healthcosts.net
New Patient Office Visit (level 2) at Ocean University Medical Center
425 Jack Martin Boulevard, Brick, NJ · Hackensack Meridian Health · · NPI 1477065126
not published by hospital
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$440.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$77.61 with KARNA vs $428.21 with AMERIHEALTH — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| KARNA | MEDICARE ADVANTAGE | $77.61 | — |
| CLOVER | MEDICARE ADVANTAGE | $79.20 | — |
| SEOUL MEDICAL GROUP | ALL PRODUCTS | $85.36 | — |
| AETNA | MANAGED MEDICAID | $86.26 | — |
| AETNA | MEDICARE ADVANTAGE | $89.76 | — |
| UNITED HEALTHCARE | MANAGED MEDICAID | $111.00 | — |
| OXFORD - JRI@OUMC | ALL PRODUCTS | $221.32 | — |
| UNITED HEALTHCARE - JRI@OUMC | ALL PRODUCTS | $245.96 | — |
| HORIZON | MANAGED MEDICAID | $261.71 | — |
| HORIZON | OMNIA | $286.62 | — |
| OXFORD | ALL PRODUCTS | $289.34 | — |
| UNITED HEALTHCARE | HMO | $303.25 | — |
| INTERGROUP | SHARED SAVINGS | $308.00 | — |
| INTERGROUP | WORKERS COMP | $308.00 | — |
| ACTIVECARE FIRST MCO | ALL PRODUCTS | $308.00 | — |
| HORIZON | WORKERS COMP | $315.39 | — |
| BERGEN RISK | ALL PRODUCTS | $330.00 | — |
| HORIZON | PIP | $340.12 | — |
| QUALCARE | HMO | $341.88 | — |
| QUALCARE | PPO | $341.88 | — |
| HORIZON | SHP | $343.07 | — |
| AETNA | ASA | $344.52 | — |
| PRIME HEALTH | WORKERS COMP | $352.00 | — |
| PRIME HEALTH | AUTO INSURANCE | $352.00 | — |
| HORIZON | HMO | $353.98 | — |
| HORIZON | INDEMNITY | $358.16 | — |
| HORIZON | PPO | $363.26 | — |
| MULTIPLAN - PHCS | ALL PRODUCTS | $374.00 | — |
| AMERIHEALTH | LOCAL HMO | $378.05 | — |
| QUALCARE | WORKERS COMP | $387.20 | — |
| AETNA | PPO | $394.55 | — |
| AETNA | HMO | $394.55 | — |
| BRIGHTON HEALTH PLAN | ALL PRODUCTS | $396.00 | — |
| AMERIHEALTH | REGIONAL HMO | $428.21 | — |
| WELLCARE | MANAGED MEDICAID | not published by hospital | — |
| VACCN | ALL PRODUCTS | not published by hospital | — |
| AMERIGROUP | MANAGED MEDICAID | not published by hospital | — |
| WELLCARE | MEDICARE ADVANTAGE | not published by hospital | — |
| HORIZON BCBS BRAVEN | MEDICARE ADVANTAGE | not published by hospital | — |
| UNITED HEALTHCARE | DSNP | not published by hospital | — |
| CIGNA | HMO | not published by hospital | — |
| UNITED COMMUNITY/AMERICHOICE | MEDICARE ADVANTAGE | not published by hospital | — |
| CIGNA | PPO | not published by hospital | — |
Visitor-reported prices
Comments
New Patient Office Visit (level 2) at other New-jersey hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| Bayshore Medical Center | Holmdel | not published | $79.20 – $396.00 |
| Hackensack University Medical Center | Hackensack | not published | $79.20 – $396.00 |