MRI upper extremity w/dye at Ocean University Medical Center
425 Jack Martin Boulevard, Brick, NJ · Hackensack Meridian Health · · NPI 1477065126
$390.30
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
?
What you pay up front if you don't use insurance.
$4,235.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
?
The hospital's undiscounted list price — almost no one pays this.
$357.13 with WELLCARE vs $4,332.00 with BERGEN RISK — same scan, same building. Share
Negotiated rates by payer
?
Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
?
Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| WELLCARE | MANAGED MEDICAID | $357.13 | ↓ -8% |
| VACCN | ALL PRODUCTS | $357.13 | ↓ -8% |
| WELLCARE | MEDICARE ADVANTAGE | $357.13 | ↓ -8% |
| AMERIGROUP | MEDICARE ADVANTAGE | $357.13 | ↓ -8% |
| AETNA | MEDICARE ADVANTAGE | $357.13 | ↓ -8% |
| HORIZON | MEDICARE ADVANTAGE | $357.13 | ↓ -8% |
| UNITED COMMUNITY/AMERICHOICE | MEDICARE ADVANTAGE | $374.99 | ↓ -4% |
| HORIZON BCBS BRAVEN | MEDICARE ADVANTAGE | $390.30 | ↑ +0% |
| UNITED HEALTHCARE | DSNP | $468.36 | ↑ +20% |
| AETNA | MANAGED MEDICAID | $601.37 | ↑ +54% |
| KARNA | MEDICARE ADVANTAGE | $628.41 | ↑ +61% |
| ACTIVECARE FIRST MCO | ALL PRODUCTS | $650.00 | ↑ +67% |
| CLOVER | MEDICARE ADVANTAGE | $762.30 | ↑ +95% |
| HORIZON | MANAGED MEDICAID | $806.77 | ↑ +107% |
| SEOUL MEDICAL GROUP | ALL PRODUCTS | $821.59 | ↑ +111% |
| CIGNA | PPO | $841.23 | ↑ +116% |
| CIGNA | HMO | $841.23 | ↑ +116% |
| UNITED HEALTHCARE | HMO | $895.45 | ↑ +129% |
| OXFORD | ALL PRODUCTS | $895.45 | ↑ +129% |
| AETNA | PPO | $899.83 | ↑ +131% |
| AETNA | HMO | $899.83 | ↑ +131% |
| UNITED HEALTHCARE | MANAGED MEDICAID | $951.00 | ↑ +144% |
| AMERIHEALTH | LOCAL HMO | $1,094.00 | ↑ +180% |
| AMERIHEALTH | REGIONAL HMO | $1,112.92 | ↑ +185% |
| QUALCARE | HMO | $2,083.00 | ↑ +434% |
| QUALCARE | WORKERS COMP | $2,159.44 | ↑ +453% |
| HORIZON | OMNIA | $2,758.68 | ↑ +607% |
| BRIGHTON HEALTH PLAN | ALL PRODUCTS | $2,922.15 | ↑ +649% |
| INTERGROUP | WORKERS COMP | $2,964.50 | ↑ +660% |
| INTERGROUP | SHARED SAVINGS | $2,964.50 | ↑ +660% |
| HORIZON | WORKERS COMP | $3,035.65 | ↑ +678% |
| HORIZON | PIP | $3,273.66 | ↑ +739% |
| QUALCARE | PPO | $3,273.66 | ↑ +739% |
| HORIZON | SHP | $3,302.03 | ↑ +746% |
| AETNA | ASA | $3,316.01 | ↑ +750% |
| PRIME HEALTH | AUTO INSURANCE | $3,388.00 | ↑ +768% |
| PRIME HEALTH | WORKERS COMP | $3,388.00 | ↑ +768% |
| HORIZON | HMO | $3,407.06 | ↑ +773% |
| HORIZON | INDEMNITY | $3,447.29 | ↑ +783% |
| HORIZON | PPO | $3,496.42 | ↑ +796% |
| MULTIPLAN - PHCS | ALL PRODUCTS | $3,599.75 | ↑ +822% |
| BERGEN RISK | ALL PRODUCTS | $4,332.00 | ↑ +1010% |
| AMERIGROUP | MANAGED MEDICAID | not published by hospital | — |
Visitor-reported prices
Comments
MRI upper extremity w/dye at other New-jersey hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| Bayshore Medical Center | Holmdel | $395.29 | $395.29 – $4,332.00 |
| Hackensack University Medical Center | Hackensack | $420.58 | $336.46 – $4,332.00 |
| JFK Johnson Rehabilitation Institute (JRI) | Edison | $395.64 | $357.13 – $4,332.00 |
| Jersey Shore University Medical Center | Neptune City | $395.29 | $395.29 – $4,332.00 |
| Palisades Medical Center | North Bergen | $420.58 | $420.58 – $4,332.00 |
| Raritan Bay Medical Center | Perth Amboy | $395.64 | $395.64 – $4,332.00 |
| Riverview Medical Center | Red Bank | $395.29 | $395.29 – $4,332.00 |
| Southern Ocean Medical Center | Manahawkin | $390.30 | $390.30 – $4,332.00 |