Hdr rdncl ntrstl/icav brchtx at Ocean University Medical Center
425 Jack Martin Boulevard, Brick, NJ · Hackensack Meridian Health · · NPI 1477065126
$758.25
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
?
What you pay up front if you don't use insurance.
$10,010.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
?
The hospital's undiscounted list price — almost no one pays this.
$293.00 with HORIZON BCBS BRAVEN vs $8,941.41 with CIGNA — same scan, same building. Share
Negotiated rates by payer
?
Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
?
Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| HORIZON BCBS BRAVEN | MEDICARE ADVANTAGE | $293.00 | ↓ -61% |
| HORIZON | HMO | $509.00 | ↓ -33% |
| HORIZON | WORKERS COMP | $526.00 | ↓ -31% |
| WELLCARE | MANAGED MEDICAID | $693.81 | ↓ -8% |
| WELLCARE | MEDICARE ADVANTAGE | $693.81 | ↓ -8% |
| HORIZON | MEDICARE ADVANTAGE | $693.81 | ↓ -8% |
| AETNA | MEDICARE ADVANTAGE | $693.81 | ↓ -8% |
| VACCN | ALL PRODUCTS | $693.81 | ↓ -8% |
| UNITED COMMUNITY/AMERICHOICE | MEDICARE ADVANTAGE | $728.50 | ↓ -4% |
| UNITED HEALTHCARE | DSNP | $909.90 | ↑ +20% |
| AETNA | MANAGED MEDICAID | $1,327.70 | ↑ +75% |
| KARNA | MEDICARE ADVANTAGE | $1,662.35 | ↑ +119% |
| CLOVER | MEDICARE ADVANTAGE | $1,683.00 | ↑ +122% |
| SEOUL MEDICAL GROUP | ALL PRODUCTS | $1,813.90 | ↑ +139% |
| AMERIGROUP | MEDICARE ADVANTAGE | $2,182.18 | ↑ +188% |
| OXFORD | ALL PRODUCTS | $2,630.00 | ↑ +247% |
| UNITED HEALTHCARE | HMO | $2,682.00 | ↑ +254% |
| AMERIHEALTH | LOCAL HMO | $2,719.92 | ↑ +259% |
| AMERIHEALTH | REGIONAL HMO | $2,975.17 | ↑ +292% |
| UNITED HEALTHCARE | MANAGED MEDICAID | $3,397.39 | ↑ +348% |
| BRIGHTON HEALTH PLAN | ALL PRODUCTS | $4,955.50 | ↑ +554% |
| CIGNA - JRI@OUMC | ALL PRODUCTS | $5,005.00 | ↑ +560% |
| HORIZON | OMNIA | $6,090.59 | ↑ +703% |
| HORIZON | PIP | $6,096.09 | ↑ +704% |
| HORIZON | INDEMNITY | $6,096.09 | ↑ +704% |
| HORIZON | PPO | $6,096.09 | ↑ +704% |
| HORIZON | SHP | $6,096.09 | ↑ +704% |
| BRIGHTON HEALTH PLAN - JRI@OUMC | ALL PRODUCTS | $6,506.50 | ↑ +758% |
| AETNA | HMO | $6,533.78 | ↑ +762% |
| AETNA | PPO | $6,533.78 | ↑ +762% |
| INTERGROUP | SHARED SAVINGS | $7,007.00 | ↑ +824% |
| INTERGROUP | WORKERS COMP | $7,007.00 | ↑ +824% |
| ACTIVECARE FIRST MCO | ALL PRODUCTS | $7,007.00 | ↑ +824% |
| BERGEN RISK | ALL PRODUCTS | $7,012.50 | ↑ +825% |
| QUALCARE | PPO | $7,264.95 | ↑ +858% |
| QUALCARE | HMO | $7,264.95 | ↑ +858% |
| AETNA | ASA | $7,321.05 | ↑ +866% |
| QUALCARE | WORKERS COMP | $7,737.73 | ↑ +920% |
| MULTIPLAN - PHCS | ALL PRODUCTS | $7,947.50 | ↑ +948% |
| PRIME HEALTH | AUTO INSURANCE | $8,008.00 | ↑ +956% |
| PRIME HEALTH | WORKERS COMP | $8,008.00 | ↑ +956% |
| CIGNA | PPO | $8,941.41 | ↑ +1079% |
| CIGNA | HMO | $8,941.41 | ↑ +1079% |
| HORIZON | MANAGED MEDICAID | not published by hospital | — |
| AMERIGROUP | MANAGED MEDICAID | not published by hospital | — |
Visitor-reported prices
Comments
Hdr rdncl ntrstl/icav brchtx at other New-jersey hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| Bayshore Medical Center | Holmdel | $767.95 | $767.95 – $2,774.00 |
| Hackensack University Medical Center | Hackensack | $817.07 | $653.66 – $3,250.00 |
| JFK Johnson Rehabilitation Institute (JRI) | Edison | $768.62 | $293.00 – $2,997.00 |
| Jersey Shore University Medical Center | Neptune City | $767.95 | $767.95 – $2,789.00 |
| Palisades Medical Center | North Bergen | $817.07 | $817.07 – $2,826.00 |
| Raritan Bay Medical Center | Perth Amboy | $768.62 | $768.62 – $2,746.00 |
| Riverview Medical Center | Red Bank | $767.95 | $712.49 – $2,749.00 |
| Southern Ocean Medical Center | Manahawkin | $758.25 | $758.25 – $2,703.00 |