Lam facetec & foramot thrc at Ocean University Medical Center
425 Jack Martin Boulevard, Brick, NJ · Hackensack Meridian Health · · NPI 1477065126
$7,807.24
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$10,690.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$1,517.98 with AETNA vs $24,438.00 with UNITED HEALTHCARE — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| AETNA | MANAGED MEDICAID | $1,517.98 | ↓ -81% |
| HORIZON | MANAGED MEDICAID | $1,575.00 | ↓ -80% |
| CLOVER | MEDICARE ADVANTAGE | $1,924.20 | ↓ -75% |
| SEOUL MEDICAL GROUP | ALL PRODUCTS | $2,073.86 | ↓ -73% |
| UNITED HEALTHCARE | MANAGED MEDICAID | $2,379.00 | ↓ -70% |
| KARNA | MEDICARE ADVANTAGE | $2,582.22 | ↓ -67% |
| QUALCARE | HMO | $6,256.00 | ↓ -20% |
| HORIZON | OMNIA | $6,963.47 | ↓ -11% |
| WELLCARE | MEDICARE ADVANTAGE | $7,143.73 | ↓ -8% |
| WELLCARE | MANAGED MEDICAID | $7,143.73 | ↓ -8% |
| AETNA | MEDICARE ADVANTAGE | $7,143.73 | ↓ -8% |
| VACCN | ALL PRODUCTS | $7,143.73 | ↓ -8% |
| AMERIGROUP | MEDICARE ADVANTAGE | $7,143.73 | ↓ -8% |
| HORIZON | MEDICARE ADVANTAGE | $7,143.73 | ↓ -8% |
| ACTIVECARE FIRST MCO | ALL PRODUCTS | $7,483.00 | ↓ -4% |
| INTERGROUP | WORKERS COMP | $7,483.00 | ↓ -4% |
| INTERGROUP | SHARED SAVINGS | $7,483.00 | ↓ -4% |
| UNITED COMMUNITY/AMERICHOICE | MEDICARE ADVANTAGE | $7,500.92 | ↓ -4% |
| HORIZON BCBS BRAVEN | MEDICARE ADVANTAGE | $7,807.24 | ↑ +0% |
| HORIZON | SHP | $8,000.00 | ↑ +2% |
| BERGEN RISK | ALL PRODUCTS | $8,017.50 | ↑ +3% |
| HORIZON | PIP | $8,263.37 | ↑ +6% |
| QUALCARE | PPO | $8,306.13 | ↑ +6% |
| AETNA | ASA | $8,370.27 | ↑ +7% |
| AETNA | HMO | $8,419.00 | ↑ +8% |
| AETNA | PPO | $8,419.00 | ↑ +8% |
| PRIME HEALTH | AUTO INSURANCE | $8,552.00 | ↑ +10% |
| PRIME HEALTH | WORKERS COMP | $8,552.00 | ↑ +10% |
| HORIZON | HMO | $8,600.11 | ↑ +10% |
| HORIZON | INDEMNITY | $8,701.66 | ↑ +11% |
| HORIZON | PPO | $8,825.66 | ↑ +13% |
| MULTIPLAN - PHCS | ALL PRODUCTS | $9,086.50 | ↑ +16% |
| CIGNA | HMO | $9,178.00 | ↑ +18% |
| AMERIHEALTH | LOCAL HMO | $9,184.85 | ↑ +18% |
| UNITED HEALTHCARE | DSNP | $9,368.69 | ↑ +20% |
| QUALCARE | WORKERS COMP | $9,407.20 | ↑ +20% |
| CIGNA | PPO | $9,609.24 | ↑ +23% |
| BRIGHTON HEALTH PLAN | ALL PRODUCTS | $9,933.00 | ↑ +27% |
| AMERIHEALTH | REGIONAL HMO | $10,403.51 | ↑ +33% |
| HORIZON | WORKERS COMP | $10,671.00 | ↑ +37% |
| OXFORD | ALL PRODUCTS | $18,419.00 | ↑ +136% |
| UNITED HEALTHCARE | HMO | $24,438.00 | ↑ +213% |
| AMERIGROUP | MANAGED MEDICAID | not published by hospital | — |
Visitor-reported prices
Comments
Lam facetec & foramot thrc at other New-jersey hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| Trinitas Regional Medical Center | Elizabeth | $5,855.00 | $635.32 – $15,614.48 |
| Cooperman Barnabas Medical Center | Livingston | $6,839.00 | $1,103.90 – $16,029.38 |
| Community Medical Center | Toms River | $3,786.00 | $1,130.50 – $15,536.41 |
| Clara Maass Medical Center | Belleville | $3,986.00 | $1,090.60 – $15,949.23 |
| Newark Beth Israel Medical Center | Newark | $4,881.00 | $654.00 – $16,029.38 |
| Jersey City Medical Center | Jersey City | $5,339.00 | $822.18 – $16,741.65 |
| Monmouth Medical Center | Long Branch | $5,419.00 | $2,181.20 – $15,735.15 |
| Bayshore Medical Center | Holmdel | $7,907.11 | $7,907.11 – $9,488.53 |