Frozen blood prep at Ocean University Medical Center

425 Jack Martin Boulevard, Brick, NJ · Hackensack Meridian Health · · NPI 1477065126

Source: hospital's published price file ↗ · Published Dec 31, 2025 · Ingested Aug 13, 2026

$187.28

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$1,101.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$136.93 with UNITED HEALTHCARE vs $1,071.49 with AMERIHEALTH — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
UNITED HEALTHCARE MANAGED MEDICAID $136.93 ↓ -27%
AETNA MANAGED MEDICAID $156.34 ↓ -17%
HORIZON MEDICARE ADVANTAGE $171.36 ↓ -9%
AETNA MEDICARE ADVANTAGE $171.36 ↓ -9%
WELLCARE MANAGED MEDICAID $171.36 ↓ -9%
VACCN ALL PRODUCTS $171.36 ↓ -9%
AMERIGROUP MEDICARE ADVANTAGE $171.36 ↓ -9%
WELLCARE MEDICARE ADVANTAGE $171.36 ↓ -9%
UNITED COMMUNITY/AMERICHOICE MEDICARE ADVANTAGE $179.93 ↓ -4%
HORIZON BCBS BRAVEN MEDICARE ADVANTAGE $187.28 ↑ +0%
HORIZON MANAGED MEDICAID $209.74 ↑ +12%
SEOUL MEDICAL GROUP ALL PRODUCTS $213.59 ↑ +14%
UNITED HEALTHCARE DSNP $224.73 ↑ +20%
KARNA MEDICARE ADVANTAGE $289.88 ↑ +55%
QUALCARE HMO $546.10 ↑ +192%
OXFORD ALL PRODUCTS $595.64 ↑ +218%
UNITED HEALTHCARE HMO $597.81 ↑ +219%
HORIZON OMNIA $717.19 ↑ +283%
AETNA PPO $757.49 ↑ +304%
AETNA HMO $757.49 ↑ +304%
ACTIVECARE FIRST MCO ALL PRODUCTS $770.70 ↑ +312%
INTERGROUP SHARED SAVINGS $770.70 ↑ +312%
INTERGROUP WORKERS COMP $770.70 ↑ +312%
HORIZON WORKERS COMP $789.20 ↑ +321%
BERGEN RISK ALL PRODUCTS $825.75 ↑ +341%
QUALCARE PPO $851.07 ↑ +354%
HORIZON PIP $851.07 ↑ +354%
QUALCARE WORKERS COMP $851.07 ↑ +354%
HORIZON SHP $858.45 ↑ +358%
AETNA ASA $862.08 ↑ +360%
PRIME HEALTH AUTO INSURANCE $880.80 ↑ +370%
PRIME HEALTH WORKERS COMP $880.80 ↑ +370%
BRIGHTON HEALTH PLAN ALL PRODUCTS $880.80 ↑ +370%
HORIZON HMO $885.75 ↑ +373%
HORIZON INDEMNITY $896.21 ↑ +379%
HORIZON PPO $908.99 ↑ +385%
MULTIPLAN - PHCS ALL PRODUCTS $935.85 ↑ +400%
AMERIHEALTH LOCAL HMO $945.98 ↑ +405%
CIGNA HMO $1,052.89 ↑ +462%
CIGNA PPO $1,052.89 ↑ +462%
AMERIHEALTH REGIONAL HMO $1,071.49 ↑ +472%
AMERIGROUP MANAGED MEDICAID not published by hospital
CLOVER MEDICARE ADVANTAGE not published by hospital

Visitor-reported prices

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Frozen blood prep at other New-jersey hospitals

Hospital City Cash price Negotiated range
Bayshore Medical Center Holmdel $189.67 $136.93 – $597.81
Hackensack University Medical Center Hackensack $201.80 $52.42 – $296.00
JFK Johnson Rehabilitation Institute (JRI) Edison $189.84 $171.36 – $634.95
Jersey Shore University Medical Center Neptune City $189.67 $136.93 – $289.88
Palisades Medical Center North Bergen $201.80 $57.83 – $1,228.50
Raritan Bay Medical Center Perth Amboy $189.84 $136.93 – $597.81
Riverview Medical Center Red Bank $189.67 $40.55 – $597.81
Southern Ocean Medical Center Manahawkin $187.28 $136.93 – $289.88

All New-jersey hospitals for this procedure →