MRI chest without & w/contrast at Ocean University Medical Center
425 Jack Martin Boulevard, Brick, NJ · Hackensack Meridian Health · · NPI 1477065126
$390.30
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$4,244.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$357.13 with WELLCARE vs $4,332.00 with BERGEN RISK — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| WELLCARE | MANAGED MEDICAID | $357.13 | ↓ -8% |
| HORIZON | MEDICARE ADVANTAGE | $357.13 | ↓ -8% |
| WELLCARE | MEDICARE ADVANTAGE | $357.13 | ↓ -8% |
| VACCN | ALL PRODUCTS | $357.13 | ↓ -8% |
| AETNA | MEDICARE ADVANTAGE | $357.13 | ↓ -8% |
| AMERIGROUP | MEDICARE ADVANTAGE | $357.13 | ↓ -8% |
| UNITED COMMUNITY/AMERICHOICE | MEDICARE ADVANTAGE | $374.99 | ↓ -4% |
| HORIZON BCBS BRAVEN | MEDICARE ADVANTAGE | $390.30 | ↑ +0% |
| UNITED HEALTHCARE | DSNP | $468.36 | ↑ +20% |
| AETNA | MANAGED MEDICAID | $602.65 | ↑ +54% |
| ACTIVECARE FIRST MCO | ALL PRODUCTS | $650.00 | ↑ +67% |
| CLOVER | MEDICARE ADVANTAGE | $763.92 | ↑ +96% |
| HORIZON | MANAGED MEDICAID | $808.48 | ↑ +107% |
| SEOUL MEDICAL GROUP | ALL PRODUCTS | $823.34 | ↑ +111% |
| KARNA | MEDICARE ADVANTAGE | $893.93 | ↑ +129% |
| UNITED HEALTHCARE | HMO | $895.45 | ↑ +129% |
| OXFORD | ALL PRODUCTS | $895.45 | ↑ +129% |
| UNITED HEALTHCARE | MANAGED MEDICAID | $951.00 | ↑ +144% |
| AETNA | PPO | $1,186.08 | ↑ +204% |
| AETNA | HMO | $1,186.08 | ↑ +204% |
| CIGNA | PPO | $1,213.72 | ↑ +211% |
| CIGNA | HMO | $1,213.72 | ↑ +211% |
| AMERIHEALTH | LOCAL HMO | $1,531.59 | ↑ +292% |
| AMERIHEALTH | REGIONAL HMO | $1,558.09 | ↑ +299% |
| QUALCARE | HMO | $2,083.00 | ↑ +434% |
| QUALCARE | WORKERS COMP | $2,159.44 | ↑ +453% |
| HORIZON | OMNIA | $2,764.54 | ↑ +608% |
| BRIGHTON HEALTH PLAN | ALL PRODUCTS | $2,928.36 | ↑ +650% |
| INTERGROUP | WORKERS COMP | $2,970.80 | ↑ +661% |
| INTERGROUP | SHARED SAVINGS | $2,970.80 | ↑ +661% |
| HORIZON | WORKERS COMP | $3,042.10 | ↑ +679% |
| HORIZON | PIP | $3,280.61 | ↑ +741% |
| QUALCARE | PPO | $3,280.61 | ↑ +741% |
| HORIZON | SHP | $3,309.05 | ↑ +748% |
| AETNA | ASA | $3,323.05 | ↑ +751% |
| PRIME HEALTH | AUTO INSURANCE | $3,395.20 | ↑ +770% |
| PRIME HEALTH | WORKERS COMP | $3,395.20 | ↑ +770% |
| HORIZON | HMO | $3,414.30 | ↑ +775% |
| HORIZON | INDEMNITY | $3,454.62 | ↑ +785% |
| HORIZON | PPO | $3,503.85 | ↑ +798% |
| MULTIPLAN - PHCS | ALL PRODUCTS | $3,607.40 | ↑ +824% |
| BERGEN RISK | ALL PRODUCTS | $4,332.00 | ↑ +1010% |
| AMERIGROUP | MANAGED MEDICAID | not published by hospital | — |
Visitor-reported prices
Comments
MRI chest without & w/contrast at other New-jersey hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| Trinitas Regional Medical Center | Elizabeth | $887.07 | $249.57 – $1,452.87 |
| Cooperman Barnabas Medical Center | Livingston | $926.85 | $400.67 – $2,072.00 |
| Community Medical Center | Toms River | $980.17 | $326.00 – $2,072.00 |
| Newark Beth Israel Medical Center | Newark | $911.10 | $256.91 – $2,072.00 |
| Jersey City Medical Center | Jersey City | $982.06 | $322.98 – $2,010.00 |
| Monmouth Medical Center | Long Branch | $1,034.04 | $326.00 – $2,072.00 |
| Bayshore Medical Center | Holmdel | $395.29 | $395.29 – $4,332.00 |
| Hackensack University Medical Center | Hackensack | $420.58 | $336.46 – $4,850.29 |