healthcosts.net

Head CT scan (with and without contrast) at Ocean University Medical Center

425 Jack Martin Boulevard, Brick, NJ · Hackensack Meridian Health · · NPI 1477065126

Source: hospital's published price file ↗ · Published Dec 31, 2025 · Ingested Aug 13, 2026

$194.55

Cash price

?

Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$3,410.00

Gross charge

?

Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$178.02 with AMERIGROUP vs $2,898.50 with MULTIPLAN - PHCS — same scan, same building. Share

Negotiated rates by payer
?

Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
?

Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
?

Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
AMERIGROUP MEDICARE ADVANTAGE $178.02 ↓ -8%
HORIZON MEDICARE ADVANTAGE $178.02 ↓ -8%
AETNA MEDICARE ADVANTAGE $178.02 ↓ -8%
WELLCARE MEDICARE ADVANTAGE $178.02 ↓ -8%
VACCN ALL PRODUCTS $178.02 ↓ -8%
WELLCARE MANAGED MEDICAID $178.02 ↓ -8%
UNITED COMMUNITY/AMERICHOICE MEDICARE ADVANTAGE $186.92 ↓ -4%
HORIZON BCBS BRAVEN MEDICARE ADVANTAGE $194.55 ↑ +0%
UNITED HEALTHCARE DSNP $233.47 ↑ +20%
KARNA MEDICARE ADVANTAGE $326.44 ↑ +68%
CIGNA PPO $356.39 ↑ +83%
CIGNA HMO $356.39 ↑ +83%
AETNA PPO $359.09 ↑ +85%
AETNA HMO $359.09 ↑ +85%
UNITED HEALTHCARE HMO $434.32 ↑ +123%
OXFORD ALL PRODUCTS $434.32 ↑ +123%
AETNA MANAGED MEDICAID $484.22 ↑ +149%
CLOVER MEDICARE ADVANTAGE $613.80 ↑ +215%
AMERIHEALTH LOCAL HMO $648.44 ↑ +233%
HORIZON MANAGED MEDICAID $649.61 ↑ +234%
ACTIVECARE FIRST MCO ALL PRODUCTS $650.00 ↑ +234%
AMERIHEALTH REGIONAL HMO $659.66 ↑ +239%
SEOUL MEDICAL GROUP ALL PRODUCTS $661.54 ↑ +240%
UNITED HEALTHCARE MANAGED MEDICAID $714.00 ↑ +267%
QUALCARE PPO $1,762.00 ↑ +806%
QUALCARE HMO $2,083.00 ↑ +971%
QUALCARE WORKERS COMP $2,159.44 ↑ +1010%
HORIZON OMNIA $2,221.27 ↑ +1042%
BRIGHTON HEALTH PLAN ALL PRODUCTS $2,352.90 ↑ +1109%
INTERGROUP SHARED SAVINGS $2,387.00 ↑ +1127%
INTERGROUP WORKERS COMP $2,387.00 ↑ +1127%
HORIZON WORKERS COMP $2,444.29 ↑ +1156%
BERGEN RISK ALL PRODUCTS $2,557.50 ↑ +1215%
HORIZON PIP $2,635.93 ↑ +1255%
HORIZON SHP $2,658.78 ↑ +1267%
AETNA ASA $2,670.03 ↑ +1272%
PRIME HEALTH WORKERS COMP $2,728.00 ↑ +1302%
PRIME HEALTH AUTO INSURANCE $2,728.00 ↑ +1302%
HORIZON HMO $2,743.35 ↑ +1310%
HORIZON INDEMNITY $2,775.74 ↑ +1327%
HORIZON PPO $2,815.30 ↑ +1347%
MULTIPLAN - PHCS ALL PRODUCTS $2,898.50 ↑ +1390%
AMERIGROUP MANAGED MEDICAID not published by hospital

Visitor-reported prices

visitor-reported
Report what you paid sign in to post

Comments

Add a comment sign in to post

Head CT scan (with and without contrast) at other New-jersey hospitals

Hospital City Cash price Negotiated range
Bayshore Medical Center Holmdel $197.04 $197.04 – $2,898.50
Hackensack University Medical Center Hackensack $209.65 $167.72 – $3,007.62

All New-jersey hospitals for this procedure →