Ins/rpl pm gen exist dual lead at Ocean University Medical Center

425 Jack Martin Boulevard, Brick, NJ · Hackensack Meridian Health · · NPI 1477065126

Source: hospital's published price file ↗ · Published Dec 31, 2025 · Ingested Aug 13, 2026

$11,437.35

Cash price

?

Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$26,023.00

Gross charge

?

Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$104.00 with HORIZON BCBS BRAVEN vs $64,060.00 with UNITED HEALTHCARE — same scan, same building. Share

Negotiated rates by payer
?

Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
?

Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
?

Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
HORIZON BCBS BRAVEN MEDICARE ADVANTAGE $104.00 ↓ -99%
HORIZON HMO $181.00 ↓ -98%
HORIZON WORKERS COMP $188.00 ↓ -98%
KARNA MEDICARE ADVANTAGE $688.49 ↓ -94%
AETNA MANAGED MEDICAID $3,695.27 ↓ -68%
CLOVER MEDICARE ADVANTAGE $4,347.72 ↓ -62%
SEOUL MEDICAL GROUP ALL PRODUCTS $5,048.46 ↓ -56%
AMERIGROUP MEDICARE ADVANTAGE $5,265.57 ↓ -54%
UNITED HEALTHCARE MANAGED MEDICAID $8,197.87 ↓ -28%
WELLCARE MEDICARE ADVANTAGE $10,465.33 ↓ -8%
HORIZON MEDICARE ADVANTAGE $10,465.33 ↓ -8%
WELLCARE MANAGED MEDICAID $10,465.33 ↓ -8%
AETNA MEDICARE ADVANTAGE $10,465.33 ↓ -8%
VACCN ALL PRODUCTS $10,465.33 ↓ -8%
UNITED COMMUNITY/AMERICHOICE MEDICARE ADVANTAGE $10,988.60 ↓ -4%
CIGNA - JRI@OUMC ALL PRODUCTS $12,077.00 ↑ +6%
UNITED HEALTHCARE DSNP $13,724.82 ↑ +20%
BRIGHTON HEALTH PLAN ALL PRODUCTS $14,492.40 ↑ +27%
HORIZON PIP $14,709.79 ↑ +29%
HORIZON INDEMNITY $14,709.79 ↑ +29%
HORIZON OMNIA $14,709.79 ↑ +29%
HORIZON PPO $14,709.79 ↑ +29%
HORIZON SHP $14,709.79 ↑ +29%
HORIZON MANAGED MEDICAID $15,478.48 ↑ +35%
BRIGHTON HEALTH PLAN - JRI@OUMC ALL PRODUCTS $15,700.10 ↑ +37%
ACTIVECARE FIRST MCO ALL PRODUCTS $16,907.80 ↑ +48%
INTERGROUP SHARED SAVINGS $16,907.80 ↑ +48%
INTERGROUP WORKERS COMP $16,907.80 ↑ +48%
BERGEN RISK ALL PRODUCTS $18,115.50 ↑ +58%
PRIME HEALTH WORKERS COMP $19,323.20 ↑ +69%
PRIME HEALTH AUTO INSURANCE $19,323.20 ↑ +69%
QUALCARE HMO $20,219.87 ↑ +77%
QUALCARE PPO $20,219.87 ↑ +77%
AETNA ASA $20,376.01 ↑ +78%
MULTIPLAN - PHCS ALL PRODUCTS $20,530.90 ↑ +80%
AETNA HMO $21,658.89 ↑ +89%
AETNA PPO $21,658.89 ↑ +89%
AMERIHEALTH LOCAL HMO $22,358.96 ↑ +95%
QUALCARE WORKERS COMP $22,366.60 ↑ +96%
CIGNA HMO $23,250.64 ↑ +103%
CIGNA PPO $23,250.64 ↑ +103%
AMERIHEALTH REGIONAL HMO $23,888.31 ↑ +109%
OXFORD ALL PRODUCTS $62,120.00 ↑ +443%
UNITED HEALTHCARE HMO $64,060.00 ↑ +460%
AMERIGROUP MANAGED MEDICAID not published by hospital

Visitor-reported prices

visitor-reported
Report what you paid sign in to post

Comments

Add a comment sign in to post

Ins/rpl pm gen exist dual lead at other New-jersey hospitals

Hospital City Cash price Negotiated range
Trinitas Regional Medical Center Elizabeth $5,855.00 $169.39 – $22,874.70
Cooperman Barnabas Medical Center Livingston $6,839.00 $375.53 – $23,482.52
Community Medical Center Toms River $3,786.00 $384.57 – $22,760.33
Clara Maass Medical Center Belleville $3,986.00 $371.00 – $23,365.11
Newark Beth Israel Medical Center Newark $4,881.00 $174.37 – $23,482.52
Jersey City Medical Center Jersey City $5,339.00 $219.21 – $24,525.95
Monmouth Medical Center Long Branch $5,419.00 $742.00 – $23,051.48
Bayshore Medical Center Holmdel $11,583.66 $11,583.66 – $13,900.39

All New-jersey hospitals for this procedure →