Resect forearm/wrist tum<3cm at Ocean University Medical Center
425 Jack Martin Boulevard, Brick, NJ · Hackensack Meridian Health · · NPI 1477065126
$3,127.88
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$3,521.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$499.98 with AETNA vs $10,671.00 with HORIZON — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| AETNA | MANAGED MEDICAID | $499.98 | ↓ -84% |
| CLOVER | MEDICARE ADVANTAGE | $633.78 | ↓ -80% |
| SEOUL MEDICAL GROUP | ALL PRODUCTS | $683.07 | ↓ -78% |
| UNITED HEALTHCARE | MANAGED MEDICAID | $1,189.00 | ↓ -62% |
| HORIZON | MANAGED MEDICAID | $1,277.00 | ↓ -59% |
| KARNA | MEDICARE ADVANTAGE | $1,790.08 | ↓ -43% |
| HORIZON | OMNIA | $2,293.58 | ↓ -27% |
| INTERGROUP | SHARED SAVINGS | $2,464.70 | ↓ -21% |
| INTERGROUP | WORKERS COMP | $2,464.70 | ↓ -21% |
| ACTIVECARE FIRST MCO | ALL PRODUCTS | $2,464.70 | ↓ -21% |
| BERGEN RISK | ALL PRODUCTS | $2,640.75 | ↓ -16% |
| HORIZON | PIP | $2,721.73 | ↓ -13% |
| QUALCARE | PPO | $2,735.82 | ↓ -13% |
| HORIZON | SHP | $2,745.32 | ↓ -12% |
| AETNA | ASA | $2,756.94 | ↓ -12% |
| PRIME HEALTH | AUTO INSURANCE | $2,816.80 | ↓ -10% |
| PRIME HEALTH | WORKERS COMP | $2,816.80 | ↓ -10% |
| HORIZON | HMO | $2,832.64 | ↓ -9% |
| WELLCARE | MANAGED MEDICAID | $2,862.05 | ↓ -8% |
| WELLCARE | MEDICARE ADVANTAGE | $2,862.05 | ↓ -8% |
| AETNA | MEDICARE ADVANTAGE | $2,862.05 | ↓ -8% |
| VACCN | ALL PRODUCTS | $2,862.05 | ↓ -8% |
| HORIZON | MEDICARE ADVANTAGE | $2,862.05 | ↓ -8% |
| AMERIGROUP | MEDICARE ADVANTAGE | $2,862.05 | ↓ -8% |
| HORIZON | INDEMNITY | $2,866.09 | ↓ -8% |
| HORIZON | PPO | $2,906.94 | ↓ -7% |
| MULTIPLAN - PHCS | ALL PRODUCTS | $2,992.85 | ↓ -4% |
| UNITED COMMUNITY/AMERICHOICE | MEDICARE ADVANTAGE | $3,005.15 | ↓ -4% |
| AMERIHEALTH | LOCAL HMO | $3,025.24 | ↓ -3% |
| QUALCARE | WORKERS COMP | $3,098.48 | ↓ -1% |
| HORIZON BCBS BRAVEN | MEDICARE ADVANTAGE | $3,127.88 | ↑ +0% |
| CIGNA | HMO | $3,186.15 | ↑ +2% |
| CIGNA | PPO | $3,186.15 | ↑ +2% |
| AMERIHEALTH | REGIONAL HMO | $3,426.64 | ↑ +10% |
| UNITED HEALTHCARE | DSNP | $3,753.45 | ↑ +20% |
| OXFORD | ALL PRODUCTS | $6,137.00 | ↑ +96% |
| QUALCARE | HMO | $6,256.00 | ↑ +100% |
| UNITED HEALTHCARE | HMO | $7,714.00 | ↑ +147% |
| AETNA | PPO | $8,419.00 | ↑ +169% |
| AETNA | HMO | $8,419.00 | ↑ +169% |
| BRIGHTON HEALTH PLAN | ALL PRODUCTS | $9,933.00 | ↑ +218% |
| HORIZON | WORKERS COMP | $10,671.00 | ↑ +241% |
| AMERIGROUP | MANAGED MEDICAID | not published by hospital | — |
Visitor-reported prices
Comments
Resect forearm/wrist tum<3cm at other New-jersey hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| Trinitas Regional Medical Center | Elizabeth | $5,855.00 | $440.42 – $6,255.76 |
| Cooperman Barnabas Medical Center | Livingston | $6,839.00 | $649.19 – $6,421.98 |
| Community Medical Center | Toms River | $3,786.00 | $664.84 – $6,224.48 |
| Clara Maass Medical Center | Belleville | $3,986.00 | $641.37 – $6,389.87 |
| Newark Beth Israel Medical Center | Newark | $4,881.00 | $453.37 – $6,421.98 |
| Jersey City Medical Center | Jersey City | $5,339.00 | $569.95 – $6,707.33 |
| Monmouth Medical Center | Long Branch | $5,419.00 | $1,282.74 – $6,304.10 |
| Bayshore Medical Center | Holmdel | $3,167.89 | $3,167.89 – $3,801.47 |