Medical Center Toms River not published $9.91 – $197.00
Clara Maass Medical Center Belleville not published $9.56 – $197.00
Newark Beth Israel Medical Center Newark not published $5.30 – $17.55
Jersey City Medical Center Jersey City not published $6.67 – $197.00
Monmouth Medical Center Long Branch not published $19.12 – $197.00
Bayshore Medical Center Holmdel not published $300.00 – $465.00

All New-jersey hospitals for this procedure →