Ins mark thor for right perq at Ocean University Medical Center

425 Jack Martin Boulevard, Brick, NJ · Hackensack Meridian Health · · NPI 1477065126

Source: hospital's published price file ↗ · Published Dec 31, 2025 · Ingested Aug 13, 2026

$1,495.34

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$4,950.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$350.35 with KARNA vs $10,671.00 with HORIZON — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
KARNA MEDICARE ADVANTAGE $350.35 ↓ -77%
AETNA MANAGED MEDICAID $702.90 ↓ -53%
SEOUL MEDICAL GROUP ALL PRODUCTS $821.52 ↓ -45%
CLOVER MEDICARE ADVANTAGE $891.00 ↓ -40%
HORIZON MANAGED MEDICAID $1,115.00 ↓ -25%
UNITED HEALTHCARE MANAGED MEDICAID $1,189.00 ↓ -20%
HORIZON MEDICARE ADVANTAGE $1,368.26 ↓ -8%
WELLCARE MEDICARE ADVANTAGE $1,368.26 ↓ -8%
WELLCARE MANAGED MEDICAID $1,368.26 ↓ -8%
AETNA MEDICARE ADVANTAGE $1,368.26 ↓ -8%
VACCN ALL PRODUCTS $1,368.26 ↓ -8%
AMERIGROUP MEDICARE ADVANTAGE $1,368.26 ↓ -8%
UNITED COMMUNITY/AMERICHOICE MEDICARE ADVANTAGE $1,436.67 ↓ -4%
HORIZON BCBS BRAVEN MEDICARE ADVANTAGE $1,495.34 ↑ +0%
UNITED HEALTHCARE DSNP $1,794.41 ↑ +20%
ACTIVECARE FIRST MCO ALL PRODUCTS $2,674.70 ↑ +79%
INTERGROUP WORKERS COMP $2,674.70 ↑ +79%
INTERGROUP SHARED SAVINGS $2,674.70 ↑ +79%
BERGEN RISK ALL PRODUCTS $2,865.75 ↑ +92%
PRIME HEALTH AUTO INSURANCE $3,056.80 ↑ +104%
PRIME HEALTH WORKERS COMP $3,056.80 ↑ +104%
HORIZON OMNIA $3,224.43 ↑ +116%
MULTIPLAN - PHCS ALL PRODUCTS $3,247.85 ↑ +117%
CIGNA PPO $3,457.62 ↑ +131%
CIGNA HMO $3,457.62 ↑ +131%
HORIZON PIP $3,826.35 ↑ +156%
QUALCARE PPO $3,846.15 ↑ +157%
HORIZON SHP $3,859.52 ↑ +158%
AETNA ASA $3,875.85 ↑ +159%
HORIZON HMO $3,982.28 ↑ +166%
HORIZON INDEMNITY $4,029.30 ↑ +169%
HORIZON PPO $4,086.72 ↑ +173%
AMERIHEALTH LOCAL HMO $4,253.04 ↑ +184%
QUALCARE WORKERS COMP $4,356.00 ↑ +191%
AMERIHEALTH REGIONAL HMO $4,817.34 ↑ +222%
OXFORD ALL PRODUCTS $6,137.00 ↑ +310%
QUALCARE HMO $6,256.00 ↑ +318%
UNITED HEALTHCARE HMO $7,714.00 ↑ +416%
AETNA PPO $8,419.00 ↑ +463%
AETNA HMO $8,419.00 ↑ +463%
BRIGHTON HEALTH PLAN ALL PRODUCTS $9,933.00 ↑ +564%
HORIZON WORKERS COMP $10,671.00 ↑ +614%
AMERIGROUP MANAGED MEDICAID not published by hospital

Visitor-reported prices

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Ins mark thor for right perq at other New-jersey hospitals

Hospital City Cash price Negotiated range
Trinitas Regional Medical Center Elizabeth $5,855.00 $260.08 – $2,990.68
Cooperman Barnabas Medical Center Livingston $6,839.00 $1,535.08 – $3,070.16
Community Medical Center Toms River $3,786.00 $1,495.34 – $2,975.73
Clara Maass Medical Center Belleville $3,986.00 $1,535.08 – $3,054.81
Newark Beth Israel Medical Center Newark $4,881.00 $267.73 – $3,070.16
Jersey City Medical Center Jersey City $5,339.00 $336.57 – $3,206.59
Monmouth Medical Center Long Branch $5,419.00 $1,514.47 – $3,013.80
Bayshore Medical Center Holmdel $1,514.47 $1,514.47 – $1,817.37

All New-jersey hospitals for this procedure →