Immunoglobulin assay at Ocean University Medical Center

425 Jack Martin Boulevard, Brick, NJ · Hackensack Meridian Health · · NPI 1477065126

Source: hospital's published price file ↗ · Published Dec 31, 2025 · Ingested Aug 13, 2026

$12.46

Cash price

?

Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$78.00

Gross charge

?

Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$8.24 with AETNA vs $57.10 with CIGNA — same scan, same building. Share

Negotiated rates by payer
?

Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
?

Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
?

Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
AETNA MANAGED MEDICAID $8.24 ↓ -34%
HORIZON MANAGED MEDICAID $11.05 ↓ -11%
HORIZON MEDICARE ADVANTAGE $12.46 ↑ +0%
AETNA MEDICARE ADVANTAGE $12.46 ↑ +0%
AMERIGROUP MANAGED MEDICAID $12.46 ↑ +0%
AMERIGROUP MEDICARE ADVANTAGE $12.46 ↑ +0%
WELLCARE MANAGED MEDICAID $12.46 ↑ +0%
VACCN ALL PRODUCTS $12.46 ↑ +0%
CLOVER MEDICARE ADVANTAGE $12.46 ↑ +0%
WELLCARE MEDICARE ADVANTAGE $12.46 ↑ +0%
SEOUL MEDICAL GROUP ALL PRODUCTS $12.46 ↑ +0%
UNITED COMMUNITY/AMERICHOICE MEDICARE ADVANTAGE $13.08 ↑ +5%
UNITED HEALTHCARE DSNP $14.95 ↑ +20%
KARNA MEDICARE ADVANTAGE $16.23 ↑ +30%
UNITED HEALTHCARE MANAGED MEDICAID $16.50 ↑ +32%
UNITED HEALTHCARE HMO $25.57 ↑ +105%
QUALCARE HMO $28.77 ↑ +131%
OXFORD ALL PRODUCTS $31.38 ↑ +152%
HORIZON OMNIA $37.78 ↑ +203%
AETNA PPO $39.90 ↑ +220%
AETNA HMO $39.90 ↑ +220%
ACTIVECARE FIRST MCO ALL PRODUCTS $40.60 ↑ +226%
INTERGROUP SHARED SAVINGS $40.60 ↑ +226%
INTERGROUP WORKERS COMP $40.60 ↑ +226%
HORIZON WORKERS COMP $41.57 ↑ +234%
BERGEN RISK ALL PRODUCTS $43.50 ↑ +249%
QUALCARE PPO $44.83 ↑ +260%
HORIZON PIP $44.83 ↑ +260%
QUALCARE WORKERS COMP $44.83 ↑ +260%
HORIZON SHP $45.22 ↑ +263%
AETNA ASA $45.41 ↑ +264%
PRIME HEALTH WORKERS COMP $46.40 ↑ +272%
PRIME HEALTH AUTO INSURANCE $46.40 ↑ +272%
BRIGHTON HEALTH PLAN ALL PRODUCTS $46.40 ↑ +272%
HORIZON HMO $46.66 ↑ +274%
HORIZON INDEMNITY $47.21 ↑ +279%
HORIZON PPO $47.88 ↑ +284%
MULTIPLAN - PHCS ALL PRODUCTS $49.30 ↑ +296%
AMERIHEALTH LOCAL HMO $49.83 ↑ +300%
AMERIHEALTH REGIONAL HMO $56.45 ↑ +353%
CIGNA HMO $57.10 ↑ +358%
CIGNA PPO $57.10 ↑ +358%
HORIZON BCBS BRAVEN MEDICARE ADVANTAGE not published by hospital

Visitor-reported prices

visitor-reported
Report what you paid sign in to post

Comments

Add a comment sign in to post

Immunoglobulin assay at other New-jersey hospitals

Hospital City Cash price Negotiated range
Bayshore Medical Center Holmdel $12.46 $12.46 – $57.10
Hackensack University Medical Center Hackensack $12.46 $9.97 – $55.95
JFK Johnson Rehabilitation Institute (JRI) Edison $12.46 $12.46 – $58.64
Jersey Shore University Medical Center Neptune City $12.46 $9.97 – $57.10
Palisades Medical Center North Bergen $12.46 $12.46 – $57.10
Raritan Bay Medical Center Perth Amboy $12.46 $12.46 – $57.10
Riverview Medical Center Red Bank $12.46 $12.46 – $57.10
Southern Ocean Medical Center Manahawkin $12.46 $12.46 – $57.10

All New-jersey hospitals for this procedure →