Pr excision benign lesion trunk/arms/legs 3.1 - 4.0 cm at Ocean University Medical Center

425 Jack Martin Boulevard, Brick, NJ · Hackensack Meridian Health · · NPI 1477065126

Source: hospital's published price file ↗ · Published Dec 31, 2025 · Ingested Aug 13, 2026

$1,770.73

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

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What you pay up front if you don't use insurance.

$3,795.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

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The hospital's undiscounted list price — almost no one pays this.

$344.90 with KARNA vs $10,671.00 with HORIZON — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
KARNA MEDICARE ADVANTAGE $344.90 ↓ -81%
AETNA MANAGED MEDICAID $521.14 ↓ -71%
CLOVER MEDICARE ADVANTAGE $660.60 ↓ -63%
SEOUL MEDICAL GROUP ALL PRODUCTS $711.98 ↓ -60%
HORIZON MANAGED MEDICAID $848.00 ↓ -52%
UNITED HEALTHCARE MANAGED MEDICAID $1,189.00 ↓ -33%
HORIZON MEDICARE ADVANTAGE $1,620.24 ↓ -8%
AETNA MEDICARE ADVANTAGE $1,620.24 ↓ -8%
VACCN ALL PRODUCTS $1,620.24 ↓ -8%
AMERIGROUP MEDICARE ADVANTAGE $1,620.24 ↓ -8%
WELLCARE MEDICARE ADVANTAGE $1,620.24 ↓ -8%
WELLCARE MANAGED MEDICAID $1,620.24 ↓ -8%
UNITED COMMUNITY/AMERICHOICE MEDICARE ADVANTAGE $1,701.25 ↓ -4%
HORIZON BCBS BRAVEN MEDICARE ADVANTAGE $1,770.73 ↑ +0%
UNITED HEALTHCARE DSNP $2,124.87 ↑ +20%
CIGNA HMO $2,248.00 ↑ +27%
HORIZON OMNIA $2,390.64 ↑ +35%
CIGNA PPO $2,519.00 ↑ +42%
INTERGROUP SHARED SAVINGS $2,656.50 ↑ +50%
ACTIVECARE FIRST MCO ALL PRODUCTS $2,656.50 ↑ +50%
INTERGROUP WORKERS COMP $2,656.50 ↑ +50%
BERGEN RISK ALL PRODUCTS $2,752.50 ↑ +55%
HORIZON PIP $2,836.91 ↑ +60%
QUALCARE PPO $2,851.59 ↑ +61%
HORIZON SHP $2,861.50 ↑ +62%
AETNA ASA $2,873.61 ↑ +62%
HORIZON HMO $2,952.52 ↑ +67%
HORIZON INDEMNITY $2,987.38 ↑ +69%
HORIZON PPO $3,029.95 ↑ +71%
PRIME HEALTH AUTO INSURANCE $3,036.00 ↑ +71%
PRIME HEALTH WORKERS COMP $3,036.00 ↑ +71%
MULTIPLAN - PHCS ALL PRODUCTS $3,119.50 ↑ +76%
AMERIHEALTH LOCAL HMO $3,153.26 ↑ +78%
QUALCARE WORKERS COMP $3,229.60 ↑ +82%
AMERIHEALTH REGIONAL HMO $3,571.64 ↑ +102%
AETNA PPO $4,025.00 ↑ +127%
AETNA HMO $4,025.00 ↑ +127%
OXFORD ALL PRODUCTS $6,137.00 ↑ +247%
QUALCARE HMO $6,256.00 ↑ +253%
UNITED HEALTHCARE HMO $7,714.00 ↑ +336%
BRIGHTON HEALTH PLAN ALL PRODUCTS $9,933.00 ↑ +461%
HORIZON WORKERS COMP $10,671.00 ↑ +503%
AMERIGROUP MANAGED MEDICAID not published by hospital

Visitor-reported prices

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Pr excision benign lesion trunk/arms/legs 3.1 - 4.0 cm at other New-jersey hospitals

Hospital City Cash price Negotiated range
Trinitas Regional Medical Center Elizabeth $5,855.00 $116.44 – $3,541.46
Cooperman Barnabas Medical Center Livingston $6,839.00 $111.55 – $3,635.56
Community Medical Center Toms River $3,786.00 $114.24 – $3,523.75
Clara Maass Medical Center Belleville $3,986.00 $110.21 – $3,617.38
Newark Beth Israel Medical Center Newark $4,881.00 $119.87 – $3,635.56
Jersey City Medical Center Jersey City $5,339.00 $120.96 – $3,797.10
Monmouth Medical Center Long Branch $5,419.00 $220.42 – $3,568.83
Bayshore Medical Center Holmdel $1,793.38 $1,793.38 – $2,152.05

All New-jersey hospitals for this procedure →