Prgrmg dev eval scrms ip at Ocean University Medical Center

425 Jack Martin Boulevard, Brick, NJ · Hackensack Meridian Health · · NPI 1477065126

Source: hospital's published price file ↗ · Published Dec 31, 2025 · Ingested Aug 13, 2026

$40.75

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

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What you pay up front if you don't use insurance.

$119.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$16.90 with AETNA vs $115.81 with AMERIHEALTH — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
AETNA MANAGED MEDICAID $16.90 ↓ -59%
CLOVER MEDICARE ADVANTAGE $21.42 ↓ -47%
SEOUL MEDICAL GROUP ALL PRODUCTS $23.09 ↓ -43%
AMERIGROUP MEDICARE ADVANTAGE $25.94 ↓ -36%
VACCN ALL PRODUCTS $37.29 ↓ -8%
HORIZON MEDICARE ADVANTAGE $37.29 ↓ -8%
WELLCARE MEDICARE ADVANTAGE $37.29 ↓ -8%
WELLCARE MANAGED MEDICAID $37.29 ↓ -8%
AETNA MEDICARE ADVANTAGE $37.29 ↓ -8%
UNITED COMMUNITY/AMERICHOICE MEDICARE ADVANTAGE $39.15 ↓ -4%
UNITED HEALTHCARE MANAGED MEDICAID $40.39 ↓ -1%
HORIZON BCBS BRAVEN MEDICARE ADVANTAGE $40.75 ↑ +0%
UNITED HEALTHCARE DSNP $48.90 ↑ +20%
CIGNA - JRI@OUMC ALL PRODUCTS $59.50 ↑ +46%
HORIZON MANAGED MEDICAID $70.78 ↑ +74%
BRIGHTON HEALTH PLAN ALL PRODUCTS $71.40 ↑ +75%
HORIZON SHP $72.47 ↑ +78%
HORIZON OMNIA $72.47 ↑ +78%
HORIZON PIP $72.47 ↑ +78%
HORIZON PPO $72.47 ↑ +78%
HORIZON INDEMNITY $72.47 ↑ +78%
OXFORD ALL PRODUCTS $76.97 ↑ +89%
BRIGHTON HEALTH PLAN - JRI@OUMC ALL PRODUCTS $77.35 ↑ +90%
UNITED HEALTHCARE HMO $82.01 ↑ +101%
INTERGROUP SHARED SAVINGS $83.30 ↑ +104%
ACTIVECARE FIRST MCO ALL PRODUCTS $83.30 ↑ +104%
INTERGROUP WORKERS COMP $83.30 ↑ +104%
HORIZON WORKERS COMP $85.30 ↑ +109%
BERGEN RISK ALL PRODUCTS $89.25 ↑ +119%
QUALCARE HMO $92.46 ↑ +127%
QUALCARE PPO $92.46 ↑ +127%
AETNA ASA $93.18 ↑ +129%
PRIME HEALTH AUTO INSURANCE $95.20 ↑ +134%
PRIME HEALTH WORKERS COMP $95.20 ↑ +134%
HORIZON HMO $95.74 ↑ +135%
KARNA MEDICARE ADVANTAGE $100.85 ↑ +147%
AETNA HMO $100.96 ↑ +148%
AETNA PPO $100.96 ↑ +148%
MULTIPLAN - PHCS ALL PRODUCTS $101.15 ↑ +148%
AMERIHEALTH LOCAL HMO $102.24 ↑ +151%
QUALCARE WORKERS COMP $104.72 ↑ +157%
CIGNA HMO $113.80 ↑ +179%
CIGNA PPO $113.80 ↑ +179%
AMERIHEALTH REGIONAL HMO $115.81 ↑ +184%
AMERIGROUP MANAGED MEDICAID not published by hospital

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Prgrmg dev eval scrms ip at other New-jersey hospitals

Hospital City Cash price Negotiated range
Bayshore Medical Center Holmdel $41.27 $41.27 – $49.53
Hackensack University Medical Center Hackensack $43.91 $35.13 – $2,033.00
JFK Johnson Rehabilitation Institute (JRI) Edison $41.31 $37.29 – $1,042.00
Jersey Shore University Medical Center Neptune City $41.27 $41.27 – $100.85
Palisades Medical Center North Bergen $43.91 $43.91 – $105.63
Raritan Bay Medical Center Perth Amboy $41.31 $41.31 – $105.63
Riverview Medical Center Red Bank $41.27 $41.27 – $100.85
Southern Ocean Medical Center Manahawkin $40.75 $40.75 – $100.85

All New-jersey hospitals for this procedure →