Laser treatment of retina at Ocean University Medical Center
425 Jack Martin Boulevard, Brick, NJ · Hackensack Meridian Health · · NPI 1477065126
$4,396.50
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$8,669.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$1,098.23 with AETNA vs $19,834.00 with UNITED HEALTHCARE — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| AETNA | MANAGED MEDICAID | $1,098.23 | ↓ -75% |
| CLOVER | MEDICARE ADVANTAGE | $1,392.12 | ↓ -68% |
| SEOUL MEDICAL GROUP | ALL PRODUCTS | $1,500.40 | ↓ -66% |
| HORIZON | MANAGED MEDICAID | $1,967.00 | ↓ -55% |
| KARNA | MEDICARE ADVANTAGE | $2,125.39 | ↓ -52% |
| UNITED HEALTHCARE | MANAGED MEDICAID | $2,379.00 | ↓ -46% |
| AETNA | MEDICARE ADVANTAGE | $4,022.86 | ↓ -8% |
| AMERIGROUP | MEDICARE ADVANTAGE | $4,022.86 | ↓ -8% |
| WELLCARE | MANAGED MEDICAID | $4,022.86 | ↓ -8% |
| WELLCARE | MEDICARE ADVANTAGE | $4,022.86 | ↓ -8% |
| HORIZON | MEDICARE ADVANTAGE | $4,022.86 | ↓ -8% |
| VACCN | ALL PRODUCTS | $4,022.86 | ↓ -8% |
| UNITED COMMUNITY/AMERICHOICE | MEDICARE ADVANTAGE | $4,224.00 | ↓ -4% |
| HORIZON BCBS BRAVEN | MEDICARE ADVANTAGE | $4,396.50 | ↑ +0% |
| HORIZON | OMNIA | $5,037.93 | ↑ +15% |
| UNITED HEALTHCARE | DSNP | $5,275.80 | ↑ +20% |
| BERGEN RISK | ALL PRODUCTS | $5,800.50 | ↑ +32% |
| HORIZON | PIP | $5,978.38 | ↑ +36% |
| QUALCARE | PPO | $6,009.32 | ↑ +37% |
| HORIZON | SHP | $6,030.20 | ↑ +37% |
| AETNA | ASA | $6,055.72 | ↑ +38% |
| ACTIVECARE FIRST MCO | ALL PRODUCTS | $6,068.30 | ↑ +38% |
| INTERGROUP | SHARED SAVINGS | $6,068.30 | ↑ +38% |
| INTERGROUP | WORKERS COMP | $6,068.30 | ↑ +38% |
| HORIZON | HMO | $6,222.00 | ↑ +42% |
| QUALCARE | HMO | $6,256.00 | ↑ +42% |
| HORIZON | INDEMNITY | $6,295.48 | ↑ +43% |
| HORIZON | PPO | $6,385.19 | ↑ +45% |
| MULTIPLAN - PHCS | ALL PRODUCTS | $6,573.90 | ↑ +50% |
| AMERIHEALTH | LOCAL HMO | $6,645.05 | ↑ +51% |
| CIGNA | HMO | $6,727.00 | ↑ +53% |
| QUALCARE | WORKERS COMP | $6,805.92 | ↑ +55% |
| PRIME HEALTH | WORKERS COMP | $6,935.20 | ↑ +58% |
| PRIME HEALTH | AUTO INSURANCE | $6,935.20 | ↑ +58% |
| AMERIHEALTH | REGIONAL HMO | $7,526.73 | ↑ +71% |
| CIGNA | PPO | $7,536.00 | ↑ +71% |
| AETNA | HMO | $8,419.00 | ↑ +91% |
| AETNA | PPO | $8,419.00 | ↑ +91% |
| BRIGHTON HEALTH PLAN | ALL PRODUCTS | $9,933.00 | ↑ +126% |
| HORIZON | WORKERS COMP | $10,671.00 | ↑ +143% |
| OXFORD | ALL PRODUCTS | $15,604.00 | ↑ +255% |
| UNITED HEALTHCARE | HMO | $19,834.00 | ↑ +351% |
| AMERIGROUP | MANAGED MEDICAID | not published by hospital | — |
Visitor-reported prices
Comments
Laser treatment of retina at other New-jersey hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| Trinitas Regional Medical Center | Elizabeth | $5,855.00 | $522.92 – $8,793.00 |
| Cooperman Barnabas Medical Center | Livingston | $6,839.00 | $857.56 – $9,026.66 |
| Community Medical Center | Toms River | $3,786.00 | $878.22 – $8,749.04 |
| Clara Maass Medical Center | Belleville | $3,986.00 | $847.22 – $8,981.53 |
| Newark Beth Israel Medical Center | Newark | $4,881.00 | $538.30 – $9,026.66 |
| Jersey City Medical Center | Jersey City | $5,339.00 | $676.72 – $9,427.74 |
| Monmouth Medical Center | Long Branch | $5,419.00 | $1,694.45 – $8,860.95 |
| Bayshore Medical Center | Holmdel | $4,452.74 | $4,452.74 – $5,343.29 |