healthcosts.net
Screening Colonoscopy (average risk) at Ocean University Medical Center
425 Jack Martin Boulevard, Brick, NJ · Hackensack Meridian Health · · NPI 1477065126
$996.39
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$4,023.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$316.52 with KARNA vs $10,671.00 with HORIZON — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| KARNA | MEDICARE ADVANTAGE | $316.52 | ↓ -68% |
| AETNA | MANAGED MEDICAID | $571.27 | ↓ -43% |
| CLOVER | MEDICARE ADVANTAGE | $724.14 | ↓ -27% |
| SEOUL MEDICAL GROUP | ALL PRODUCTS | $768.63 | ↓ -23% |
| AMERIGROUP | MEDICARE ADVANTAGE | $911.71 | ↓ -8% |
| HORIZON | MEDICARE ADVANTAGE | $911.71 | ↓ -8% |
| AETNA | MEDICARE ADVANTAGE | $911.71 | ↓ -8% |
| WELLCARE | MEDICARE ADVANTAGE | $911.71 | ↓ -8% |
| VACCN | ALL PRODUCTS | $911.71 | ↓ -8% |
| WELLCARE | MANAGED MEDICAID | $911.71 | ↓ -8% |
| UNITED COMMUNITY/AMERICHOICE | MEDICARE ADVANTAGE | $957.30 | ↓ -4% |
| HORIZON BCBS BRAVEN | MEDICARE ADVANTAGE | $996.39 | ↑ +0% |
| HORIZON | MANAGED MEDICAID | $1,115.00 | ↑ +12% |
| UNITED HEALTHCARE | MANAGED MEDICAID | $1,189.00 | ↑ +19% |
| UNITED HEALTHCARE | DSNP | $1,195.67 | ↑ +20% |
| INTERGROUP | SHARED SAVINGS | $2,502.50 | ↑ +151% |
| INTERGROUP | WORKERS COMP | $2,502.50 | ↑ +151% |
| ACTIVECARE FIRST MCO | ALL PRODUCTS | $2,502.50 | ↑ +151% |
| HORIZON | OMNIA | $2,620.58 | ↑ +163% |
| BERGEN RISK | ALL PRODUCTS | $2,681.25 | ↑ +169% |
| PRIME HEALTH | WORKERS COMP | $2,860.00 | ↑ +187% |
| PRIME HEALTH | AUTO INSURANCE | $2,860.00 | ↑ +187% |
| MULTIPLAN - PHCS | ALL PRODUCTS | $3,038.75 | ↑ +205% |
| HORIZON | PIP | $3,109.78 | ↑ +212% |
| QUALCARE | PPO | $3,125.87 | ↑ +214% |
| HORIZON | SHP | $3,136.73 | ↑ +215% |
| CIGNA | HMO | $3,137.00 | ↑ +215% |
| AETNA | ASA | $3,150.01 | ↑ +216% |
| CIGNA | PPO | $3,235.02 | ↑ +225% |
| HORIZON | HMO | $3,236.50 | ↑ +225% |
| HORIZON | INDEMNITY | $3,274.72 | ↑ +229% |
| HORIZON | PPO | $3,321.39 | ↑ +233% |
| AMERIHEALTH | LOCAL HMO | $3,456.56 | ↑ +247% |
| QUALCARE | WORKERS COMP | $3,540.24 | ↑ +255% |
| AMERIHEALTH | REGIONAL HMO | $3,915.18 | ↑ +293% |
| OXFORD | ALL PRODUCTS | $4,090.00 | ↑ +310% |
| UNITED HEALTHCARE | HMO | $5,092.00 | ↑ +411% |
| QUALCARE | HMO | $6,256.00 | ↑ +528% |
| AETNA | PPO | $8,419.00 | ↑ +745% |
| AETNA | HMO | $8,419.00 | ↑ +745% |
| BRIGHTON HEALTH PLAN | ALL PRODUCTS | $9,933.00 | ↑ +897% |
| HORIZON | WORKERS COMP | $10,671.00 | ↑ +971% |
| AMERIGROUP | MANAGED MEDICAID | not published by hospital | — |
Visitor-reported prices
Comments
Screening Colonoscopy (average risk) at other New-jersey hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| Bayshore Medical Center | Holmdel | $1,009.14 | $659.77 – $3,456.56 |
| Hackensack University Medical Center | Hackensack | $1,073.68 | $325.92 – $3,217.50 |