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Neck MRA (blood vessel MRI, with contrast) at Ocean University Medical Center

425 Jack Martin Boulevard, Brick, NJ · Hackensack Meridian Health · · NPI 1477065126

Source: hospital's published price file ↗ · Published Dec 31, 2025 · Ingested Aug 13, 2026

$390.30

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$3,820.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$357.13 with AMERIGROUP vs $4,332.00 with BERGEN RISK — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
AMERIGROUP MEDICARE ADVANTAGE $357.13 ↓ -8%
HORIZON MEDICARE ADVANTAGE $357.13 ↓ -8%
AETNA MEDICARE ADVANTAGE $357.13 ↓ -8%
WELLCARE MEDICARE ADVANTAGE $357.13 ↓ -8%
VACCN ALL PRODUCTS $357.13 ↓ -8%
WELLCARE MANAGED MEDICAID $357.13 ↓ -8%
UNITED COMMUNITY/AMERICHOICE MEDICARE ADVANTAGE $374.99 ↓ -4%
HORIZON BCBS BRAVEN MEDICARE ADVANTAGE $390.30 ↑ +0%
KARNA MEDICARE ADVANTAGE $465.11 ↑ +19%
UNITED HEALTHCARE DSNP $468.36 ↑ +20%
AETNA MANAGED MEDICAID $516.03 ↑ +32%
CIGNA PPO $555.58 ↑ +42%
CIGNA HMO $555.58 ↑ +42%
ACTIVECARE FIRST MCO ALL PRODUCTS $650.00 ↑ +67%
CLOVER MEDICARE ADVANTAGE $654.12 ↑ +68%
SEOUL MEDICAL GROUP ALL PRODUCTS $705.00 ↑ +81%
HORIZON MANAGED MEDICAID $727.71 ↑ +86%
AETNA PPO $736.32 ↑ +89%
AETNA HMO $736.32 ↑ +89%
UNITED HEALTHCARE HMO $895.45 ↑ +129%
OXFORD ALL PRODUCTS $895.45 ↑ +129%
UNITED HEALTHCARE MANAGED MEDICAID $951.00 ↑ +144%
AMERIHEALTH LOCAL HMO $1,094.00 ↑ +180%
AMERIHEALTH REGIONAL HMO $1,112.92 ↑ +185%
QUALCARE HMO $2,083.00 ↑ +434%
QUALCARE WORKERS COMP $2,159.44 ↑ +453%
HORIZON OMNIA $2,367.19 ↑ +507%
BRIGHTON HEALTH PLAN ALL PRODUCTS $2,507.46 ↑ +542%
HORIZON WORKERS COMP $2,604.85 ↑ +567%
INTERGROUP SHARED SAVINGS $2,674.00 ↑ +585%
INTERGROUP WORKERS COMP $2,674.00 ↑ +585%
HORIZON PIP $2,809.08 ↑ +620%
HORIZON SHP $2,833.43 ↑ +626%
AETNA ASA $2,845.42 ↑ +629%
HORIZON HMO $2,923.55 ↑ +649%
QUALCARE PPO $2,952.86 ↑ +657%
HORIZON INDEMNITY $2,958.08 ↑ +658%
HORIZON PPO $3,000.23 ↑ +669%
PRIME HEALTH WORKERS COMP $3,056.00 ↑ +683%
PRIME HEALTH AUTO INSURANCE $3,056.00 ↑ +683%
MULTIPLAN - PHCS ALL PRODUCTS $3,088.90 ↑ +691%
BERGEN RISK ALL PRODUCTS $4,332.00 ↑ +1010%
AMERIGROUP MANAGED MEDICAID not published by hospital

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Neck MRA (blood vessel MRI, with contrast) at other New-jersey hospitals

Hospital City Cash price Negotiated range
Bayshore Medical Center Holmdel $395.29 $395.29 – $4,332.00
Hackensack University Medical Center Hackensack $420.58 $336.46 – $4,332.00

All New-jersey hospitals for this procedure →