Img rta detc/mntr ds phy/qhp at Ocean University Medical Center
425 Jack Martin Boulevard, Brick, NJ · Hackensack Meridian Health · · NPI 1477065126
$42.90
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
?
What you pay up front if you don't use insurance.
not published by hospital
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
?
The hospital's undiscounted list price — almost no one pays this.
$23.29 with AMERIHEALTH vs $720.69 with BRIGHTON HEALTH PLAN — same scan, same building. Share
Negotiated rates by payer
?
Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
?
Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| AMERIHEALTH | LOCAL HMO | $23.29 | ↓ -46% |
| AMERIHEALTH | REGIONAL HMO | $23.69 | ↓ -45% |
| UNITED HEALTHCARE | MANAGED MEDICAID | $23.75 | ↓ -45% |
| AETNA | MEDICARE ADVANTAGE | $39.25 | ↓ -9% |
| AMERIGROUP | MEDICARE ADVANTAGE | $39.25 | ↓ -9% |
| HORIZON | MEDICARE ADVANTAGE | $39.25 | ↓ -9% |
| VACCN | ALL PRODUCTS | $39.25 | ↓ -9% |
| WELLCARE | MANAGED MEDICAID | $39.25 | ↓ -9% |
| WELLCARE | MEDICARE ADVANTAGE | $39.25 | ↓ -9% |
| UNITED COMMUNITY/AMERICHOICE | MEDICARE ADVANTAGE | $41.21 | ↓ -4% |
| HORIZON BCBS BRAVEN | MEDICARE ADVANTAGE | $42.90 | ↑ +0% |
| KARNA | MEDICARE ADVANTAGE | $49.93 | ↑ +16% |
| UNITED HEALTHCARE | DSNP | $51.47 | ↑ +20% |
| BRIGHTON HEALTH PLAN | PNO | $720.69 | ↑ +1580% |
Visitor-reported prices
Comments
Img rta detc/mntr ds phy/qhp at other New-jersey hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| Bayshore Medical Center | Holmdel | $43.44 | $23.29 – $47.35 |
| Hackensack University Medical Center | Hackensack | $46.22 | $19.42 – $52.14 |
| JFK Johnson Rehabilitation Institute (JRI) | Edison | $43.48 | $20.83 – $720.69 |
| Jersey Shore University Medical Center | Neptune City | $43.44 | $22.89 – $49.93 |
| Palisades Medical Center | North Bergen | $46.22 | $21.42 – $52.14 |
| Raritan Bay Medical Center | Perth Amboy | $43.48 | $23.29 – $52.14 |
| Riverview Medical Center | Red Bank | $43.44 | $23.29 – $49.93 |
| Southern Ocean Medical Center | Manahawkin | $42.90 | $23.29 – $49.93 |