Puncture spinal lumbar diagnostic at Ocean University Medical Center

425 Jack Martin Boulevard, Brick, NJ · Hackensack Meridian Health · · NPI 1477065126

Source: hospital's published price file ↗ · Published Dec 31, 2025 · Ingested Aug 13, 2026

$756.84

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

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What you pay up front if you don't use insurance.

$2,849.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$129.82 with KARNA vs $10,671.00 with HORIZON — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
KARNA MEDICARE ADVANTAGE $129.82 ↓ -83%
AETNA MANAGED MEDICAID $274.63 ↓ -64%
CLOVER MEDICARE ADVANTAGE $348.12 ↓ -54%
SEOUL MEDICAL GROUP ALL PRODUCTS $375.20 ↓ -50%
AMERIGROUP MEDICARE ADVANTAGE $692.52 ↓ -8%
HORIZON MEDICARE ADVANTAGE $692.52 ↓ -8%
WELLCARE MANAGED MEDICAID $692.52 ↓ -8%
WELLCARE MEDICARE ADVANTAGE $692.52 ↓ -8%
AETNA MEDICARE ADVANTAGE $692.52 ↓ -8%
VACCN ALL PRODUCTS $692.52 ↓ -8%
UNITED COMMUNITY/AMERICHOICE MEDICARE ADVANTAGE $727.15 ↓ -4%
HORIZON BCBS BRAVEN MEDICARE ADVANTAGE $756.84 ↑ +0%
HORIZON MANAGED MEDICAID $848.00 ↑ +12%
UNITED HEALTHCARE DSNP $908.21 ↑ +20%
UNITED HEALTHCARE MANAGED MEDICAID $1,189.00 ↑ +57%
HORIZON OMNIA $1,259.81 ↑ +66%
BERGEN RISK ALL PRODUCTS $1,450.50 ↑ +92%
HORIZON PIP $1,494.98 ↑ +98%
QUALCARE PPO $1,502.72 ↑ +99%
HORIZON SHP $1,507.94 ↑ +99%
AETNA ASA $1,514.32 ↑ +100%
HORIZON HMO $1,555.90 ↑ +106%
HORIZON INDEMNITY $1,574.28 ↑ +108%
HORIZON PPO $1,596.71 ↑ +111%
ACTIVECARE FIRST MCO ALL PRODUCTS $1,643.90 ↑ +117%
MULTIPLAN - PHCS ALL PRODUCTS $1,643.90 ↑ +117%
AMERIHEALTH LOCAL HMO $1,661.69 ↑ +120%
QUALCARE WORKERS COMP $1,701.92 ↑ +125%
AMERIHEALTH REGIONAL HMO $1,882.17 ↑ +149%
INTERGROUP SHARED SAVINGS $1,994.30 ↑ +164%
INTERGROUP WORKERS COMP $1,994.30 ↑ +164%
CIGNA HMO $2,248.00 ↑ +197%
PRIME HEALTH WORKERS COMP $2,279.20 ↑ +201%
PRIME HEALTH AUTO INSURANCE $2,279.20 ↑ +201%
CIGNA PPO $2,519.00 ↑ +233%
AETNA HMO $4,025.00 ↑ +432%
AETNA PPO $4,025.00 ↑ +432%
OXFORD ALL PRODUCTS $4,090.00 ↑ +440%
UNITED HEALTHCARE HMO $5,092.00 ↑ +573%
QUALCARE HMO $6,256.00 ↑ +727%
BRIGHTON HEALTH PLAN ALL PRODUCTS $9,933.00 ↑ +1212%
HORIZON WORKERS COMP $10,671.00 ↑ +1310%
AMERIGROUP MANAGED MEDICAID not published by hospital

Visitor-reported prices

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Puncture spinal lumbar diagnostic at other New-jersey hospitals

Hospital City Cash price Negotiated range
Trinitas Regional Medical Center Elizabeth $5,855.00 $75.63 – $1,513.68
Cooperman Barnabas Medical Center Livingston $6,839.00 $66.42 – $1,553.90
Community Medical Center Toms River $3,786.00 $66.42 – $1,506.11
Clara Maass Medical Center Belleville $3,986.00 $66.42 – $1,546.13
Newark Beth Israel Medical Center Newark $4,881.00 $66.42 – $1,553.90
Jersey City Medical Center Jersey City $5,339.00 $66.42 – $1,622.94
Monmouth Medical Center Long Branch $5,419.00 $66.42 – $1,525.37
Bayshore Medical Center Holmdel $766.52 $766.52 – $919.83

All New-jersey hospitals for this procedure →