Ins cath ren art 1st uni at Ocean University Medical Center
425 Jack Martin Boulevard, Brick, NJ · Hackensack Meridian Health · · NPI 1477065126
$3,439.84
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$7,244.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$508.78 with KARNA vs $7,049.86 with AMERIHEALTH — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| KARNA | MEDICARE ADVANTAGE | $508.78 | ↓ -85% |
| AETNA | MANAGED MEDICAID | $1,028.65 | ↓ -70% |
| CLOVER | MEDICARE ADVANTAGE | $1,303.92 | ↓ -62% |
| HORIZON | MANAGED MEDICAID | $1,379.98 | ↓ -60% |
| SEOUL MEDICAL GROUP | ALL PRODUCTS | $1,405.34 | ↓ -59% |
| AMERIGROUP | MEDICARE ADVANTAGE | $3,147.50 | ↓ -8% |
| HORIZON | MEDICARE ADVANTAGE | $3,147.50 | ↓ -8% |
| WELLCARE | MEDICARE ADVANTAGE | $3,147.50 | ↓ -8% |
| WELLCARE | MANAGED MEDICAID | $3,147.50 | ↓ -8% |
| AETNA | MEDICARE ADVANTAGE | $3,147.50 | ↓ -8% |
| VACCN | ALL PRODUCTS | $3,147.50 | ↓ -8% |
| UNITED COMMUNITY/AMERICHOICE | MEDICARE ADVANTAGE | $3,304.88 | ↓ -4% |
| HORIZON BCBS BRAVEN | MEDICARE ADVANTAGE | $3,439.84 | ↑ +0% |
| QUALCARE | HMO | $3,593.02 | ↑ +4% |
| OXFORD | ALL PRODUCTS | $3,919.00 | ↑ +14% |
| UNITED HEALTHCARE | DSNP | $4,127.81 | ↑ +20% |
| UNITED HEALTHCARE | MANAGED MEDICAID | $4,266.72 | ↑ +24% |
| HORIZON | OMNIA | $4,718.74 | ↑ +37% |
| UNITED HEALTHCARE | HMO | $4,992.56 | ↑ +45% |
| ACTIVECARE FIRST MCO | ALL PRODUCTS | $5,070.80 | ↑ +47% |
| INTERGROUP | WORKERS COMP | $5,070.80 | ↑ +47% |
| INTERGROUP | SHARED SAVINGS | $5,070.80 | ↑ +47% |
| HORIZON | WORKERS COMP | $5,192.50 | ↑ +51% |
| BERGEN RISK | ALL PRODUCTS | $5,433.00 | ↑ +58% |
| HORIZON | PIP | $5,599.61 | ↑ +63% |
| QUALCARE | PPO | $5,628.59 | ↑ +64% |
| HORIZON | SHP | $5,648.15 | ↑ +64% |
| AETNA | ASA | $5,672.05 | ↑ +65% |
| BRIGHTON HEALTH PLAN | ALL PRODUCTS | $5,795.20 | ↑ +68% |
| PRIME HEALTH | AUTO INSURANCE | $5,795.20 | ↑ +68% |
| PRIME HEALTH | WORKERS COMP | $5,795.20 | ↑ +68% |
| HORIZON | HMO | $5,827.80 | ↑ +69% |
| HORIZON | INDEMNITY | $5,896.62 | ↑ +71% |
| HORIZON | PPO | $5,980.65 | ↑ +74% |
| MULTIPLAN - PHCS | ALL PRODUCTS | $6,157.40 | ↑ +79% |
| AMERIHEALTH | LOCAL HMO | $6,224.04 | ↑ +81% |
| QUALCARE | WORKERS COMP | $6,374.72 | ↑ +85% |
| AETNA | HMO | $6,495.69 | ↑ +89% |
| AETNA | PPO | $6,495.69 | ↑ +89% |
| CIGNA | HMO | $6,927.44 | ↑ +101% |
| CIGNA | PPO | $6,927.44 | ↑ +101% |
| AMERIHEALTH | REGIONAL HMO | $7,049.86 | ↑ +105% |
| AMERIGROUP | MANAGED MEDICAID | not published by hospital | — |
Visitor-reported prices
Comments
Ins cath ren art 1st uni at other New-jersey hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| Cooperman Barnabas Medical Center | Livingston | $6,839.00 | $1,071.79 – $7,062.48 |
| Community Medical Center | Toms River | $3,786.00 | $1,071.79 – $6,845.28 |
| Clara Maass Medical Center | Belleville | $3,986.00 | $1,071.79 – $7,027.17 |
| Jersey City Medical Center | Jersey City | $5,339.00 | $851.60 – $7,376.29 |
| Monmouth Medical Center | Long Branch | $5,419.00 | $1,071.79 – $6,932.84 |
| Bayshore Medical Center | Holmdel | $3,483.84 | $3,483.84 – $4,180.61 |
| Hackensack University Medical Center | Hackensack | $3,706.68 | $519.95 – $3,892.02 |
| JFK Johnson Rehabilitation Institute (JRI) | Edison | $3,486.86 | $519.95 – $3,486.86 |