New Patient Office Visit (level 2) at Ocean University Medical Center

425 Jack Martin Boulevard, Brick, NJ · Hackensack Meridian Health · · NPI 1477065126

Source: hospital's published price file ↗ · Published Dec 31, 2025 · Ingested Aug 13, 2026

not published by hospital

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$440.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$77.61 with KARNA vs $428.21 with AMERIHEALTH — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
KARNA MEDICARE ADVANTAGE $77.61 —
CLOVER MEDICARE ADVANTAGE $79.20 —
SEOUL MEDICAL GROUP ALL PRODUCTS $85.36 —
AETNA MANAGED MEDICAID $86.26 —
AETNA MEDICARE ADVANTAGE $89.76 —
UNITED HEALTHCARE MANAGED MEDICAID $111.00 —
OXFORD - JRI@OUMC ALL PRODUCTS $221.32 —
UNITED HEALTHCARE - JRI@OUMC ALL PRODUCTS $245.96 —
HORIZON MANAGED MEDICAID $261.71 —
HORIZON OMNIA $286.62 —
OXFORD ALL PRODUCTS $289.34 —
UNITED HEALTHCARE HMO $303.25 —
INTERGROUP WORKERS COMP $308.00 —
ACTIVECARE FIRST MCO ALL PRODUCTS $308.00 —
INTERGROUP SHARED SAVINGS $308.00 —
HORIZON WORKERS COMP $315.39 —
BERGEN RISK ALL PRODUCTS $330.00 —
HORIZON PIP $340.12 —
QUALCARE PPO $341.88 —
QUALCARE HMO $341.88 —
HORIZON SHP $343.07 —
AETNA ASA $344.52 —
PRIME HEALTH AUTO INSURANCE $352.00 —
PRIME HEALTH WORKERS COMP $352.00 —
HORIZON HMO $353.98 —
HORIZON INDEMNITY $358.16 —
HORIZON PPO $363.26 —
MULTIPLAN - PHCS ALL PRODUCTS $374.00 —
AMERIHEALTH LOCAL HMO $378.05 —
QUALCARE WORKERS COMP $387.20 —
AETNA HMO $394.55 —
AETNA PPO $394.55 —
BRIGHTON HEALTH PLAN ALL PRODUCTS $396.00 —
AMERIHEALTH REGIONAL HMO $428.21 —
VACCN ALL PRODUCTS not published by hospital —
WELLCARE MANAGED MEDICAID not published by hospital —
HORIZON BCBS BRAVEN MEDICARE ADVANTAGE not published by hospital —
CIGNA HMO not published by hospital —
WELLCARE MEDICARE ADVANTAGE not published by hospital —
AMERIGROUP MANAGED MEDICAID not published by hospital —
UNITED COMMUNITY/AMERICHOICE MEDICARE ADVANTAGE not published by hospital —
UNITED HEALTHCARE DSNP not published by hospital —
CIGNA PPO not published by hospital —

Visitor-reported prices

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New Patient Office Visit (level 2) at other New-jersey hospitals

Hospital City Cash price Negotiated range
Trinitas Regional Medical Center Elizabeth $73.39 $38.57 – $42.02
Cooperman Barnabas Medical Center Livingston $82.85 $42.02 – $42.02
Community Medical Center Toms River $81.09 $42.02 – $42.02
Clara Maass Medical Center Belleville $77.76 $42.02 – $42.02
Childrens Specialized Hospital Mountainside $255.50 $114.91 – $114.91
Newark Beth Israel Medical Center Newark $81.44 $39.70 – $42.02
Jersey City Medical Center Jersey City $81.24 $42.02 – $49.91
Monmouth Medical Center Long Branch $85.55 $42.02 – $42.02

All New-jersey hospitals for this procedure →